The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

lemonpopsicle

Good luck for tomorrow Kerri

I haven't been on for a while, although I've been keeping an eye on you all ! Everyone seems to be going great guns at getting rid of their debt :beer:
OH hasn't got much work at the mo, down to £60 a week:eek: so haven't been able to pay anything off debt, fleabay sale monies have gone into current acct so that we can eat. Hopefully things will pick up soon, he's pricing for a job on Tuesday so fingers crossed.

choclover

psychopathbabble wrote: »

Wouldn't it get really confusing though? You haven't been charged the interest on what you have paid? So while you are saving yourself money on interest, and your paid off total doesn't go up, your debt is still reducing?

For me, I'm not going to be able to pay all my debt off this year, so instead of taking off the total amount of debt I'd add it to the amount paid so far.

lashley82

Good luck for you tomorrow Kerri

jenny.b

I've been subscribing and cannot believe that I've got 2 weeks worth of threads to catch up with!! This might take a while and I'll be back with update of totals later too ! That'll teach me to keep putting off reading my emails lol

recurrent-ostrich

Have updated my sig, my debt's gone up, but we have the most amazingly comfortable bed, so it's totally worth it. I've slept so well in the last 2 nights! :rotfl:

Anyway, new total:

#049 £1651.81/£10,000 16.51%

catmort

kerri_dfw wrote: »

Whilst I'm thinking about it and before I go and slink off for an evening of maltesers, cloudy lemonade, and american sitcoms....I start my new job tomorrow yippeee if you're on the M40 or M42 between 5.30am - 9.30am or 5.30pm - 8pm wave as I go past This means I can't come on during the daytime a much, but will catch up with everyone in the evenings

A 6.5 hour commute?? How far away is your new job?!
Good luck Kerri

HelenPie

mf0u1098 wrote: »

:eek::eek::eek: OH MY GOD!!! It really looks like I was excluding everyone else, I didn't mean it like that guys honest, I was meaning some kind of speed dating mallarky for a joke!!! I'm so sorry if anyone feels left out by that comment :o:o:o

But HELL YEAH!!! Sounds like a great idea getting lots of us together although the logistics may be a bit of a nightmare with people in Canada, Australia, Ireland :rotfl: and from one side of the UK to the other but sounds like it could be a right laugh!!! xxx

Bless you - I knew what you meant though a massive party would be pretty epic! :cool:

kerri_dfw wrote: »

Whilst I'm thinking about it and before I go and slink off for an evening of maltesers, cloudy lemonade, and american sitcoms....I start my new job tomorrow yippeee if you're on the M40 or M42 between 5.30am - 9.30am or 5.30pm - 8pm wave as I go past This means I can't come on during the daytime a much, but will catch up with everyone in the evenings

So I shall now be setting the weekly mini challenge on a Sunday

The coming weeks mini challenge: Grow something
Ok so we all need to be eating healthier and learning to be more frugal. The best way of doing this is to grow our own food, whether it's planting onions/galic, or bringing on some little seedlings or even cress, or buying a pot of basil/rosemary. So grab yourself a pot and some dirt, plant some seeds (or buy a ready built plant), and grow your own.

The easiest way to do this would be to buy a ready grown herb plant that you can keep on your window sill in the kitchen or bathroom by the window. Although I've heard that SM ones aren't very good and die quickly.

Then when you've got your plant, throw some of the fresh leaves (if it's herbs) into your cooking and see what a difference fresh ingredients make. I can already smell the gorgeous basil smell of a rubbed leaf mmm, so much better than dried.

Oooh, I already grow my own herbs and have wasted much money on veg before - my garden seems to poison plants - even in containers :mad: But you have just reminded me that I'm meant to be planting some sweet peas - I want them for my wedding and the florist isn't sure whether she'll be able to get them. Decided to take matters into my own hands and save a few pennies too :beer:

psychopathbabble

choclover wrote: »

For me, I'm not going to be able to pay all my debt off this year, so instead of taking off the total amount of debt I'd add it to the amount paid so far.

Interest isn't included in my total amount though, so what I've paid so far and what I've paid off my debt would be two different figures... why isn't there a confused smiley?!

GreenSaints

Morning all,

Flea bay money has FINALLY gone in (anyone else with Halifax? Do you find it takes ages for money to go in from PayPal?) so my total is now:

Member #27 £1340.83/£22,922.39 (5.85%) ooooo, come on 6%!

Have a fabulous Monday

jakes-mum

psychopathbabble wrote: »

... why isn't there a confused smiley?!

:huh: I use this one :rotfl: