📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Options
1486487489491492508

Comments

  • Haha talking of sleeping... I quite often talk, and have been known to sit up and hold a conversation in my sleep! Apparently I've recently been getting a bit naughty and I have NO recollection! He is quite offended :D

    Pedro stay! Just aim for as much as you can :)

    Jemma, I didn't go in in the end. I've got an interview with recruitment company Monday and I was advised by others on here to leave the resignation until I've found something else as I don't want to be completely out of work.

    I've been at a bbq today with work friends and I really do miss all my work colleagues! We all get on so well, and I haven't seen them for months! Apparently everyone thinks it's awful about my ears, yet none of the bugg@rs have got in touch! Someone said can't the doctor just lie and say you are ok... I was like 'yeah and then when I get more damage I'll just sue them!!'... i think because they don't actually know what the issue they, they dn't want to take the risk!

    Anyway hope you are all doing ok :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • karenann76
    karenann76 Posts: 214 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 29 March 2012 at 12:13AM
    camuk81 wrote: »
    Karenann went to ikea and found I can reuse the existing carcass so saved a bunch of money then remembered we have a box of the poles which we accidentally picked up the first time and got 100 for the price of 1!

    Brilliant! You should look on ebay though and see if you can get the other carcass(es) and the komplement fittings. I always sort by distance first so I dont buy anything too far away and then shedloads on fuel!

    :( Trying hard...failing miserably :(
  • karenann76
    karenann76 Posts: 214 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    mf0u1098 wrote: »
    Ooooh have you heard back from them yet???

    Yeah....they said no! The most they will go is 25% off. BOOOOOOOO:(

    :( Trying hard...failing miserably :(
  • Superheavy
    Superheavy Posts: 468 Forumite
    Got up extra early to use the freelancing money that came in this morning to nudge me over 30%. Shoved a bit more in the savings account to pay off those pesky loans.

    #123 - 3327 / 10762

    I think by the end of April I won't get to 40% unless something remarkable happens. Up 1/4 an hour early to play with my internet banking...I must be obessed.
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
  • mf0u1098 wrote: »
    oooh how did your first one go??? xxx

    It went well, I have some slides to update before I have to do the presentation for the other two on Monday, but the director finally understands the piece of equipment I work on (he's had it explained lots of times but never understood) so I'll take that as a win.

    Hoping this will all pay off when it comes to my review time in August and I get a good rating which would equal a good pay rise :)
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • antonia1
    antonia1 Posts: 596 Forumite
    500 Posts
    edited 29 March 2012 at 10:33AM
    Morning all! Hope everyone is doing well today. No more debt busting to report unfortunately, tho my insurance refund should come through in the next day or so.

    I did, however, manage to have a huge row with my flatmate last night. I just started to run a bath and went into my room to grab my towel and pjs, and while I was in my room she sneaked in to the bathroom :mad:. And apparently I was being unreasonable by getting annoyed cos she was only gonna be 10 mins. Well I was only going to be 15 mins anyway so her 10 mins meant that I wasn't out of the bath when my TV show to came on :mad:. Really wish I was childish enough to nip into the bathroom as she's about to get into the shower in the mornings (to prove my point), but that really seems a bit petty. Must try to keep calm instead.

    Psychopathbabble, probs a good decision to wait til you have a new job - you definitely don't want to start building up more debt if you don't get something immediate. Tis rubbish being stuck in a job you don't like tho.

    Fallenwiccan, I know it isn't very MSE, but I would only ever consider white fillings (unless I literally couldn't afford to pay the mortgage), as I don't consider them a luxury, particularly where it might be visible.

    Hope your ears get better soon, jakes-mum, I have only had earache once and it nearly drove me mad. And not sleeping properly defo won't be helping.
    :A If saving money is wrong, I don't want to be right. William Shatner

    CC1 [STRIKE] £9400 [/STRIKE] £9300
    CC2 [STRIKE] £800 [/STRIKE] £750
    OD [STRIKE] £1350 [/STRIKE] £1150
  • Shellgsxr
    Shellgsxr Posts: 25 Forumite
    Morning Everyone :hello:

    #36 2817.73/6157.85

    Have a great day xx
    Pay off ALL Debt before Xmas 2012 #36
    £2817.73/£6157.85 :o£3340.12 to GO
    Weightloss 9/30 21lbs to GO
    2012 Frugal Living Challenge
  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #179 paid 1671.41/12224.35 13.67%
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • Fallenwiccan - I'd definitely get the white filling if it's visible :)

    Jemma - maybe your chest infection is caused by a virus if the antibiotics aren't working??
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • Canucksfan
    Canucksfan Posts: 169 Forumite
    Debt-free and Proud!
    Yes, you should be feeling an improvement now Jemma! Maybe you have been given the wrong antibiotic...My middle child woke up this morning groaning that her tummy hurt and that her head was aching, so I kept her off school. Less than an hour later and she is asking to go to IKEA for lunch. All my years working in hospitals and I still can't tell when one of the children just fancies a day in bed <sigh>. It is kind of nice to snuggle up on the sofa watching cartoons with her!
    'You've got to tell your money what to do or it will leave!' Dave Ramsey
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.1K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.