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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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  • For the slightly autistic maths geeks, like me... today is a palindrome!

    21/02/2012

    Happy today, for those on 'the scale' ;)
  • PedroMatias
    PedroMatias Posts: 259 Forumite
    Part of the Furniture 100 Posts
    edited 21 February 2012 at 6:18AM
    p.s. monthly current account 'sweep' into the savings account (which I offset against the parent loan) was £51.11, so new totals are slightly better again...

    #57 £4,585.38/£16,136.77 28.42%
  • Time for my monthly payday update! :)

    #055 InsertWittyName £5307.95 / £15626.32 (33.97%)

    Expensive month this time though unfortunately...

    So close to being under £10k owing!

    And I believe that's me, errr... 'winning' ;)

    Congrats! So close to being four-figures, it'll be a great feeling.
  • For the slightly autistic maths geeks, like me... today is a palindrome!

    21/02/2012

    Happy today, for those on 'the scale' ;)

    Over the years, I'm slowly realising that everyone I know is somewhere along that scale...there are just degrees of how far. ;)
    Long haul supporter #290
    POAYDBX2014 #043
    LBM Dec 2011 Debt £51K Debt Nov 2014 £42K
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    For the slightly autistic maths geeks, like me... today is a palindrome!

    21/02/2012

    Happy today, for those on 'the scale' ;)

    Im afraid to say the first thing I thought was 'thats so cool' :o and the second thing I thought was 'ooo my friends the twins birthday is today as well that makes it even more fun, they get mirrored numbers for their mirrored looks' :o

    I think my love of numbers has now reached a whole new and exceedingly sad level :rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • Still waiting for the littlewoods statement to drop through the door and then I can do the last of this months updates before payday on Friday, it seems such a short month compared to last month :j.
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • jakes-mum
    jakes-mum Posts: 4,638 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've just found a statutory sick pay quote at £81 per week.... oh F**K.

    Anyone know of any cash in hand jobs in the essex/herts/cambridge area? I'm gonna be desperate!

    Have you put all your details into the turn2us website? http://www.turn2us.org.uk/?gclid=COLLsczarq4CFeontAodmmhgSg See what help you might get if you go onto SSP :)
    kerri_dfw wrote: »
    Thanks everyone for your advice. I don't want to spend the OD money, or have to say "I owe more now than I did yesterday because I spent it" so I'm going to declare it all. You're my little angels on my shoulders and you'll stop me spending it :A I'll be too scared of getting told off, and you should tell me off if I do spend :)

    You are a faaaaaaaaaaaaaar braver lady than me, im still sat at £500 OD even though we are £350 in credit :rotfl:. But I know if DH doesnt get any more work for a month after this contract finishes we will have to use that OD to pay the mortgage :( I know it would dishearten me greatly to have to put it back up. I dont take losing well :o
    When he gets a full time permanent job I promise that I will declare the entire OD paid to you all :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £25/£1000
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    You are a faaaaaaaaaaaaaar braver lady than me, im still sat at £500 OD even though we are £350 in credit :rotfl:. But I know if DH doesnt get any more work for a month after this contract finishes we will have to use that OD to pay the mortgage :( I know it would dishearten me greatly to have to put it back up. I dont take losing well :o
    When he gets a full time permanent job I promise that I will declare the entire OD paid to you all :D
    Aw but I have you lot holding my hand so it makes it easier :)

    Today I am declaring my OD as paid and my c/c has just been paid £485 as they wouldn't let me pay anymore towards it, hmmmm.... not sure what that's about?

    So... ready for my biggest pay off to date?

    #005 £2957.83/£5030
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Chuckled at the geeky maths people with the palindrome as I spotted it too... Oh dear! What are we like?! :rotfl: I definitely feel like I'm in good company.

    OH PANTS!!!! Just remembered it's my Uncle's birthday today :eek: On the plus side though it's also pancake day so I've got all the ingredients ready (Lactofree milk for me...) for tonight.


    Well, I've had a horrendous night coughing so hardly slept, needless to say I'm off work today... :( <----erm why have I put that smiley face cos I'm OFF work??? Should replace with :D. However, I guess that it's only good to be off work if you're well so I guess I'm back to :(... Sorry, I'll stop having random conversations with myself!

    Jakes-mum, I completely understand why you're not declaring the OD hun. Do whatever is right for you. And by the way, there is no way you will lose!!! You're too tough for that xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • Gemma, I got a bit bored last night...

    I wanted to know how much we'd paid off in total, so I made a basic spreadsheet. Well, it started out basic...

    I went a bit crazy with 'IF' functions. I now have a spreadsheet that automatically strikes through and includes a percentage if any debt has been paid off, and various other bits. All you have to do is plug the numbers in and copy'n'paste directly into the the first few posts of the thread.

    I'm sure yours is even fancier, but on the off-chance you think it might save you any time I'll happily send over a copy.

    How sad am I?

    P.s. I won't steal your thunder and tell everyone the total before month-end!
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