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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    001 :j mf0u1098 £5,000 /[STRIKE] £16,386.45 [/STRIKE] 30.51%
    002 :j charleyroo £8,000
    003 :j CW2 £4,874 /[STRIKE] £12,459 [/STRIKE] 39.12%
    004 :j loubie_lou £1,876.94 /[STRIKE] £13,876.93 [/STRIKE] 13.53%
    005 :j kerri_dfw £2,957.83 /[STRIKE] £5,030 [/STRIKE] 58.80%
    006 :j Suzitiger £133 /[STRIKE] £5,353 [/STRIKE] 2.48%
    007 :j mumfirst £9,958.67
    008 :j Shopping_addict £6,431
    009 :j eldestofthree £12,000
    010 :j rjh35 £3,511.76 /[STRIKE] £15,461.76 [/STRIKE] 22.71%
    011 :j antonia1 £1,035 /[STRIKE] £3,895 [/STRIKE] 26.57%
    012 :j his missus £1,148.02 /[STRIKE] £6,583 [/STRIKE] 17.44%
    013 :j fritterprincess £1,900 /[STRIKE] £8,500 [/STRIKE] 22.35%
    014 :j debtfreeeju £1,559 /[STRIKE] £9,650 [/STRIKE] 16.16%
    015 :j emiesq £10,000
    016 :j jakes-mum £2,635.81 /[STRIKE] £8,806.89 [/STRIKE] 29.93%
    017 :j beachie £1,117.01 /[STRIKE] £4,000 [/STRIKE] 27.93%
    018 :j RoobyNooby £1,800
    019 :j mazy_m £6,900
    020 :j Deniseg4 £17,550
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    *JUMPING UP AND DOWN* :j:j:j:j HALLE-CHUFFIN-LUYAH!!!!! :j:j:j
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    *JUMPING UP AND DOWN* :j:j:j:j HALLE-CHUFFIN-LUYAH!!!!! :j:j:j

    WOOP!!!!!!! :rotfl:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I had a bit of an epiphany and thought it might be a setting on here so I looked in the User CP Options and found different interface types and clicked the 2nd option as opposed to WYSIWYG which it was on. Hey presto!!! I'm so chuffed it now works... :A
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Finding things tough again this week. I'm off my feet at the moment so hubby is having to do everything including the cooking. The way the house looks at the moment he isn't doing the tidying or the cleaning though ;) Anyway, back to the cooking, he is driving me insane as he is spending a fortune on ready prepared stuff rather than looking at what we have and what he could make. I know I shouldn't be tough on him but all budgets are out of the window until I am mobile again.

    Another thing, my laptop seems to have died - it won't switch on - the lights just flash on and off. All my spreadsheets are on there and I feel that I've had my right arm cut off not being able to look through them. Hopefully hubby will take me to pc world tomorrow to get it checked out. I will then put the spreadsheets into my dropbox account so I can access them from other computers.
  • eddi
    eddi Posts: 274 Forumite
    Well done Jemma and Pedro :) The
    HALLE-CHUFFIN-LUYAH!!!!!
    made me laugh
    kerri_dfw wrote: »
    Then I'm going to do the sensible thing with the CC and when I buy something for £10, log onto internet banking and pay it off straight away :)

    Tomorrow I will update you of news that I've only got 2 out of 6 creditors remaining....how awesome is that! In fact this time last year I had an additional 2 payday loan companies, so that'll be 2 out of 8 remaining :T:T:T and only just over £2k to pay. Hurry up midnight.

    Kerri that's exactly what I do with my CC now so as not to bump the balance up. Use it and pay off that amount straight away.
    And really well done on your diminishing list of creditors :T:T
    jakes-mum wrote: »
    :mad: tesco bank you should be ashamed of yourselves! 4 more loan payments to go annnnnnnnnnnd

    Dear Mr Jakesdad, To say thank you for being an existing loan customer we'd like to offer you an exclusive rate when you take out a new loan with us! You can use it on lots of frivolous spends that we have kindly listed for you here. We will pay off your paltry balance with your new loan and then take a fixed sum every month for a long long time. Oh just one little thing, you must borrow at least £1k more than you owe us, and to take advantage of our fabulous (in our eyes) rate you must borrow at least £7.5k!! (yes we realise this is way more than the £1k minimum we have mentioned in big writing in the letter, and to only borrow this £1k you'll be charged extortionate interest, but we are hoping you wont notice this ;))

    I have filed it in the appropriate recepticle :mad:

    I know exactly what you mean. Since I started paying my 2 credit cards off, within a week of each other I've had letters from B@rclaycard and V@nquis bank offering me credit builder cards. I've shredded them both. It made me really angry as its exactly how the H@lifax caught me out years ago when I was not as wise as I am now :mad:
  • mf0u1098 wrote: »
    I had a bit of an epiphany and thought it might be a setting on here so I looked in the User CP Options and found different interface types and clicked the 2nd option as opposed to WYSIWYG which it was on. Hey presto!!! I'm so chuffed it now works... :A

    Awesome! I hope it makes things a bit more manageable for you :)
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Awesome! I hope it makes things a bit more manageable for you :)

    It's also really nice knowing that it wasn't me being an idiot! :D

    Thanks for this and also for spending so long trying to help me today and updating too, greatly appreciated hun xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mymamma
    mymamma Posts: 72 Forumite
    Latest totals for me:

    Paid off another £118.96 so
    #159 268.96/19320
    Lost 38.5 lb with SW so far, 56LB to go!:A
  • natlie
    natlie Posts: 1,707 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi
    big payment today

    Natlie #023 1546/9800

    and made £100 on ebay on Saturday so that helped a lot
    Nat
    x
    DMP 2021-2024: £30,668 £0 🥳

    Current debt: £7823.62 7720.52 7417.94
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