The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

eddi

I've done myself a spreadsheet to help me track my payments but I can't find the paper I did all my workings out on when I submitted my initial figures I must have missed something off because I can't make it add up again now so I'm starting off today with a fresh (and if I may say, correct this time) total amount owing and the payments I made today of £277

Sorry Jemma could you change my figures to this now

#309 £277.00 / £5554.36 (4.99%)

Okay so now I'm only at just about 5% paid instead of the 7% I thought I was (boo hoo!) but at least I know it's right now.

EDIT: I think I missed my overdraft off what I owed. Grrr @ overdraft

loubie_lou

eddi wrote: »

I've done myself a spreadsheet to help me track my payments but I can't find the paper I did all my workings out on when I submitted my initial figures I must have missed something off because I can't make it add up again now so I'm starting off today with a fresh (and if I may say, correct this time) total amount owing and the payments I made today of £277

Sorry Jemma could you change my figures to this now

#309 £277.00 / £5554.36 (4.99%)

Okay so now I'm only at just about 5% paid instead of the 7% I thought I was (boo hoo!) but at least I know it's right now.

EDIT: I think I missed my overdraft off what I owed. Grrr @ overdraft

Don't worry eddi, we've all done it!

Car isn't going in today, will be going into the garage tomorrow. All depending on how much it costs will depend on whether i decide to fork out the money to get it reapired. In the last 18 months EVERYTHING has gone wrong with it virtually (clutch, starter motor, spark plugs etc etc!) and I think I have spent over 2k in repairs :eek::eek:

So if its less than £100 I will get it fixed, if not its scrap yard heaven for Geraldine (my car ). My dad said to me you can't keep throwing the odd £100 here or £200 there.......that money can go towards my savings for a new car! She is 12 years old and she is getting on a bit :rotfl:

January20

Latest update:

#135 is £333.02/ £1786.19 (18.64%)

No weight update as I forgot to weigh myself this morning duh! Plus it was my birthday last week and celebration started early and finished late so it's probably just as well... oh dear!

eddi

loubie_lou wrote: »

Don't worry eddi, we've all done it!

I felt like a right numpty. I was sat scratching my head punching away figures on the calculator and changing the spreadsheet totals and nothing got to the previous figures. In the end I thought my sanity was best spared by just starting again! :huh:

loubie_lou wrote: »

So if its less than £100 I will get it fixed, if not its scrap yard heaven for Geraldine (my car ). My dad said to me you can't keep throwing the odd £100 here or £200 there.......that money can go towards my savings for a new car! She is 12 years old and she is getting on a bit :rotfl:

Mine's 22 years old this year and is in for his MOT on Friday

Good luck to Geraldine, hopefully she will be fine.

loubie_lou

She's a complete rust bucket underneath apparently and needs welding done on her next MOT (May). So I am hoping she carries on till then. I am certainly not paying out another £500 on that!

phoebesmum2105

Almost there, 1st 10% paid, i cannot believe it. Just want to say thank God for finding this site, and the support you all give, amazing.
My LBM in December is changing my life in ways you could not imagine, I decided 2012 was to be my year, i was born in the year of the Dragon so this was the year to turn things around, today I went for a first interview for a new job, and they have already rang and offered me a second interview on Wednesday, and this job is so close to home, no petrol, so from £200 a month to £0 will help enormously, thanks again guys, YOU ROCK:money:

kerri_dfw

phoebesmum2105 wrote: »

Almost there, 1st 10% paid, i cannot believe it. Just want to say thank God for finding this site, and the support you all give, amazing.
My LBM in December is changing my life in ways you could not imagine, I decided 2012 was to be my year, i was born in the year of the Dragon so this was the year to turn things around, today I went for a first interview for a new job, and they have already rang and offered me a second interview on Wednesday, and this job is so close to home, no petrol, so from £200 a month to £0 will help enormously, thanks again guys, YOU ROCK:money:

:T:T:T congratulations that's fantabbydoodar fingers crossed for Wednesday. I still can't believe I've managed to pay off as much as I have, it's all because Jemma setup this thread and you're all excellent at supporting us all

Kim85_2

I took the plunge and raided my savings account after reading up on MSE!

#311 £1000/£4456.24

Nickyanne123

A quick update from me Ive lost 1lb this week, better than the big fat zero last week but I was still hoping for a bit more. And my loan payment has cleared so thats another £96 off my total.

# 51 - 4lbs/35lbs

# 51 - £1,795.40/£14,247

angelbob

phoebesmum2105 wrote: »

Almost there, 1st 10% paid, i cannot believe it. Just want to say thank God for finding this site, and the support you all give, amazing.
My LBM in December is changing my life in ways you could not imagine, I decided 2012 was to be my year, i was born in the year of the Dragon so this was the year to turn things around, today I went for a first interview for a new job, and they have already rang and offered me a second interview on Wednesday, and this job is so close to home, no petrol, so from £200 a month to £0 will help enormously, thanks again guys, YOU ROCK:money:

hi i was born in the year of the dragon 1976 (old) so was my eldest son in 2000. and this will be my year too xx