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LBM in 2003.. What have I been doing since??!
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Not at all..VAT is a new one to me, but one I need to get to grips with ASAP :eek:
Hope everyone has a sunny day. Busy week for me this week, but not complainingIt's all work. Will pop by when I can.
MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Wow where are you getting these loo rolls from?! That's an awful lot :rotfl: but then we must go through one roll every other day as my children seem to think their backsides are the size of big ben! I'm constantly sounding like my dad by knocking on the door whilst they're in there "I hope you're only using 3 sheets maximum"
they clearly ignore me though as ds2 has blocked the loo countless times with the amount he uses! :wall:
Hope you get on well with the soap nutsI use a bit of stain remover on stubborn stains by soaking items in sink with it before washing (already had it in cupboard) ...I might try the washing liquid after they run out (you do mean washing up liquid>???) I also use white vinegar for conditioning
It cleans the washing machine from lime scale at the same time too -bonus
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £200.
Total- £1562.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Thanks DFW
Yes get them from a NE company (I think..) who deliver. Ethical company etc etc. There are 4 huge boxes now in my hall, waiting to be chucked in the loft
So...bit of a spendy day. Necessary new clothes..things one can't do without if you get my drift! Also some more groceries..restocking after running down supplies last month..have set aside £500 this month and will see how we go. Also bought some new stud earrings..have literally gone bare as had lost one from ALL of my sets. I have such a habit of losing them. Rubbish!
What else..start of a new month. YNAB all set up. We are good to goMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
So..today..
- doing some prep for some future work I hope will come through..wish me luck folks
- PC survey done but as usual screened out of others..is this a conspiracy I wonder?? :rotfl:
- scheduled OP of £600 towards mortgage which feels good(although it will take 3 of them to pay off just 1% of the total.. :eek: now I know it doesn't work like that as on a repayment, but sobering all the same!)
- dinner - sausage, bean and lentil casserole in the SC. Chucked in an AF Ainsley Harriott lentil mix as well as the 2 tins of tomatoes which seems to be working well. Kids will help themselves when they get home and heat up some LO veggie pasta bake to go alongside. Should make the early evening less stressful as I am working late.
- Realise how tight things are when added up my spends yest..and it was the 1st of the month! It just shows you how careful you need to be. Its tight because I want to save most of OH's salary this month, (partly for long term goals ie. mortgage, but also partly for pots eg. holidays) but even so. Eek! But need to be strong.
Hope everyone is good
Brizzle xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Good luck and fingers crossed for the future work Brizzle!
Have cooked "Moth" (brown pulses) bean daal in onions/ginger, smelling good, in pressure cooker. Will just need to cook rice tonight so easy peasy, will be enough left to freeze for two more meals. Cheated and bought eclairs 2 boxes for £2 for afters as DS loves them.
So much for my lose weight before Christmas goalbut daal and rice is very healthy and nutritious.
Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Thanks NOA...must go off and revise in a mo, but just checking in first
I will also take your good news as a good sign for us both
Dahl and rice is an excellent frugal meal which is also great for the heart and waistline. We will be making lots more in the future I know. Sausage casserole with unauthorised AH addition worked well. Can recommend it. Think the sachets were 17p each from AF.
Heres to a great Friday tomorrowMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Hey Brizzle, Checking in is so hard not to do
can't seem to stop myself...just one more peek and then I will definitely get on and do.....
Am certain yesterdays news is good sign both of us!
Keep Strong:)
can't work out what AH and AF stand for? am feeling dumbFeb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
Wombling Free Cash May2016 £510 -
Hi Your posts are really inspiring and crammed full of food for thought. Its a pleasure to read and learn :TLBM £17,920 - 01/08/14
01/10/14 - £17,195 4.04% cleared
Tesco loan £9000 Overdraft £2500
Barclaycard CC £3365 MBNA CC £900
Mint CC £540 Next [STRIKE]£320 [/STRIKE] £0 Very £8900 -
AH - Ainsley Harriott
AF - Approved Foods.0 -
Hi Brizzled, Its all sounding good at your end, you have reminded me to make some dahl, I like it cold in pitta bread with salad and mango chutney, nom nom.0
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