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LBM in 2003.. What have I been doing since??!
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Alcohol free days.
Low spend days.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Lou! Sorry TCAL.. live in a world of acronyms in real world and the virtual one!
Hope everyone is OK. Lou - thought of you today as I mused on colouring in another brick on my mortgage chart
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Another brick in the wall here too :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Fabulous. Well done beanie.
Looking forward to the weekend already. Plan on doing some exercise which is well overdue and also sorting out a proper look back financially for Feb and a look forward to March. There are lots of structural changes taking place (I blame the Chancellor and THEM!) and we have lots of decisions to make. Can't say too much here but suffice to say that there are changes afoot for April that are making people walk off jobs in the public sector and I can see why. I will be speaking to OH over the weekend to see what we want to do and what we think the best options are. We may have less income and that means more frugality on the horizon.
But we have our health and wonderful friends and children.. much to be thankful for. And we are just trying to get right again after a spendy 2016.. hardly on the breadline
And.. I like a challenge 
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Have a fab weekend. Sorry to hear about a wobbly horizon. Just think of all those bricks you've coloured in, so whatever happens you'll be in a better place than you were. Hugs.0
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Thanks PF, really nice of you to say that..I am crawling my way to working out the least worst option...I think. :eek:
Lovely evening with friends yesterday. Cheap kitchen supper with plenty of leftovers. However overall a spendy day with haircuts, grocery spends etc but I did one hopefully MSE thing which is buy a nail kit so hopefully I can do my nails without going to a salon..we shall see, but am hopeful it will save me literally loads. Spend to save or something like that :rotfl:
Sunshine out today, not sure what kids are up to, but OH and I fancy packing a picnic and going for a walk. Exercise and limited spends required.
I also need to watch the last 2 episodes of Taboo....now OH is back, can watch together
The joy of simple things.MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Picnic and a walk is one of my fave activities! Enjoy!MFW Challenge 2019 - £2,420 / £2,420 - 100% :T0
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brizzledfw wrote: »
I also need to watch the last 2 episodes of Taboo....now OH is back, can watch together
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I loved Taboo..........but when you have watched it please explain what happened in the last 2 episodes..........I got really confused as to who was doing what and why:oBe the change you want to see -with apologies to Gandhi
In gardens, beauty is a by-product. The main business is sex and death. ~Sam Llewelyn
'On the internet no one knows you are a cat' 0 -
Hope you make the right decisions whatever they may be Brizzle. Let us know how you get on with the nail kit, is it a gel one?I get knocked down but I get up again (Chumbawamba, Tubthumping)0
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Glad other half is back. you always sound happier with him about...If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 800/1000
Buffer fund 0/100
Debt Free (again) 25/0720250
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