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10 positive steps a day challenge - 2012

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  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    I'm a little confused and overwhelmed today - i have so many appointments going on and things to do i am finding it hard to know where to start.

    To help me with this today then I am just going to concentrate on the payments i need to make first of all. 1 bit at a time and all that :)

    So these are:

    Mortgage
    Rates
    Avon
    Tax
    Lodgements.

    I have to go to the bank to do some of these, so time to get myself ready to go and do that now :) I won't think about the other stuff until i have these things done!

    Happy Wednesday everyone xxx
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • vintage43
    vintage43 Posts: 386 Forumite
    I can't resist a glitch, Tesc0s are selling weight watchers frozen meals for £1.75 each but if you buy 4 then it comes up as 4 meals for £5.00 but actually scans at £2.00 in total, do them through the self scan, that@s only 50p each, I know they are not the best but are handy to have in.:j:money:
    vintage43:A
    NSD 42/365 2012
    - A new start for a newbie
    Next - £1033.62 :( Barclaycard - £5683 :( Mortgage - £125471 :( Overdraft - £903:eek::(Loan £3562 - :( Total Debts = £10179 Monthly shopping £100 spent so far £12.65
  • MunniMuncha
    MunniMuncha Posts: 391 Forumite
    edited 26 January 2012 at 11:19PM
    Hello everyone:hello:

    Well done TM6 for getting 49 smilies this month so far - it feels so much better counting the smilies doesn't it? Feels like things are being achieved :)

    Well today I am going to try to

    1) Hoover :)
    2) Polish bedroom :)
    3) Clear small room :)
    4) Go to bank and get out my allowance for the week to pay back from my business monies :)
    5) Pick DD up from bus stop :)
    6) Ensure DD does ironing:)
    7) Ensure DD cleans the bathroom

    That's 4 more smilies for me so far today :D
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying!:rotfl:


    June GC - £352.04/£350
    SP challenge 3P £171.28:j:j:j
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    I'm a little confused and overwhelmed today - i have so many appointments going on and things to do i am finding it hard to know where to start.

    To help me with this today then I am just going to concentrate on the payments i need to make first of all. 1 bit at a time and all that :)

    So these are:

    Mortgage - Done :)
    Rates - Done :)
    Avon
    Tax
    Lodgements. Done :)

    I have to go to the bank to do some of these, so time to get myself ready to go and do that now :) I won't think about the other stuff until i have these things done!

    Happy Wednesday everyone xxx

    Also i had to recount my smilies cos i thought how did i get to 67 if i was doing 10 things a day.......turns out i counted one day twice :o I knew there was something wrong with that number hahahaha!


    So my actual total is now 61 after adding in todays :rotfl:
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • Wishing you all a positive day :)

    Today I will be:

    Getting hair cut (courtesy of MrS) :)
    Go through MrS's bank statements that I can find to look for reclaiming charges - this wasn't psosible as he doesn't have complete records!
    Uni assignment - yawn
    washing up :)
    decide what nice things to have for tea :) (garlic chicken mash and carrots!)
    make overpayment to CC - :)
    put £2 coins into the pot :)


    Hope you all had a good day x
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Just managed to squeeze in a few more things for today :)

    paid avon some money off my bill :)

    brought tv licence payments up to date :j great when you catch up on one isn't it??? :)

    Spent quite a lot of time preparing for a meeting tomorrow re my esa appeal - trying to think of evidence sources is not that easy! :)

    so thats another 3 :) to add now!

    Got my teddy eyes in the post today so am going to go and have a play with that now and see what ted looks like with a face :)

    Happy dreams everyone xxx
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • fairyclicks
    fairyclicks Posts: 3,884 Forumite
    Debt-free and Proud!
    Am thinkin i should have ordered bigger eyes for ted - never mind at least he has a face now - just need to finish stuffing him and sew his head on and he is done - need to find the bag of stuffing i got ages ago now for that lol!

    Now that i have been working on one of my 'i've put it off for so long i can hardly remember what i have to do' things i have decided to do some work on another one. I know i have a loan with a ppi thingy on it - i even hunted out the paperwork for that a while ago but just haven't applied for it. Thats going to be my next target to work on - i mean thats money just waiting to be claimed back isn't it? I also have quite a few credit card charges that i can go over as well but one thing at a time......

    First step is to get a file to put all the relevant info into, and find the paperwork that i have no idea where i put the last time i had it. Could take me a week just to do that bit!!
    Debt at Aug 2010 (LBM) £21,908.86, Debt Freeeeee Date 4th Nov 2013 :j:j:j Massive Thanks to the £10 per day thread :A Next goals:
    Savings £1203.16/£10,000******Mortgage to Zero: £52,579.46 to go
    Feb Earnings: £711.20/£500 March: £434.41/£500
    Currently compiling an A-Z of earning sites and happy to share it ;)
  • MunniMuncha
    MunniMuncha Posts: 391 Forumite
    edited 26 January 2012 at 11:20PM
    Morning FC, morning all:wave:

    Today I will smile when I am doing:

    1) Cleaning ensuite :)
    2) Get OH to put hoover round :)
    3) Get OH to polish bedroom :)
    4) Make a few more appointments for work
    5) Have put out rubbish and recycling:)
    6) Dishwasher on:)
    7) Get DD to clean bathroom
    8) Tea out and ready for tonight:)
    9) Do some shredding
    10) Take DD dancing :)
    11) Just checked cc and am actually in credit by the grand sum of £12.70 :)

    Happy Thursday everyone - hope you smile lots today :p
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying!:rotfl:


    June GC - £352.04/£350
    SP challenge 3P £171.28:j:j:j
  • TM6
    TM6 Posts: 1,116 Forumite
    edited 26 January 2012 at 9:48PM
    Good morning all


    :D:D:D:D:D 5 smilies for me from my list yesterday

    AND

    from the appointment with Santander we had £75 of charges refunded as they agreed we shouldn't have been charged :T



    Here is my top ten for today
    1. Empty more of the car
    2. Governor work Done
    3. Post important mail
    4. De-clutter more paperwork Done
    5. Swim Done
    6. Use exercise bike Done
    7. List 3 items on ebay
    8. Sort out files Done
    9. Decide where to store all our Geocaching 'stuff' and store it
    10. Decide where to store all our ebay packaging 'stuff' and store it Done
    Wish me luck :dance:



    Good luck to you all :T
    "One hundred years from now, it will not matter what kind of car I drove, what kind of house I lived in, how much was in my bank account, nor what my clothes looked like but the world may be a little bit better because I was important in the life of a child."

  • Now that i have been working on one of my 'i've put it off for so long i can hardly remember what i have to do' things i have decided to do some work on another one. I know i have a loan with a ppi thingy on it - i even hunted out the paperwork for that a while ago but just haven't applied for it. Thats going to be my next target to work on - i mean thats money just waiting to be claimed back isn't it? I also have quite a few credit card charges that i can go over as well but one thing at a time......

    First step is to get a file to put all the relevant info into, and find the paperwork that i have no idea where i put the last time i had it. Could take me a week just to do that bit!!


    If it helps FC, I knew I had PPI on a loan years ago but couldn't remember who with. I called LL0yds but no it wasn't with them, I called Halicarp who found 2 loan numbers and about 6 cc numbers! Made one call to the PPI complaints department in early december and yesterday I received cheques to the value of £4200! :T Easy peasy and the worst they can do is say you didn't have any. Go for it! :j
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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