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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Another £22 for me and haven't spent a single penny since New Years Eve apart from debt repayments, so 6 NSDs. I'm obsessed with this right now just hope I can keep up the momentum. Total as follows:
    #256 £857/£15000:j
    Paid off £16,715/£16,550 by Christmas 2013
    Now to pay off all remaining debts by Christmas 2014
    Total to pay #041 £7,086.97/£16,500
    Only £9,413.03 to go :eek:
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    loubie_lou wrote: »
    I am joining my fitness pal! Can you get it on android?!

    Yes and its has a dedicated website

    http://www.myfitnesspal.com/

    Plus I know on my version when you are out about a search facility and a bar code reader come in very handy.
  • Pie
    Pie Posts: 24 Forumite
    Hi all,

    I'm having a hard time keeping up with this board now I'm back at work, so sorry if I've missed anything!
    Well done to everyone who has been making payments, even £1 helps ;)

    My loan replayment has gone out and I've paid another chunk off the CC so my new total is

    #92 - £797/ £7180 :beer:

    Can't wait to hit that £1000 mark, hurry up January payday (25th)!!

    Good news as well, my second job (taking notes from lectures for students with disabilties) has given me enough hours that I shoudl earn an extra £400 by the end of term (March) so I can clear the OD by then :j:j:j
    Off to sort through my wardrobe and the spare room for things to sell now :rotfl:

    Love Your Libraries - they're moneysaving! :T

  • webitha
    webitha Posts: 4,799 Forumite
    am dead jealous of the LBS as well as the £££ peoples are losing, but im not going to juggle too many balls and will tackle the weight when i have beaten the fags,
    If we can put a man on the moon...how come we cant put them all there?

  • webitha wrote: »
    am dead jealous of the LBS as well as the £££ peoples are losing, but im not going to juggle too many balls and will tackle the weight when i have beaten the fags,

    Too right, there's absolutely no point trying to give up smoking and lose weight at the same time. As I'm sure you well know, smoking is an appetite suppressant, so it's absolutely normal to gain a little weight when you stop smoking, so stressing about weight is pointless. And, to be hones,t a few extra pounds of weight are much less harmful than the fags are.

    So, good luck! I've been cigarette free for 12 years now and it's one of my proudest achievements, probably the toughest thing I've ever done, but so, so worth it.
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • MFWannabe
    MFWannabe Posts: 2,458 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well finally it is statement day so a payment of £100 made off my card
    So new figure is:

    #191. £200/£4,000
    MFW 2025 #50: £1139.75/£6000

    12/06/25: Mortgage: £65,000.00
    07/03/25: Mortgage: £67,000.00
    18/01/25: Mortgage: £68,500.14
    27/12/24: Mortgage: £69,278.38 

    27/12/24: Debt: £0 🥳😁
    27/12/24: Savings: £12,000

    07/03/25: Savings: £16,500

  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Why is it whenever I want to take photos for fleabay the battery on the camera is flat grrrr. Have done 20 items so far and still not even halfway through the bag. A NSD for me today as I'm not leaving the house :)

    Well done everyone on the repayments and weight loss so far :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    camuk81 wrote: »
    Mf0u,

    I know the feeling I went to bed at 9 then got rudely woken up 10 minutes by the phone and didn't sleep till 2! Hope your tonsils are feeling better.

    I think with everything going on you are more then allowed to feel fed up at everything. Well done on the weight loss. Fitness pal is great for giving you that boost when you need it. It becomes as addictive as this thread.

    Really to sum it all up, thank you for keeping us on track and devoting so much time and effort. Its great seeing every being really inspirational debt busting and it sounds like you have sometimes more then enough on your plate.

    So personally I would like to say thank you for this thread and all the effort you put in. Its hugely inspirational and gives me a massive boost even on my down days.

    Having just done my Spending diary I have the grand total of £71.03 to my name but I know this is mine. Now waiting for more to come in and more debt busting can begin.

    Once again a massive thanks

    :A You're more than welcome camuk81. I think this thread is the only thing keeping me sane sometimes!!! I know that what has been spurring me on when I would've normally slinked back to my old ways is knowing that you are all with me and i couldn't dissappoint you. I never truly understood how powerful support is until I saw a really great offer on a laptop. Mine is really on its last legs but I promised myself that I was going to wait until I was completely debt free until I bought one in the sales with my own money that I'd saved. I saw this offer though and nearly caved... But you were all with me asking if I REALLY needed it. So I put it back! That makes Xmas 2012ers 1, PC World 0!!!

    p.s. the function key has just gone weird on my laptop and the right hand side letters are all now numbers so I'm having to hold down the function button to type each letter... :rotfl:

    Anyway, just want to thank you (all) for being so understanding if I disappear for a few days, it really means a lot xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    mf0u1098 wrote: »
    :A You're more than welcome camuk81. I think this thread is the only thing keeping me sane sometimes!!! I know that what has been spurring me on when I would've normally slinked back to my old ways is knowing that you are all with me and i couldn't dissappoint you. I never truly understood how powerful support is until I saw a really great offer on a laptop. Mine is really on its last legs but I promised myself that I was going to wait until I was completely debt free until I bought one in the sales with my own money that I'd saved. I saw this offer though and nearly caved... But you were all with me asking if I REALLY needed it. So I put it back! That makes Xmas 2012ers 1, PC World 0!!!

    p.s. the function key has just gone weird on my laptop and the right hand side letters are all now numbers so I'm having to hold down the function button to type each letter... :rotfl:

    Anyway, just want to thank you (all) for being so understanding if I disappear for a few days, it really means a lot xxx
    Check for crumbs :) or try turning off and on again. I'm in the same boat, no new laptop until I'm debt free... I no longer have a spacebar just a rubber nobbley bit haha been like that for 3years now. At one point the power point was smoking, so just bought a new lead and it stopped :)
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Too right, there's absolutely no point trying to give up smoking and lose weight at the same time. As I'm sure you well know, smoking is an appetite suppressant, so it's absolutely normal to gain a little weight when you stop smoking, so stressing about weight is pointless. And, to be hones,t a few extra pounds of weight are much less harmful than the fags are.

    So, good luck! I've been cigarette free for 12 years now and it's one of my proudest achievements, probably the toughest thing I've ever done, but so, so worth it.

    Couldn't have said it any better myself!!! I think that dealing with your debt and quitting smoking are 2 of the most important things you can do and I know we are all VERY proud of you for doing so well with them both. I've never smoked so I cannot speak from personal experience but I have seen many people quit smoking and it can be tough but you can do it. We are all with you 100% of the way. :A xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
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