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Making the future happen - museumworker's MFW diary Pt 2
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Congratulations on the new job, sounds as if things are going really well for you all. Good luck with all your plans. Only tip I have is to buy lots of cheap children's clothes from supermarkets so that you need only do the washing once a week without stressing that you will run out of pants, tights, white shirts or whatever.
Saves having washing hanging around all week.
All the best,
Squirrel xPaid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0 -
Welcome back
Brilliant news on the new job and OPs :T
Janey x"It is often said that before you die your life passes before your eyes. It is in fact true. It's called living." Terry PratchettBought our house 2012Married 2015
Started renovating 2015 :eek:
Renovation fund... what renovation fund? :eek: Emergency fund 40% Future fund... ongoing...0 -
Welcome back!! Fab news on new job- well done!!
Looking forward to catching up on news- need to get back into MSE ways, time to dust off my old (or start my new!) diary...
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Welcome back mw
When we both worked full time with a young family we had Friday flop night - we got a takeaway (or a supermarket Indian), a bottle of wine, didn't bath the kids (took them in the shower with us the next morning) and didn't touch housework more than necessary (eg: loading dishwasher) - gave us a sense of 'normality' rather than that we were always chasing our tails.
Second what shs says about a present/ card stash. Am running mine down now - youngest will be 7 this year and party invitations are less I find (a handful of friends, rather than the whole class) Plus the trend seems to be moving towards gift cards for DS2's class (now 10) (@£10 a go - not cheap, but an easy option and helps the children learn something about money, I guess - well, that depends on the parents I suppose....)
Remember that everything is temporary - 'this too shall pass' - the astronomical childcare bills, the time spent having to help the children dress, the craziness where life is soooo busy) - everything is a phase - nothing lasts that long in reality
xxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
Hello! Just realised you've been quiet for a while - hope all is ok in museumworker-land? Miss hearing your news xxa penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
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Hello all, thanks for posting and thinking of me during another long absence. Currently getting what feels like the only rest of 2017 - because I'm laid up in bed with a terrible S&D bug! Been nearly 24 hours and struggling to stomach even water.
It's been a crazy year... Settling into the new job has been my prime focus - and as well as full time, it's a stretching role. I do love the work, but it takes a lot out of me. I haven't posted much as I'm a pretty poor excuse for a MFW at the minute. Our finances feel out of control, something me and the OH want to get on top of for 2017. We have made an OP of about £6.5k and also paid for major works to our garden totalling about £5k so not a complete write off finance wise.
Oh, and our mortgage must be about £110K now. When I feel better I'll start finding out the real actual numbers. The fact that I can't remember my mortgage balance is proof enough I should be kicked off the MFW boardsMortgage [STRIKE]16/03/2011: £190K 01/01/2017: £107,729.65 [/STRIKE] 01/07/2017: £95,979.89
OPs 2011-2016 = £45K 2017 OPs = £9250.200 -
I think an OP of £6.5k is MFW enough! Well done :Ta penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library0
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Eeeeeeeeeeeep!!! So lovely to see you here again - although not so lovely that you're poorly
I think everyone will heartily agree that 6.5k op is no mean feat - add 5k of garden expenditure on and that's shed loads!
Hope you feel better soon
XxI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
What an amazing OP you have made this year- really well done.
Looking forward to seeing your figures for 2017 of the £6.5k was not your best efforts- you'll be smashing it!!
Feel better soonFirst home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!0 -
Nice to hear from you again. Happy new year!Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
Still thrifty though, after all these years:D0
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