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The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

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Comments

  • rosiest
    rosiest Posts: 105 Forumite
    Hi hismisses, no not so far. Everyone keeps telling me different things. Ive emailed experian and am waiting on a reply but it looks that t stays on 6 years from default or when you close account, which seems a bit off to me. That basically means if you have a late payment should close your account straight away and that because my accounts were open longer a default would of dropped off quicker than my late payments.
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
  • jakes-mum
    jakes-mum Posts: 4,642 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    kerri_dfw wrote: »
    Jakes-mum you have roast everyday? You eat like the queen :-) (I know it's from what's leftover, but it made me smile)

    Lol I do have roast dinner 4 times a week every week, its cos I have so many food problems that upset my stomach, cant eat anything with pasta, bacon, garlic, nuts. Only like parsnip out of all the veggies, only like korma curry but cant eat it cos of the cashews, dont like rice, pulses, cous cous etc cant eat tortillas . . . oh it goes on and on and on :( but better than when I was pregnant with Jake, was so ill had to have roast dinner every single day for 8 months :eek: DH refused to eat a single roast dinner for 18 months afterwards, got sick of watching me eat them :rotfl::rotfl:
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    edited 22 January 2012 at 7:53PM
    ;)Don't think it will get any mouth watering but tonight's tea was leftover turkey stir fried with a rather limp leek, two thirds of a tub of Mr T's soft cheese (I never get through a tub usually and end up binning by the end of the wek, not this week though!) served with spaghetti. It was a bit stodgy but tasted ok. Shepherd's pie for tea tomorrow (mash and mince both already bulk-cooked and frozen), butties for lunch and porridge for brekkie.

    Jemma - that's the place:)

    jake's mum - mmm... love roast dinner, hate having to cook it though.
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    not debt busting but super weekend and havent spent a penny so all good.

    back to work tomorrow and another week of packed lunches and no spending. i cant believe how committed i am.

    i so want this debt gone x
  • rosiest
    rosiest Posts: 105 Forumite
    Thanks recurrent-orstrich im just going to go with it, i'll let you know how it goes but feel a wee bit teary tonight putting baby to bed :(
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
  • Good luck tomorrow Rosiest, been there xx
    8 years of being on a DMP finished 3/3/14
  • Brokenpromiseland
    Brokenpromiseland Posts: 25 Forumite
    Part of the Furniture Combo Breaker
    edited 22 January 2012 at 8:29PM
    jakes-mum wrote: »
    Hellooooooooooooo :wave:

    Ugh just been to morrisons, we were going to have lunch at the restaurant as we'd been out since 10am and it was pushing 1:30pm by the time we got there, me: 'which of your meals are suited for coeliacs?' server: *confused look* me: 'he cant eat anything with gluten' server: 'umm hang on i'll have to check' . . off he wanders . . . comes back 'um we dont know what that means, what cant he eat?' me: 'things that contain gluten' server: 'oh gluten hang on' . . . wanders off again with me thinking im sure I said that before he went the first time . . . he comes back, 'well the omelette could be gluten free but we cant guarantee it' now its my turn to look confused 'how can omelette NOT be gluten free? its made from eggs and nowt else' server: 'well I dont know, thats what they said, something about the rules changing' me (rolling eyes at this point) 'is that a picture of a jacket potato?' pointing at the miniscule picture on their MASSIVE board, server: 'yes it is . . but we dont serve those on a sunday' me: 'right so the only thing you serve thats suitable for a medical condition is not available cos its sunday? Morrisons have decided that your only allowed to have severe medical problems 6 days of the week? yet a vegetarian . . which is a life choice . . can eat at least 6 things on your menu any day they wish?' server: 'ummmmm . . . . ' imploring look at me to please go away.

    We ended up going over the road to a Marstons that even though they were changing their menu on tuesday and were out of half their menu STILL managed to feed the coeliac. Needless to say I wasnt impressed with Morrisons at all :(

    Did go back and do my shop and managed to spend £77 :(, didn't even buy any joints of meat :eek: did buy 8 family boxes of their stuffing though and a load of gluten free stuff for Jake so I can see why my bill was so high, but still :(





    Hi I know your pain two of my bunch are coeliacs it's so hard to eat out at times!!!!!!!!
    :j I am out of this mess :j
    Pay off ALL my debt by Xmas 2012/13 Challenge #237#120 £11,284.27 / £11,284.27
    :beer:DFD-31.12.13:beer:
  • [QUOTE=mf0u1098;5041911


    p.s. I keep thinking about all the people that joined up and we've not heard from again. They all had their stories of how debt was ruining their lives and I can't help wondering if they're ok and how they are doing... I hope they're ok :A[/QUOTE]

    Still here just waiting on pay day:( read every night to keep up with how great everyone is doing:T
    :j I am out of this mess :j
    Pay off ALL my debt by Xmas 2012/13 Challenge #237#120 £11,284.27 / £11,284.27
    :beer:DFD-31.12.13:beer:
  • OOh good - meal planning! This has been the main part of my sticking to budgets for the past year lol.
    Breakfast is always toast - now with homemade marmalade :)
    lunches sandwiches/cereal at work
    Shepherd's pie
    Chicken curry
    sausages n chips
    Shepherd's pie ( i made too much)
    Goat cheese & roast veg tart
    Stir fry & rice
    Beef burgers & chips
    Debt Free. Have my Van. :) Find dream
    Frugal 2016 Target @£400 per month
    Month 1 £400/£400 Total of 6 Months: £/£2400
    Food £0/£120 pm Diesel £0/£100 Me/DD £0/£80 Yearly (clothes/holidays/presents) £0/£100

    It's not the end, it's the journey and how we travelled.
  • rosiest
    rosiest Posts: 105 Forumite
    Thanks tryinghard x
    #28 pay all your debts by Xmas 2019 £2682/7000:)
    #66 2019 MFW £90/£7500
    also trying to get 6k savings this year :wink: have this by April . yay :)
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