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LBM in 2003.. What have I been doing since??!
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Enjoy your weekend
xx I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks lovely ladies..
Had a beautiful day doing absolutely booger all. We watched a cricket match and drank cider (England won) - v cheap tickets as it was Women's cricket so very MSE and we had a great time despite not really being afficiendos
Tax paid yesterday. Good to have that done. Felt sad to see that much leave my account though! Also did some money shuffling and took profits out of S&S ISA as think market may be reaching a peak so it'll be held as cash until I decide what to do. Will probably put in the NW high paying account.
Bought DD1 some much needed outdoor gear but used her discount for doing DoE so 15% off which was very handy. Picked up 2 items for myself but will be well used.
After a wobble students are fine.. much more engaged. Am relieved. Took everyone out for pizza this eve and drinks £43 so can cope with that as there were 7 of us ... nice treat and saved me doing anything!!!
Have a good weekend allMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
A lovely weekend.. very domestic. Took the students to n£ndos which they enjoyed as they don't have it in Spain.. now there is a investment opportunity if ever there was one.. ask any British teenager!!
OH struggling though with the houseful. We are topsy turvy and he no longer thinks it's all worth it. Work is pressured too which always has a huge negative effect. But think maybe I will take him out for a break one evening this week.. that should help. The good weather today forecast for today should help as well.
Have a good day folks - love to you all xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Busy as usual. I lost you for a few days trying to read on my phone and unsubscribed by mistake but got you back now.
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Have to say that I am increasingly struggling with my lodger & am really really questioning if the stress is worth it
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Lu.. glad you didn't really lose me!! :rotfl: How's the dream cottage going?!
Lou.. he's better this evening when we basically served up a speedy filled pasta meal. He also had a reasonably good day at work. It is hard. Are completely camping so everything at sixes and sevens plus dishwasher has broken. Think we need a new pump. Call out charge on Friday cost £60 and guy couldn't fix it. Worked twice over weekend and now properly bust. Not great timing!!! But at least (crossing my fingers as so say this) washing machine is fine.
Money is tight. Have to pay off another card with just ongoing regular spends on it. But must... otherwise we will be sliding backwards. More holiday stuff paid upfront through which is always a good sign and will get a few more days work this month - to help offset next when I am taking some leave.
Having a nice glass of Fairtrade Shiraz. Just a C9op one but it's nice. Life could be a million times worse!
Love to all
XxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
So folks...since then have been head down working hard..although did take precious lovely friends out for a meal last night. They needed it and it was lovely to spend a few hours with them. Great veggie food too Like it when restaurants properly cater for veggie tastes in a good quality neighbourhood restaurant.
Another 2 AFDs this week...not last night (obviously!! :rotfl:) Managed an exercise class on Tuesday and will go tomorrow but otherwise bombed. Just couldn't manage it.
Ebay sales have been OK. Not spectacular. Not sure how going to manage the £850 target this year but will keep battling on. It would have been a NSD but OH out for a hobby this evening so that's that scuppered...
Money is tight as everything is accounted for. But not complaining. Mojo still in good form and feel as if everything is possible...which is a good place to be..
Much love to you all xxMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Exercise class tick, payment for students received tick, AFD tick, LSD (just some groceries, under £5) tick, money shuffle and TT done tick, extra paid work tick......and sleeeeeep MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Have a lovely restful night's sleep xxI get knocked down but I get up again (Chumbawamba, Tubthumping)0
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All sounding very busy in the brizzle household! Are you getting the dw fixed?
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200
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