The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

mrsyallop

So sorry Ruthy, Good night Charlie! xx

mumof3plusoh

So sorry Ruthy sending massive (((((hugs))))). Charlie had a long and very loved life by the sound of it. xxxx

Psycho cakes look fab.;)

rdchick

psychopathbabble wrote: »

Did they like them? Sounds yumm!!

Devils food cake and Victoria sponge with loads of buttercream and jam! They loved them! I'll post a pic at some point! Xxx

muppets

So sorry to hear about your loss Ruthy

RIP Charlie

nikorusama

Can I join in?

I have £4000 to repay £2000 overdraft, £1650 on one credit card and £350 on another. I havent managed to save anything this month or probably wont next either because i am moving house but after that i hope to try and save £500 or more per month and will be soung overtime at work. I realy need a kick up the bum as i have been working for nearly 2 years at my current job which is quite well paid and i still have my student debts. Hopefully joining this thread will motivate me!

Nicole

jakes-mum

Oooo Psychopathbabble, yummy!! I bagsy the chocolate muffins (ooo feel like im back at school again bagsy'ing things :rotfl:)

I do have a pic of the valentines day coffee cake I made DH but I never posted it he's only got 1 slice left :eek:

Quite randomly I was thinking about birthday cake making this morning in bed :rotfl: im a bit premature as Jakes birthday isnt till end of May but was trying to think of a theme, I have bought the cakes from the SM before for him, but last year got the A*da gluten free chocolate cake . . . ughhhhh! we had to chuck it all in the bin, it tasted like rice and was dry as dry can be so going to make it this year (he always likes my cakes anyway so I need to stop being lazy). Do we think 11 is too youn for a lego brick? :rotfl:

SpagBol

Hi all, hope you are all well? I haven't been on here much as working three jobs is tiring and my MSE life has hit a stumbling block as my son's health hasn't been so good. He's better now but have to be honest our MSE life has taken a back seat!

Anyway, we have now paid off: #084 £3771/58000

gemred_21

Big hugs to Ruthy, I hope your ok, pets are such a big part of our lives. Charlie has had a fantastic 19 years and is now at peace with all the other cats, RIP!

Well me and the OH have had a roller-coaster of a week so I'm feeling very deflated, but my motto is if i dwell over it too much it makes you worse. So no more sad thoughts just happy thoughts!!!

Not much debt busting this week but will sit down later today to check bank and sort things out, have a lovely Saturday everyone! :-)

camuk81

nikorusama wrote: »

Can I join in?

I have £4000 to repay £2000 overdraft, £1650 on one credit card and £350 on another. I havent managed to save anything this month or probably wont next either because i am moving house but after that i hope to try and save £500 or more per month and will be soung overtime at work. I realy need a kick up the bum as i have been working for nearly 2 years at my current job which is quite well paid and i still have my student debts. Hopefully joining this thread will motivate me!

Nicole

Nicole well onboard, M0fu will allocate a number later,

Hopefully this gives you a boost to paying of that figure

eddi

Ruthy I am sooooo sorry for your loss. Charlie obviously had a wonderful life and you did your very best for him when he needn't it most. Big hugs to you ((hug))

KS2008 wrote: »

Thanks for all your replies - very helpful
It is funny how thought processes change isn't it? A few months ago I wouldnt even be asking whether I should get it on credit - I would have just done it! I have starting looking around on Gumtree...but I have to admit I am having trouble signing up for Freecycle - it seems complicated but I will go and try again now...

I am resigned to the fact that the debt busting is going to take a bit longer because of the car/house but I am quite determined not to get myself into a much worse situation because of it.

Have you got anything like a shop that sells seconds like fridges/washing machines etc that have dented casings, shelves missing or have been delivered to people and they were the wrong item etc so they're sold on at reduced price? We have one in Brum called Borsch Electric... its a huge place.

trying_hard wrote: »

Does anyone else find it really hard to buy full price items even though they are essential eg shoes, sock, undies, etc or is it just me? Or is it because been debt busting for so long that can't buy anything even if the money is there?

Absolutely. Even if I have a gift card or something. I only buy things at full porice if there is absolutely no alternative and I really nedd it. Then I'm all huffy about it :mad: