The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

psychopathbabble

phoebesmum2105 wrote: »

My oh My what a wonderful day, well almost, had a terrible day in work non stop all day and no break, so tired doesn't cover it. But got home to gooooooood news, loan approved at credit union, some come the end of next week, no more PDL's ever. Will be able to pay the last one off, will be tight, but none ever again, and will have a rediculous amount of money over every month to pay off debts, in total was paying about £400 just to role them over, but have paid off 2 myself and now with the help of my local CU, the last will be gone by the 28th, happy just can't contain myself:j:j, yehhhhhhhhh

That is AWESOME news phoebesmum!! :T

Ruthy1604

camuk81 wrote: »

Ruth any news on the cat?

He was still sleeping when I got home - exactly where I left him this morning. My friend and I then tried to get him to eat something & he couldn't stand up, but it was obvious he was hungry - it was awful. We took him to the vet who said he'd had a stroke and he was peacefully put to sleep. The vets were lovely - I cried on the phone when I called & I cried when I walked in & they knew who I was & put us in a side room to wait. I'm so glad my friend was with me.

I so wish DH & the kids were here tonight
RIP Charlie

Ruth

[Deleted User]

Ruthy1604 wrote: »

He was still sleeping when I got home - exactly where I left him this morning. My friend and I then tried to get him to eat something & he couldn't stand up, but it was obvious he was hungry - it was awful. We took him to the vet who said he'd had a stroke and he was peacefully put to sleep. The vets were lovely - I cried on the phone when I called & I cried when I walked in & they knew who I was & put us in a side room to wait. I'm so glad my friend was with me.

I so wish DH & the kids were here tonight
RIP Charlie

Ruth

So sorry to hear about your loss

RIP Charlie

((((((((((((((((((((hugs)))))))))))))))))))))

Dxxx

kerri_dfw

Edit: sorry posted without seeing about Ruthy's cat, so sorry to hear about Charlie i hope you're ok xxx

Right then you lot enough moping or I'll start passing around the sin tin this debt isn't meant to be crippling us and making us miserable anymore, we're meant to be learning how to budget so we still have a bit to the side for when we need clothes, a holiday, etc without feeling guilty as we know we're doing it for the best value. I don't think the MSE way of life is meant to be all penny pinching, but getting the best for your money.

One example I did today was OH said we should go to *bucks for coffee, ick! I told him for a few pence more we could buy his favourite ground coffee and he could have a really nice couple of cups at home, better quality coffee initial cost is higher, but more cups = better value

loubie_lou

Sin tin, i like it

I may buy an extra piggy bank and every time i swear i have to put a quid in!! :rotfl:

RIP Charlie the cat. I'm sure he had a fantastic life

camuk81

psychopathbabble wrote: »

Must be something in the air tonight.... I'm feel very pathetic, and bought toffee popcorn, choc hobnobs and a bar of crunch chocolate for my dinner.... a waste of money and very unhealthy to boot! Just feel like getting drunk and wallowing this evening but am resisting so far. Am going to bake my friend a cake to take round tomorrow as her hubby is cooking dinner and we are going out for a few drinks.

Well even in my splurge was spilled by debt busting refused to buy certain items because they weren't on offer.

So after half a bottle of wine, pizza feel very guilty and listening to a bit of abba (money money - how appropriate), belts & run DMC - listening to a generic music/ video channel!

Ruth poor Charlie. Only been there for one of my animals in the vets and mine couldn't have been nicer. Here's to hoping the weekend goes little better.

lemonpopsicle

I've made a tiny little payment to tidy up my cc so the new total is

No. 069 £2588/£7719

I'd set myself the goal of getting cc down to 3k by the end of the month but I'm going to be £150 short Tough times in the 'pop' household

psychopathbabble

Hugs to Ruthy

Kerri maybe we should have a 'debt misery' tin.... when i'm wallowing in self pity and feeling carp, i put money in it.

I have made my first lemon cake tonight, some chocolate muffins are in the oven and i'm about to make coconut cake!

Oh, and I've cracked ipen a cider!

lemonpopsicle

Sorry to be grumpy!
And sorry about your cat Ruthy x

twoboysmamma79

Big hug to ruthy. I'm sure he enjoyed his life with you filled with love x x