The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!

Ruthy1604

DorsetGirl wrote: »

:wave: Ruthy - where are you going on holiday?

Florida in October :j I can't wait!

loubie_lou

Ruthy1604 wrote: »

Florida in October :j I can't wait!

I am going in August!! Cited much!!! :beer::beer:

May2013

Hi All

Just a quick update from me...M&S CC statement arrived on Friday, this once again is the biggy for me as this is where I'm snowballing any over payments. I paid £1000 off altogether in December but picked up interest of £114 having said that a couple of years ago I was paying £225 in interest every month just on this card :eek:

Anyway my new total is.... #46 £2913/£14,128

Keep up the great work eveyone

sam09_2

Hello everyone! Havent had chance to catch up on the thread yet, have not long woken from my night shift. I had some really good news today- my ppi claim has gone through so my virgin loan has gone! Also my cashback of £15 for my energy switch has gone into my account, and i have also switched my line rental from bt to orange and they are giving me 2 months for free with a saving of £52 then making a monthly saving of £3.92!
Will update in a bit with my new totals:)

vw_campervan_mum

Hooray - hard work last weekend learning how to use Ebay has paid off. 2 of 4 items sold n made good price - awaiting £321.20 all to go off debts. :j
How much does Ebay keep?
NSD as sat watching Ebay willing people to bid and reading these forums
Will list Ebay/Zapper/Music Magpie when I bank them and calculate how much to put on Credit cards. Will be good to list this as seems endless waiting for pay day to make debt payments
Sticking rigidly to budget and putting a few £1 coins into campervan money box too.

Well done to every one working so hard - this really is a most motivating and inspiring thread :beer:

Machine_2

Hello DFWeeeeerrss!!

Well I havent made anymore payments towards my debt today, however I have now sold my iphone 4s so when the banks open tomorrow the cash is going in and that will then be paid off my debt.

Gotta say also how difficult it is to have a NSD, I set myself the target of 15 this month an have had none so far!

This is the first time i've set a target to see how i get on and cant believe I spend money virtually every day!

Oh well, at least I'm realising it now so gonna be careful every day and get some more debt busted!!

[Deleted User]

Ruthy1604 wrote: »

Florida in October :j I can't wait!

We got back about 10days ago having had 4 weeks there. We go back in 300 days Accommodation and tickets are already sorted as we had annual passes this time and they will still be valid in November. Just looking for deals on the fights now.

recurrent-ostrich

Bit fed up today. Hubby has found out he's got a pay freeze for 2 years for cost of living increase, but now also for annual increments. So no extra money for 2 years, so essentially a pay cut. Oh, and overtime rates have been cut from double time to basic time and they've cut the amount of notice they need to give them too. So, all in all, completely sucky. :mad: And just so he can be abused, spat at, shouted at, called every name under the sun, kicked, hit and threatened for 10 hours a day.

Then one of our friends phones up to say she's got a new job, tinkering with websites, which aren't even real, !!!!!!, and she's getting paid £55K a year to do it from the comfort of her own sitting room with occasional business trips to Dubai and New York. :mad::mad::mad:

Sometimes, life ain't fair.

affordmylife

i take it your husband is a teacher recurrent ostrich??

recurrent-ostrich

affordmylife wrote: »

i take it your husband is a teacher recurrent ostrich??

Copper. But we're all in the same boat, I'm a nurse and it's just as rubbish for us.