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LBM in 2003.. What have I been doing since??!
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My life & charity admin went well thanks brizzled.
All sounding good in your world
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Good to hear from you L and you have a new diary Well done Lou.
Blimey. Its cold. So very very cold. Hard getting to work in this, had to get an early train (6:31) but OH ran me to the station which was sweet. Need fuel as running on fumes so thats a spend today. No let up this week but hope to get a bit calmer later on in March...well maybe, thats the hope!! Although as a contractor I never complain. You never know whats round the corner.
All OK. Looking forward to a new month spendwise and really being on track finances wise. ISA and pension picking up again after the market shocks of the last month so thats good.
Have a good day all, almost the end of the week
:rotfl: and those in the heart of the bad weather wrap up warm and stay indoors if you can! MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sounding very organised and productive - as always I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Hi brizzle - hope you didn’t have any delays on your journey today what with these Arctic conditions!
All sounding good in the brizzle household!Finally Debt Free! - July 2016 🌟
Finished Emergency Fund- £10,000 April 2017
🌟
RETIRED: MAY 2021!!!!😀🎆
My diary: “Seasidegal's Scrimpy Retirement Diary!”0 -
Aha SSG.. I took a call with the team at 06:17 am yesterday and pretty much all of us worked from home. When the red warning came through I thought we had made the right call. Its not the getting there that would be the issue but the getting back. Lots of people sleeping over in the hospitals though in order to maintain the service. They are the heroes.
Today the same...just waiting to dial in for a call. Thank the lord for the Internet. Not sure what we did in '82. I seem to remember reading a lot and sledging as the village was snowed in for 3 days. No school buses could get through! Yippee!
Done a money shuffle as its the beginning of the month. I have sent the kids out for some provisions. A NSD yesterday but small spend on groceries planned today. Not milk or bread you'll be pleased to note (seeing the photos of the empty shelves in Tescos etc made me smile) but Yorkshire T-bags :rotfl: Been using some 'gumboot' tea bags up from our trip away but ladies and gents they are just not the same...First world problems I know but even so.
So have dinner sorted for this evening. Plan to work today and then do YNAB, check in on you lovely folks' diaries and updates and then run some reporting for Feb so I can see the savings rate etc. It won't be 25%..but even a bit would be great.
Exercise has been non existent. Gotta get back on that horse too. Its wonderful coming out of the house in the early morning and seeing its light. Need to make the most of it this Spring.
Hope everyone is warm and safe. OH started his new job early so was out and about yesterday in W Wales. Just hoping he makes it back in safely (think he's rather enjoying it tbh..Boys Own stuff! He apparently has a chunky 4x4 so reckons he'll be fine)
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
PS. Kids being pulled down my car free street on a sled...loving it!! Have to say in 15+ years here never seen that before....tempted to get the skis out MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Get the ski's out I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Not one car moved here today :eek:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Oh, please get your skis out! Want to see a photo! We've had kids on sleds and someone on a quad bike, but very little movement otherwise."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Am I the only one working?? Sitting here in a headset on a call...ugh. But feel like everyone else is on a 'snow day'!! Sleds and gawd know what passing by at times...Clearly there are loads of people who are working I know as the lights are still on etc etc..but I certainly feel pretty lonely
:rotfl: MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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