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LBM in 2003.. What have I been doing since??!
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Rallied and now is on a downhill slope again..yes its horrible.
am up your way SBO (well sort of ..Newcastle so not really but certainly closer than Bristol!) next month..I will wave from the train
Plodding away here. Kind of chimes with the weather I guess!MFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sorry to hear about the cat
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Ooh, you are coming to my townXx
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I'm heading to Brizzle next week"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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Darn..we should really get those diaries sorted!! This missing each other as we scoot around the country jwil will never do. Am really looking forward to see Newcastle again PLMBL..I do have a soft spot for it
(and Durham..). Maybe I am in the wrong part of the country:rotfl:
So some good news..the hens that haven't laid since July..and I was thinking about the pot;) well we have just realised that the reason one hasn't stirred since last week very much is cos she was broody and sitting on 9 eggs....:eek::T Hope they are OK (should be). its a great feeling to have our 'own' eggs in our fridge again..have to say blooming early but guess it is very mild
Had a good work chat with a colleague last night (and a glass of wine!) and feel like we are making some progress there too. It all helps.
OH is stressing again about work. DDs are weighed down by homework and after school stuff but all manageable when we are not tired. OH came home on time yesterday, I had dinner ready and DD2 went to bed hour earlier than normal. It must have worked a little as she was in a great mood this morning...I think she is suffering at the moment from lack of sleep and its affecting her attitude a lot.
Avoiding doing the spreaddies at the moment..must kick myself into action as I would SO like to be straight by the end of March and that is only 6 weeks away!:eek:
Laters xMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
More good news..have reached £4300s..yippee
Will update my sign later as a treat/reward for doing the spreadsheets. Have had heating on for most of the day..for the cat you understandalso cos sitting down all the time I am getting chilly despite the triple layers!
All washing on racks though and a freezer dinner defrosting for the hungry hordes when they come home
A friend may be lending me (maybe for a month or two, maybe longer) an undercounter freezer. Cant wait..it will be SO useful. Very kind of her and I am very keen that OH goes and gets it on FridayMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Yay to being in the £4300s and for fresh eggs!
One day I'm sure we'll have to arrange a meet up"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Well done on continued debt reduction and good news re eggs and freezer
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
That's great news on the debt. All going in the right direction brizzle :jDMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 20210 -
Thanks everyone. It does feel like progress and part of it is budgeting. Pure and simple. And not spending money you haven't got yet!
Its been a slow learning process, clearly:o, and I have never felt like I was a particularly slow learner but on this I must be
:rotfl:
Have friends coming over for dinner so need to prepare that today so its all ready to just pop on the table. May well have to go to the vets first though
Must get around to doing some work now.. hope everyone has a decent dayMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Sorry your little friend need to see the vet again. All the best with that
Budgeting is a real trick and something we could all do better. Well, I could as I take my eye off the ball and the husband spends it...
Trying to shift that debt!0
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