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10 positive steps a day challenge - 2012

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  • keys_2
    keys_2 Posts: 1,070 Forumite
    edited 27 January 2012 at 10:41AM
    TM6 wrote: »
    Good morning all


    :D:D:D:D:D 5 smilies for me from my list yesterday

    AND

    from the appointment with Santander we had £75 of charges refunded as they agreed we shouldn't have been charged :T
    :T


    Well done on your refund :D:T

    Yeah For my first day on this thread I managed to get 7 smiles
    :D:j

    Todays list is

    1. Ring British Gas and organize a payment plan - Not looking forward to this as my loudspeaker doesn't work on the phone anymore :(
    2. Ring Water Company
    3. Ring Tv license
    4. Ring Bt :D
    5. De Clutter The garden
    6. Turn over the gardern and cover until ready to plant grass seeds
    7. List on ebay as much as I can :D
    8. Take pics for items on ebay
    9. Complete Mystery Shop :D
    10. Do some housework
    As you can see I am trying to reorganize my outgoings rather than being skint all the time - Just hoping they will all accept lower payments -Fingers crossed ;)
    Ebay Bag A Day Challenge 2012- :staradmin
    *£10 a Day Febuary Challenge
    £ 66.23 / £290
    £2 savers#131
    Crazy Clothes Challenge Me £3.99/ £200 Dd £16 /£200



  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Morning FC, morning all:wave:

    Today I will smile when I am doing:

    1) Cleaning ensuite
    2) Get OH to put hoover round
    3) Get OH to polish bedroom
    4) Make a few more appointments for work
    5) Have put out rubbish and recycling:)
    6) Dishwasher on:)
    7) Get DD to clean bathroom
    8) Tea out and ready for tonight:)
    9) Do some shredding
    10) Take DD dancing
    11) Just checked cc and am actually in credit by the grand sum of £12.70 :)

    Happy Thursday everyone - hope you smile lots today :p


    Wow well done! its a nice surprise when that happens :)
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    TM6 wrote: »
    Good morning all


    :D:D:D:D:D 5 smilies for me from my list yesterday

    AND

    from the appointment with Santander we had £75 of charges refunded as they agreed we shouldn't have been charged :T



    Here is my top ten for today
    1. Empty more of the car
    2. Governor work Done
    3. Post important mail
    4. De-clutter more paperwork
    5. Swim
    6. Use exercise bike
    7. List 3 items on ebay
    8. Sort out files
    9. Decide where to store all our Geocaching 'stuff' and store it
    10. Decide where to store all our ebay packaging 'stuff' and store it
    Wish me luck :dance:



    Good luck to you all :T

    Such a good morning for everyone :) Good luck with your list for today xxxx
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    If it helps FC, I knew I had PPI on a loan years ago but couldn't remember who with. I called LL0yds but no it wasn't with them, I called Halicarp who found 2 loan numbers and about 6 cc numbers! Made one call to the PPI complaints department in early december and yesterday I received cheques to the value of £4200! :T Easy peasy and the worst they can do is say you didn't have any. Go for it! :j

    WOW!!! honestly i'm wondering whats coming next......LOL! Well done on the payment thats brilliant news :D

    I know who i have the ppi with but just wanted to check the amount and contact details etc :) I paid the loan off early basically because i didn't want the ppi so i want to have dates etc when i ring!
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    keys wrote: »
    Well done on your refund :D:T

    Yeah For my first day on this thread I managed to get 7 smiles
    :D:j

    Todays list is

    1. Ring British Gas and organize a payment plan - Not looking forward to this as my loudspeaker doesn't work on the phone anymore :(
    2. Ring Water Company
    3. Ring Tv license
    4. Ring Bt
    5. De Clutter The garden
    6. Turn over the gardern and cover until ready to plant grass seeds
    7. List on ebay as much as I can
    8. Take pics for items on ebay
    9. Complete Mystery Shop
    10. Do some housework
    As you can see I am trying to reorganize my outgoings rather than being skint all the time - Just hoping they will all accept lower payments -Fingers crossed ;)

    Well done Keys :) and good luck with your phone calls - i did this a while ago and it really helped with my budgeting :D
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Still feeling poo this morning :( I have everyone going on about me going to different groups and getting out more - its just freaking me out and wish everyone would stop pressurising me! :mad:

    Anyway onto my positives for today:

    done already -

    superpoints, swagbucks and woohoo

    claimed another £5 voucher from sb

    started to look for my ppi paperwork

    threw out quite a lot of paper clutter in the process of looking

    sorted out a file for finance stuff so i can be a bit more organised with it

    sent email to walkers to complain about some rubbish biccies i got - been putting this off for ages as wasn't really sure what to say

    so thats 8 :) so far

    other things i want to try and do

    lodge a cheque i forgot about yesterday
    look for $ cheque i have to exchange
    attend meeting re esa stuff
    sort out postage prices for fb sales
    look for bag i know i have in avon stock that my mum has an order for
    do some washing
    add superpoints links to referrals thread

    thats loads!!!!! will see how i get on with them
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • vintage43
    vintage43 Posts: 386 Forumite
    edited 27 January 2012 at 8:39AM
    Only going to do one today - stay awake - i don't feel too good today!Done, and I managed to spray the inside of the cooker to clean today! Went to bed after watching Noel fielding, not sure what to make of it, some bits cracked me up, some bits left me confused!
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    vintage43 wrote: »
    Only going to do one today - stay awake - i don't feel too good today!

    Good Luck with that one!! sorry to hear you feeling poo too :(

    Big hugs :grouphug:

    xx
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • Well what a result PCB - £4200 is amazing. :T So glad that these companies have been brought to task over their mis-selling of policies.

    Good start for you today FC, but sorry to hearing that you are feeling poo, also V43,:( sending you both hugs :grouphug:

    Good news too Keys for your £75 refund :T

    I was just wondering if it is legal to put a smile against things that my OH, DD and DS have done in the house, or is that cheating? :rotfl::rotfl::rotfl:
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying!:rotfl:


    June GC - £352.04/£350
    SP challenge 3P £171.28:j:j:j
  • Hope you are all feeling better :) I started today with a horrible headache, am now desperate to get out and do something but no-one is around :( Am loving not being at work but getting seriously bored of my own company now.

    Thats fab news Keys!

    x
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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