The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

leikela

Fantastic news Jake's mum!! Well deserved

I'm really impressed with all the numbers coming off everyone's debt, you're all keeping me inspired to keep at it with mine, although it does make me realise just how little I'm paying off every month

debtfreeeju

Credit-Crunched wrote: »

5 days into 2012 and i have spent 75P

Not bad for someone who was on a starbucks and a bought lunch a day!

Made loads of meals from the huge almost obscene amount of foods in my cupboards and freezer!

That's amazing - well done! I might try and have a no spend week next week.....

theposhbint

leikela wrote: »

I'm really impressed with all the numbers coming off everyone's debt, you're all keeping me inspired to keep at it with mine, although it does make me realise just how little I'm paying off every month

Yes, I feel a bit like that at times as at the moment I'm only paying smaller amounts. But then we are all in different circumstances. It's not a race after all I'm just focused on getting my debt down/gone, with all the spare cash I can. If it takes longer than other people then so be it - it will be soooo worth it in the end

DorsetGirl_2

Credit-Crunched wrote: »

5 days into 2012 and i have spent 75P

Not bad for someone who was on a starbucks and a bought lunch a day!

Made loads of meals from the huge almost obscene amount of foods in my cupboards and freezer!

Well done, what an achievement. :beer:

2012MyYearToClear

Managed to clear another £70.00!!

It may seem a stupid question but how does it work with interest? Although we have nearly cleared £500 this month - a huge amount of interest will also be added!?!:mad:

k30lly

2012MyYearToClear wrote: »

Managed to clear another £70.00!!

It may seem a stupid question but how does it work with interest? Although we have nearly cleared £500 this month - a huge amount of interest will also be added!?!:mad:

I worked out my figure based on current interest i pay month multiplied by 12 and added it on. Wont be exact cos as thr balances come down so will the interest but better to over estimate than under

DorsetGirl_2

2012MyYearToClear wrote: »

Managed to clear another £70.00!!

It may seem a stupid question but how does it work with interest? Although we have nearly cleared £500 this month - a huge amount of interest will also be added!?!:mad:

Some debts (like credit cards) will have the 'next months estimated interest' on your statement.

camuk81

I'm very sad I've done all mine in excel. Though massively satisfying this month I estimate intrest at £17 odd pounds next month it will be £7

gemred_21

camuk81 wrote: »

Spending diary and meal planning me thinks!

I think this is a fantastic idea Camuk, I've just done some batch cooking chilli and cottage pie, so this should save a few pennies and time next week when I'm back to work.

PedroMatias wrote: »

Fancy doing the Great North Run with me in September? :beer:

Invite goes for everyone... maybe we could have a DFW get together for it!

I've just signed up for the ballot, I did it two years ago and absolute love it. So me and my friend are madly doing it again :rotfl: The ballot is on the Great Run webpage.

Kerri - I've just ordered some CK material :j I'm so excited to make a duvet, thanks for the inspiration. I'm going to practice on a old sheet first though

My car just cost £300 today which has not helped my debt busting this month :eek: I'll definitely be joining the NSD this month.

Jakes-Mum - Its nice to hear good things are happening to good people, hope its the first of many.

DorsetGirl_2

£760.33/£7,873.87 #130

My new total.