We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

It will be GONE !! Part 3

1101113151621

Comments

  • Herewego
    Herewego Posts: 2,541 Forumite
    Well I made it through my first week in the new job thankfully it was a short one so breaking me in slowly :D also didnt realise we only work 35 hours a week its been a lon time since ive had a hour for lunch so that threw me a bit. Given the reduced hours im going to try and work a few hours in the evening this will be for my new life fund ;) not quite sure what that will be yet :rotfl:

    Looks like the weekend is going to be a washout so im planning on study and cleaning saturday and then im at the spa Sunday got a deal £6 each for all day access to gym pool and spa area my friend is buying me lunch as a birthday present so hoping for a cheap weekend if it happens more money to Lloyds. As suspected the 0% deal is up and i have been charged about £12 in interest so i need to find £2k pretty quick as dont want to move this to another deal and pay fees.

    DH has had a couple of 0% deals offered to him so will see how things progress in the next few weeks, its amazing when we really needed these deals couldnt get them and now we are in a better place they are throwing them at us and increasing limits everywhere its mad :cool:
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Well the second week in the new job is nearly over and i hate it one of those times when you know you should have gone with your gut feeling at the start knew it was too good to be true.

    Still managed to make a payment to Lloyds £90 and hoping to make another tomorrow as its payday I just cant wait for this debt to be gone then at least the pressure will be off and i can find a job i want to do rather than have to for the money :(
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    £150 to Lloyds today hoping to get into the £15's next week
    Free listing on ebay and i need to clear the house so hoping to make some money along the way
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    £25 to the card I still have a bit of a float in the bank so hope to move that across soon.
    Good news not used a tank of fuel in the car so far this month and walking everyday to work hope to start seeing savings here soon.
    Roll on friday when i know we will be into the £15's
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    No payments to the card today but £65 in quidco cleared for payment at the end of the month.
    Ive really started to slack off on making extra money and pushing to clear the debt so i must try harder, i have an ever growing pile of items for ebay so will try and list 5 a week i know its not much but i go mad at it then i cant stand doing it.
    I have spoken to my sister tonight and we have decided to go on holiday together we havent been away together for over 30 years so quite an experience as we are very different people but im sure it will be fun and relaxing so need to save a little for that each month and its something to look forward to.
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    Made a payment of £200 to Lloyds yesterday so this is coming down nicely and the best news is we are into the £15k's at last:j
    I banked £40 in coin last night and will send this over once its cleared the bank on monday.
    I did have a nice float sitting in the bank but is getteing swallowed up slowly I needed to get the bike an MOT today and insurance is due this week plus the car needs a service and MOT next week why do they all come together :o Oh well if the float goes its better than adding it to a card.
    Been a bit naughty today been looking at a new bike i know i should hang on but the summer will be gone before i know it
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • wot-a-mess
    wot-a-mess Posts: 189 Forumite
    Fantastic progress HWG. Well done
    Pay off £14,000 in 2012 Challenge #21 (incl. mort.) £15,960/£14,000
  • Herewego
    Herewego Posts: 2,541 Forumite
    Thanks wot-a mess, we are getting there slowly but im so impatient.

    £40 to Lloyds today from the coins i paid in Friday and its payday for DH on Friday so some more payments, im hoping for £250 which is still in the account to throw at lloyds. As its payday i can clear this card and look at whats next, i have had a 0% for 9 months in today and i know my deal on my other Lloyds card is up in July so a bit of moving is due.
    Although we are clearing the debt the fact we are living seperate lives is now costing us slightly more im not going to worry about it too much as i know its going down im hoping with some more hard work we will get into the £13k mark or even £12k if i really get myself sorted and stop spending and start ebaying :o
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Herewego
    Herewego Posts: 2,541 Forumite
    It was payday on Friday and i had just managed to keep £250 in the bank so transferred it straight to Lloyds.
    Lloyds 1 card is now at £980 I have £65 coming from Quidco this week once all DD and payments have cleared the account i will see if its possible to clear this card without waiting for my weekly wage then my wages can replace normal spending to get us through the month.
    So the first figure is in £14745 but im determind to see £13k by the end of the week and with some hard work and much ebaying im hoping to see a glimpse of £12k with a bit of luck if only by a £1
    Been a tough week all in all just need to keep motivated and clear this debt then maybe i can try to get a life :(
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • You'll get there HWG.
    Power to that ebaying elbow xx
    Weight: need to lose 71lbs - lost to date 0lbs
    One Poll: £3.20
    My Survey: £0.00
    Ebay: £0.00
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.6K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.