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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • Kerri - don't feel too guilty - a comfortable bed is essential :)

    Canucksfan - when we finish paying our debts, we're going to save for a skiing holiday - we love it too and go to the local dry ski slope when we can :). Jealous that you have a ski slope (with proper snow) 30 mins away!!

    Pedro - I hope your friend made it out of hospital OK

    Natlie and Jake'sMum - I hate it when the school trips letters come out as we have never been able to afford to send our 2 on them due to debts and it's horrible telling them that :(. My DS1 lost bits of his uniform at first but we bought new bits for him and charged him £1 a week out of his pocket money til he'd paid it back - I know it sounds harsh but he never loses anything now!
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • rictus123
    rictus123 Posts: 2,560 Forumite
    1,000 Posts Combo Breaker Name Dropper
    Well just paid off £840.36. Each and everyday i can feel myself getting closer to freedom. Still got a little emergency fund in my account + my spends for America next month.

    Got paid on Friday, put half into the emergency savings as i think it was too low. The rest has paid £70 petrol and £840.36. That should be enough to keep me going until next payday, 16th of March...cant wait if im honest as another leap towards being debt free.
    Work in progress...Update coming July 2012.
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    Well I've lent some money to my daughter again, so I've been unable to make any extra payments, so it's just the usual direct debit for me this time.:(

    #65 2051.93 / 12471.67

    Hopefully because I've tightened my belt to lend her the money, when she does pay it back to me I'll have a lump sum off my debt to declare. :)
  • loubie_lou
    loubie_lou Posts: 1,368 Forumite
    Part of the Furniture Combo Breaker
    Hey peeps, long time no see :)

    I have a confession to make. I am a naughty little loubie :(

    I have just come back from a great weekend of drinking and eating crap. It was the little sisters hen doooooo :beer:

    I feel so rough it's unreal.....the other little sister has gone out for a well known chicken eatery (on her :rotfl:) but I have spent so much it's crazy.

    Hey ho, it'll only happen once (hopefully)!

    I am back to work next week so that'll be 20 something no spend days!

    Had a scare tho........the car wouldn't start this morning (it was only stood idle for two days!! :eek: ) luckily sisters friend was around with jump leads. Got to figure out now if I risk taking it to work?

    I am wondering now if I am brave enough to check my bank account! :rotfl:

    TTFN x
    In debt no more!
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Well just got back from a day of weapons, felt half dead with a horrible cold! I am now predan and my little one now purple. Cue one excited child! Get the chance to grade again on Tuesday so got to practice my next weapon. So should get to go black belt at the next one in May. Better start saving its £100 :eek:
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    as soon as i am debt free i will be overpaying the mortgage and having lots more holidays x
  • trying_hard
    trying_hard Posts: 449 Forumite
    Debt-free and Proud!
    As soon as I am debt free I am getting some clothes that fit me properly (not car boot or charity shop ones) new undies (less said!!) And a holiday anywhere -haven't been on hols for 8 years :( oh and a meal for my family (10 of us) with it being my treat for a change!!! Then Direct Debit the same amount we were paying to CCCS into a SAVINGS account....... how lovely to have some savings.......
    8 years of being on a DMP finished 3/3/14
  • I have sinned.... I had 3 chocolate caramel digestive biscuits, sorry :(
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • camuk81
    camuk81 Posts: 1,559 Forumite
    Ninth Anniversary Combo Breaker
    Oh dear god becoming dfw has taken my life, did the shopping on Saturday and bought a gammon joint which has stayed in the fridge as OH didn't want to cook. Was chewing at the waste then went to a chain restaurant and had to wait 10 minutes between husband and my meal coming out and another 4 for kids. Having already waited 50 minutes to get just a main :mad:

    Poor manager got a grumble but we did get kids meal for free! OH has said he's never taking me out again. :(
  • cj75
    cj75 Posts: 20 Forumite
    #165 now paid £157

    hope this works as 1st time changing size and colour, read guidelines how and on here looks as though should have done.

    Have been reading posts and keeping up with info even though don't post much.
    Not had much look ebaying yet, but have got cash in hand job to help :-)
    Pay off all your debts by xmas 2013 #71 - £210.84 paid (BoM - £-100/130, CC1 (L) £-1831.58/1,866.00, o/d £30 + several others) - Debts paid in full 2013 x 1 :)
    2012 paid £1,162.32 paid & 2 debts paid in full

    No buying unnecessary toiletries and declutter during 2013!!!
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