£23179.10 until my debt free life begins in March 2014

DebtFree2012

Morning everyone

Sounds right up my street there skint. I have been compost digging and veggie gardening yesterday and feeling achy today. Love it though. We have quite a few things making it although quite a few things didn't!! Trial and error and all in a bid to know what I am doing once our self sufficient life starts in 2014

Not long now until the holiday! So excited although I have spent FAR TOO MUCH on clothes and nice to haves with an attitude of "s0d it" :S However I do know what I am doing so I am not in the slightest bit worried.

Oh - the new washer broke. So I am having that fight tomorrow when the repair man (for a 1 day old washer!) arrives - apparently they can't exchange it until he has confirmed it is broke and not a figment of my imagination.

Right - lots to do in 3.5 days and must try and confine my dreaming about our farm life to break times!

DebtFree2012

Morning world.

A busy one at work again with it being a short week and having 1/2 day on Fri. Lots to do and no time to do it in.

I am freezing in the new place, have a draught on me - so brand new posh work place that looks the biz but leaves me with a frozen shoulder and hands daily! I now have a shawl over me which I am keeping here.

Also the new washer - it broke - they are coming to look at it today - least said on that the best as I will blow a gasket.

On a good note, there's been no more spending outside of the holiday stuff already mentioned. I will buy some picnic things on Friday for the flight on Saturday as we travel over 2 meal times.

Once we are back it will be almost pay day again and I will be back debt busting until my loan is paid off in August time and then we may have a mini cheap break if the weathers up to it.

I have been given a limit increase on one of my CC's by 5k which I was horrified at but that may look good in a way as I will no longer be using 80% of my limit so may be allowed a BT card?

Right, off to do the dreaded work.

xxx

ragstoricheswannabe

A £5K increase!!!!!!:eek::eek::eek: Just watch as the cc companies also look at available credit you have and will refuse applications if you have too much available, thats why its a good idea to cancel cc cards you have no balance on .

Hope you have a good holiday! Have a drink (or 6) for me.:D:beer::D

DebtFree2012

I know - yet only 15 months ago I couldn't get credit increase for love nor money. Just as well I didn't then as I would have spent it but the irony!

I'm only wanting a BT and if I don't get on my Aug/Sept when my loan is paid off (all being well) then I will reduce the limits on the others to see if it helps.

Oooh I plan on having plenty of those ickle drinks Will have to pace myself being in charge of 2 little uns though....

Good news: Washing macbine is being replaced tomorrow! After much ado may I add. Complaining does work!

DebtFree2012

Morning folks

How exciting - we are going on holiday in 2 more sleeps!!!!

Just think how many days I will be shaving off when I type in here on my return. LOL.

Well some of the items we bought are going back so there's money in the bank and I will only be spending on picnic food before we go.

Then kicking butt when I get back on pay day - bring it on! :T

Kepp

Hope you're having a great time DF xxx

brizzledfw

Have a great holiday all of you

Skint_but_Optimistic

Have a fab time lovely x

DebtFree2012

I'm baaaack!!!!!

FULLY RECHARGED and REARING to go!

What a lovely holiday - good times. I am also really pleased to be back which sounds bizarre but I have a new lease of life for debt busting and in general.

I've already checked my accounts and everything is in good order, even managed to overpay loan by £20.

Anything worth ebaying I will and the rest can go to the school charity.

We're due the pay rises this month so I will be working out what I can overpay as soon as I know the score. Going to estimate now cos I can't wait.

Tomorrow is 700 days to go and 2 years to the date!! So exciting as I have been doing this longer than 2 years already despite my true LBM only being Dec 2010. That time has flown past so it will be here before I know it!

Gooooood times!

Tea tonight is sorted and I think I'll crack the vino open to chill with DH tonight. :T

Today/tomorrow I need to menu plan for the next week and a half as will buy the things on Wed when I am paid. Going to aldi to do it.

I'm also going to try to make Laundry gloop from the OS boards. If it fails I can use it for DH's overalls.

Also researching some new business ideas for living the dream which is also 2 years away Can't wait to save for that!

brizzledfw

Good to have you back DF:T

So glad you had a good holiday and have come back full of determination! keep us posted on all your adventures!!