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LBM in 2003.. What have I been doing since??!

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Comments

  • jwil
    jwil Posts: 22,255 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Have you written that email yet? :D
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Ha ha :rotfl:

    Yes I wrote that public entry so I had to! ;) not sure what the response will be, but it's done.
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • beanielou
    beanielou Posts: 96,149 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Yah for email writing.
    Had my hair chopped today.
    Much better :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • satchmo1
    satchmo1 Posts: 3,271 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I heard the "swallow that frog" phrase for the first time this afternoon, how's that for coincidence! It was followed by a suggestion that Freddo chocolate bars should be used for frog incentives (because they are frog shaped).
    What would you get if all you got was what you were thankful for?
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Yum idea Satchmo! I have always thought that was an underrated chocolate bar!:D

    Feel better it has gone..makes today easier!

    Pretty low funds but rent should arrive today/tomorrow. OH gets paid next week.

    Have done the TTs.. £1.33 but every little helps!

    Have a lovely sunny day folks x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello folks..

    All good here. Bit nervous about money again but it'll be fine.

    Lovely sunny weather here so need to shake a tail feather and get out into that allotment and back garden to care for my veggie plants :)

    Have a great weekend folks
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    PS Email went down well...just shows you huh..:D
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi all

    Busy day today but going with OH and friends for the princely sum of £8 each which feels nicely MSE.. we will eat a speedy dinner before we go. Garlic/chard risotto - a version from Jack's book with bolted spinach from the allotment:rotfl:

    Great weekend but lots of practical stuff is not getting done which is worrying me slightly. Don't feel hugely in control if I am honest. Feel like, domestically speaking, I am clinging on by my fingernails..:o Not sure what to do about the car..maybe a long term rent/or just bite the bullet and buy a 'cheap' one..its hard to know. I so really don't want to take on credit for a 'new' one.

    On the upside though:

    - bread in BM
    - lodger has paid her rent promptly and seems happy enough in our slightly chaotic/"always something on" household :)
    - expenses done again and will be handed in on Wednesday so should be ahead of myself for once
    - some bills paid off and TTs done
    - planning another raid for EBay..not sure we will get much but planning for £250 and wont stop until I have got there:D:T
    - lots of plants in the allotment and in troughs now.cucumbers and tomatoes in the garden; broad beans, peas, 9 (yes 9! :)) butternut squash plants and 6 sweetcorn from our bulging cold frame are now in the allotment, pots are banked up...some seedlings weeded and a haul of chard brought back. Gooseberries looking good too, reckon will be ready to harvest shortly. Some rhubarb now in freezer but really think thats the last lot now..getting too woody
    - panels doing OK

    Think thats it..

    Laters :)

    Brizzle
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • please-let-me-be-lucky
    please-let-me-be-lucky Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry you aren't quite feeling at ease. Can you manage to do things in ten minute bursts?

    Veggies all sound fab Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Thanks PLMBL- uncertainty is a killer for me :( and I have asked for plenty of that with the change in role

    How's you? Everything good I hope? X
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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