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LBM in 2003.. What have I been doing since??!
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Hi SA, yep it's a gel kit. I am a huge shellac fan so fingers crossed this will be doable. Got some advice from a friend on which one to get.
Yes that's very very true DIA. life much better when he's around although not always less stressful!!
Two more AFDs and one LSD yesterday. Will update sig shortlyMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Taboo.. well it did get tricky. I think I understood what was going on - but carnage at the end hey? Assume there will be another series?MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Blimey, it's so much easier leaving home and getting back (in time) in the light. Makes such a difference to my mood! Although the chocolate may also help!!
I have an important work event coming up.. do I break my no new clothes rule?? Thoughts and comment welcome!! I am also aware that haven't done my end of month update so will do that - probably over the weekend as so much going on at work at the moment
Hope everyone is doing well. Should be another LSD today unless OH went mad in the bike shop (oh and he needed a part for a kitchen repair.. so maybe not as low spend as I'd have liked!)MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
I don't know what clothes you already have. I often feel more comfortable and therefore more relaxed wearing something I KNOW I look good in. Maybe a compromise? Is there an item that will jazz up something existing....If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
If you need something new then go for it
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks Beanie and DIA. I will have a sort out this weekend and see what I think. Maybe I can get away with an existing outfit and smart new shoes..
AFD yesterday and LSD as although OH did get some parts for repairs (don't you hate it when your kitchen falls apart..rusty drawer runner...
) I used the Co&p loyalty scheme to pick up the veggies we needed for tea. So free But no NSDs yet this month which feels pretty poor. A few watchers on some EBay items but not much. And girls saying not much more to sell....so am going to have to be inventive with my 2017 sales target methinks!! :eek:
Work is looking manageable finances wise and there is a chink of light that it may improve too. Prepare for the worst and hope for the best as they say.
Had a budget meeting with OH yesterday which he was pretty depressed about. He's feeling pretty ground down at the moment. I am just hoping that given another couple of months at a decent savings rate he will begin to see a difference and start to believe we can set ourselves on a sustainable road to saving and spending
Have a great day folksMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
brizzledfw wrote: »Work is looking manageable finances wise and there is a chink of light that it may improve too. Prepare for the worst and hope for the best as they say.
Had a budget meeting with OH yesterday which he was pretty depressed about. He's feeling pretty ground down at the moment. I am just hoping that given another couple of months at a decent savings rate he will begin to see a difference and start to believe we can set ourselves on a sustainable road to saving and spending
Have a great day folks
Morning Brizzle,
just catching up:)
Totally familiar with the above!
OH and finance and doom & gloom conversations I still try and avoid, because we still can't talk about it without escalating into something else - I find it easier to just get on with it - a bit defeatist I know, but I find I can keep me upbeat but not the both us.
think I heard something along the lines of "#and she still persisted " in the news this morning. Am sure you will be able to make OH start to believe.
NOA
xFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Thanks NOA! He does find it hard to see light at the end of the tunnel.. he usually assumes it's a train!
A NSD yesterday - whoop :j so will update sig. Not an AFD tho
Absolutely bollixed by work at the moment.. deep breath.. going in again in a moment.. wish me luck and hope for an easier month in April!! It won't be hard!!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hope things get easier!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Thanks L..it should do..but then we need the money so I should quit moaning I guess. Just 5-6 hours of sleep a night just aint enough so getting crabby and losing perspective..
An AFD and a LSD..OH spent some money on coffee out with a friend he hasn't seen in years..thats not bad.
A few watchers on the Bay items but not holding my breath!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0
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