DMP & Mutual Support Thread - Part 8

Hopelessly_Hopeful

talisker78 wrote: »

Morning everyone - its Friday, its payday and this is the first month since I don't know when (probably around 2006) I actually don't have to worry how I'm going to pay my debts or worry if I have enough money to do actually do anything.

No more credit cards to spend on. No overdrafts to sneak into. Nothing. Zip. Just a set amount of cash to last me the month. Its amazing, its wonderful and its nice to be living again! :T

On top of that, whilst Barclaycard had said to Payplan last month that they had rejected my payment offer, I received my monthly statement from them yesterday. They have frozen all interest, all charges and have said that my minimum payment of £13.10 must reach them by 25.09.12. Well, that payment is my Payplan payment, so they obviously have accepted it....why the conflicting accounts? Who knows and quite frankly, who cares. DMP has well and truly started. I couldn't be happier.

Hope everyone else is having a good day. Woo Hoo!!! :j

Great news

HHx

Time_to_face_the_music

Hopelessly_Hopeful wrote: »

Morning All

Shouldn't you two be fiddling with your spreadsheets

Welcome back Ian. Have you sold up yet?

HHx

You are just jealous because you don't have a pink carnation and can't whistle The Pink Panther

Oh guess what Geek Twin? I had a phone call today from the FOS re M&S. No promises but they didn't seem impressed with M&S antics and said their minimum payment nonsense definitely did not add up on the statement I sent them. Fingers firmly crossed

Hopelessly_Hopeful

Time_to_face_the_music wrote: »

You are just jealous because you don't have a pink carnation and can't whistle The Pink Panther

Oh guess what Geek Twin? I had a phone call today from the FOS re M&S. No promises but they didn't seem impressed with M&S antics and said their minimum payment nonsense definitely did not add up on the statement I sent them. Fingers firmly crossed

OK I admit it am jealous. My therapist said step away from the carnation, do not under any circumstances calculate how many layers on the flower, how many will fall by x time and what y % of your dmp will be left then.

Ooooooo fingers crossed re FOS.

HHx

Time_to_face_the_music

Hopelessly_Hopeful wrote: »

OK I admit it am jealous. My thereapist said step away frm the carnation, do not under any circumstances calculate how many layers on the flower, how many will fall by x time and what y % of your dmp will be left then.

Ooooooo fingers crossed re FOS.

HHx

OK that one had me really laughing out loud :rotfl:

Did the therapist tell you not to count how many da dums are in the Pink Panther theme tune too?

Hopelessly_Hopeful

Time_to_face_the_music wrote: »

OK that one had me really laughing out loud :rotfl:

Did the therapist tell you not to count how many da dums are in the Pink Panther theme tune too?

He might have, but that's classified information. If I told you I'd have to charge you interest.:rotfl:

HHx

Grand_Benders

Sometimes this thread is really useful and sometimes it's just a bit bonkers! I like both options, but do fear for your sanity ladies!;)

:rotfl::rotfl::rotfl:

bertman

Has anyone had their CCCS payment taken out today? Just checked online and our payment hasn't gone out, could be as its Saturday though....

Time_to_face_the_music

Grand_Benders wrote: »

Sometimes this thread is really useful and sometimes it's just a bit bonkers! I like both options, but do fear for your sanity ladies!;)

:rotfl::rotfl::rotfl:

Yep we are bonkers but it's what keeps us sane ... well that and our geeky spreadsheets :rotfl:

bertman wrote: »

Has anyone had their CCCS payment taken out today? Just checked online and our payment hasn't gone out, could be as its Saturday though....

Ours hasn't come out either so it will be Monday. We often find that the date it actually comes out of our bank account is different to the date on the CCCS statement

bertman

Ours hasn't come out either so it will be Monday. We often find that the date it actually comes out of our bank account is different to the date on the CCCS statement [/QUOTE]

Thanks, just wanted to check, I thought it would have come out yesterday as the CC companies would have done....

Have a great weekend everyone!!

Time_to_face_the_music

We don't seem to have had any DDs taken out today! Daft as it sounds, I like them all to be gone so we can see exactly where we are with money for the month

Have a super weekend everyone :j