£23179.10 until my debt free life begins in March 2014

DebtFree2012

It's been 550 days since my LBM. 636 to go - almost half way there - due on 9th Aug.

End of:

June 2012 I should have 20541 left
Dec 2012 I should have 16784 left
June 2013 I should have 11771 left
Dec 2013 I should have 5278 left
March 2014 I should make my last payments

DebtFree2012

When July's payments are made I will have paid over 10k off (this is balances, not how much I have thrown at it - I dread to think how much I have actually paid).

Kepp

Well done DF :T 10K cleared is a real milestone

DebtFree2012

Thanks hun Am pleased but frustrated at the same time to have got myself in this mess. But onwards onwards.

I have done some figures and pulled out all the stops (raided everything) to get the excess spends from June cleared using July's pay which is a while off but it's all in the planning. So the plan is that by July I will be back in the black.

It will be a tight couple of months but I enjoy the challenge. A mini challenge amongst a larger one.

xx

LivvyLoo_2

Hi DF,
I am having a tight month too, so I'm right there with you.

Well done on your 10k milestone...you will be living the dream before you know it.

x

DebtFree2012

Morning all

Thanks Livs! Will pop over and catch up on your diary as soon as I can get chance. Manic week!

Well last night I did an egg tea using our chickens eggs so free plus used fridge LO's and pantry contents. A very frugal tea which was scrumptious!

Tonight is undecided - I haven't got any meat out so nothing defrosted in time. May have to be a cook from the freezer tea but again, nothing eaten I haven't got already.

This morning I noticed our veggies are going nuts which is great. All this rain then random sunshine seems to be doing them well, it's when we don't get the random sunshine bits we have problems!

The potatoes are doing lovely - I just hope they are doing as well underground! Lettuce I am really pleased with however the toms are not great - I just don't seem to get on well with them lol. I want to though so this will be next years challenge!

Also the pumkins are loving this weather. Not too shabby for my first serious year.

On a financial note, yesterday was a NSD and today should be too. I was due to get fresh fruit however was working from home last night so managed without. Interesting what you can do when need to.

xxx

ragstoricheswannabe

Well done on the £10k!!!!!!:j

Glad to hear veggies doing well!

DebtFree2012

:TThanks rags.

Right some money has gone in and I have paid the CC for the month so that's taken care of. Although I can't overpay this month due to the excess of June, I can get the "borrowed" money cleared as soon as next wage comes in instead of the following month as I first thought so that's good.

Plus I have £100 towards Christmas which I refused to use
So that's it until pay day now! I need to fill my finacial time in another way.....ebay it is then.

xx

DebtFree2012

Morning world.

I had a lovely weekend although didn't feel like I have had one if you know what I mean. Got nothing done I should have.

Today I will be putting fuel in but that is all and it is from the £80 budget. So after today there is £40 left.

Tonight I am going to the gym (wonder how long it'd take to bike there....save fuel).

I also need to list some things on ebay - should have done that at the weekend.

xx

ragstoricheswannabe

Bike to the gym?!??!?!?! If that was me i wouldnt need to go to the gym as i would have died on its front step!!!!:rotfl:I need to get back into doing exercise. Keep looking at my pile of DVD's but then just veg on the sofa wondering why my jelly belly doesnt get any smaller! (bad rags) :rotfl: