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The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
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Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
The "Pay ALL your debt off by Xmas 2012" challenge - PART 2!!!
Comments
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Can you add me to the list i have £8467 usd for debt free before chritmas 2012 and i wish to lose 30lbs this year i wish everyone a happy and healthy new year 2012 i also have to Give up Smoking i have Given up the Car use Public Transport More and Walk More one step at a time :T0
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#079 total paid to date is£135/£2260Mortgage free 25/9/2019 8years and 7 months early 😁😁😁0
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Hi
Could you add me to the list please? I was hoping to pay my debts off by July but its not gonna happen now. It will be good to have a target of Christmas 2012 instead - otherwise it could drag on for ages.
Lloyds £1675
MBNA £3500
Total £5175 (:eek:)
AND I need to loose a stone asap as I'm way over my WW goal weight so risk loosing my gold status (ie will have to pay again!:mad:)
Happy New Year everyone!
MMFebruary 2021 GC £301.45 / £300.00
March 2021 GC £266.41 / £280.00
April 2021 GC £53.19 / £300.000 -
Happy new year fellow debtbusters, Lets get debt freeee!!:TDebt to be cleared by crimbo 2012 £8241

Loan [STRIKE]£6052 [/STRIKE] £0 was originally £15,000 :oTesco CC £ [STRIKE]£2189 [/STRIKE]£0, both balance transfered to 0%, now owe £3449
Pay off all your debts by christmas 2012 no.112
£4792/£82410 -
Hellooooooooooooooooo DF by xmas'ers :wave:
oooo lots of new posters joining us
Hellooooooooooooo, Mf0u will be along and allocate you a number in the not too distant future, but count yourself in till she turns up 
Where is Kerri?? is she sat on the other thread wondering why no-ones posting? has she got lost? or :eek: has she left us forever!! :eek: :eek:
Went to the co-op today to buy some eggs and butter and they were shut :eek: how rude! I had to go to the spar and spend more money getting them from there :mad: no debt busting today as I need to do my next payment in the bank so wont be till tuesday
SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £2470.95/£1000 (19) £0/£10000 -
Hello all, hope all is well and you all had a great festive period. I have been busy eating my body weight in cheese meat and wine!
Sat here today with a great sense of positivity for 2012, those that have not read any of my posts before a brief overview.
Always been lucky enough to be in a well paid job, however have always spent what I have earned and have racked up credit cards as a result. £12k of debt later I have decided to attack it head on, and this thread has saved me from a possibly financial mess.
So a big thanks to everyone , you do not understand how much your individual stories of success spur me on and focus my attention.
It may sound dramatic but I feel different, better, more positive knowing I am addressing my 'problem'
A brief overview of what I have done so far today:
- Cancelled magazine membership, never read it
- Changed energy suppliers
- Sorted cupboards and realise I have enough dried good for 2 week meals
- Cancelled gym and changed to 24 hours gym for 9.99 month, i go 5 times a week so can not bear to cancel the gym!
- E-bay items worth about £200
- Sorted out all my documents, and shredded them, found an old paper briquette maker in the garage and now soaking them to fuel the fire
- Cashed out my topcashback vouchers as amazon and bought a £10 composter bin for all my veg etc
Contacted local saw mill who have said I can have unlimited sawdust / offcuts, this will be used to make paper / sawdust briquettes, with this I can basically have the gas off constantly
So making huge inroads, this will free up a lot of money on a monthly basis to attack those pesky credit cards!
So whenever you post your stories of success or even your challenges, remember that you are really helping me, and even If I can help one person in return then that will make me feel great!
Thanks all and lets do this!0 -
Just joined this forum so do not know my way around yet.
I would like to join .....just did a spread sheet and counted it up, £4175.06
not sure how it happened.
2012 here I come0 -
I'd like to join too if I can. £16,231 as it stands right now, though that includes the overdraft which will be bigger by payday! Don't think I'll manage it but it would be a lovely thing to aim for.Grocery challenge September 2022: £230.04/£200
Grocery challenge October 2022: 0/£200
2012 numbers:
Grocery challenge - April £65.28/£80
Entertainment - £79
Grocery challenge March £106.55/£100
Grocery challenge February £90.11/£100
Grocery challenge January £84.65/£3000 -
Ooh, a part two - how exciting!
I'd love to join the weight loss challenge, though not sure how much I need to use until I weigh myself tomorrow and find out how bad the Christmas damage has been!0 -
Hey all
27.10 /6809 #215
Is that how im meant to post it - wasnt sure
Learning to keep within budgets !
:money:0
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