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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    mf0u1098 wrote: »
    :rotfl: Just had an image of Joey and Chandler when Joey wears all his clothes at once! Made me chuckle :rotfl:

    Could I be wearing anymore clothes??! :rotfl::rotfl:
    In debt no more!
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Hey at least she didn't tell us to put a turkey on our heads!!! :rotfl::rotfl::rotfl:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Oops I've already failed the online spending one. Ah well, I shall say no MORE online spending this month. Sounds much better ;)

    Well done everyone :D all the totals coming in are looking fab. Have to take the OH back to his parents tomorrow as he's at the hospital on Wednesday. Tomorrow will be my first night in the flat alone :(
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    edited 2 April 2012 at 10:22PM
    Well did my clothes sort yesterday so I'm ahead on this weeks challenge, gone are the faded grey bras, because today. . . . . My new underwear came. Ok I've splurged £80 odd on 4 bras and 4 matching sets of underwear.

    Big spoil but having seen the state of some of my underwear, I think some of them could have started a church!
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I've been having a good think about Part 3 :j and I don't want to rush it so will put it together tomorrow evening now that I've got the templates sorted. Again, if anyone has any suggestions for anything they want in it then please just holler!!!

    Night all! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • catmort
    catmort Posts: 80 Forumite
    Part of the Furniture Combo Breaker
    eddi wrote: »
    I've got an app on my phone that uses the same principle, but envelopes in place of pots. It's quite useful...easy envelope budget aid. It's online and has android & iphone apps https://eebacanhelp.com/about.php
    I've been using EEBA since Eddi recommended it and it's reeeally useful! It's really helping me to plan ahead and move money around when necessary and to easily keep track of everything I spend. It even has functionality for more than one person to track their spending in the same account.

    Now I love balancing my budgets and it helps me not to spend and to get all those NSDs Kerri was envious of :j

    But, yes Jemma you do need a smartphone!
    Debt Free by Xmas 2012 member #281: £6,627.08/£7,735.45 (85.67%)
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    Just paid my monthly payment to w3scot for the lloy loan of £90, plus £1 to the c/c as I had 97p in my save the change saver :)

    #005 £2621/£5030
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    kerri_dfw wrote: »
    I don't think I gave out a mini challenge for last week :s please correct me if I'm wrong!

    So the one for last week can go for this week too....I'm doing an April no buying online challenge all of my own... so

    Mini challenge: No Online Shopping
    Other than those that do their food shop online, the challenge is to not purchase anything from the internet. If you're not physically going to the shop to debate left, right, and centre with yourself about whether you really need it, then you're not buying it :D Good luck!

    Hi Kerri,

    You were all upto date with your challenges, you didn't miss one last week. So in true debtfree-challenge-ness, this week we've got 2-for-the-price-of-1, yey :T
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    I havent posted for ages:doh:

    023 :j Natlie £3315/ £9,800

    I think thats around a third and third of the yr gone :) however good news for me but bad news for the debt busting - me and OH have decided to get married:D after 10 yrs and 2 kids, we are giving notice today, I booked the wedding last thursday and we are getting married 9 weeks tomorrow :eek::eek::eek: I am in a huge panic!!!!!!!! but will be ok - ceremony is costing us £157 meal will cost about £450 OH suit was £125, bridesmaid dresses £100, need to get suit for baba, Im not having flowers, photos, cars or anything and dress I want is £55 so we are paying for all of this with our own money not credit. Im working shifts in the restaurant for vouchers to pay for the meal :) no honeymoon until debt is gone

    Hope everyones debt busting is going well am going to have a catch up now
    Nat
    x


    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
  • Superheavy
    Superheavy Posts: 468 Forumite
    Congrats Natlie!!!

    Nothing wrong with a wedding on a budget, myself and my nephew were the two witnesses at my sister's wedding after they ran off to Gretna Green and got married in secret. The Dunkin' Donuts afterwards was superb!

    A wedding doesn't have to be big to be special, hope you really have a great day, and you're not too tired after all these shifts.
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
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