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A ginormous jump into 2012 with the January NSD challenge

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  • debbiedebt
    debbiedebt Posts: 224 Forumite
    Another day at home & no spending so that's 5 for me and 4 in a row.

    I will have to spend tomorrow as we need cheese, butter, milk & veg!
    Debt Free Date [STRIKE]December[/STRIKE] June 2019

    GC January £0/£180
  • Today definitely won't be an nsd as we've totally run out of milk so I may as well go and do the whole lot tonight. Fun fun fun!
    Clean credit file:12 mths
    Car loan: FREE! :j
    THE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy :D
  • Redouble
    Redouble Posts: 468 Forumite
    #5 here

    This thread ROCKS :money:
    NSDs 7/20
    Make £10 a day £403.74/£310
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    I start work tomorrow. It will be 3 years to the day :eek: since my last day at Woolies :(, so a 9-6 on my 1st day is going to be a shock to say the least and will be pretty much the 1st time I've been away from DD for more than about an hour. It will also be pretty much the 1st time DH has had to do a whole day with 3 children. Hopefully I'll still have some children left or a husband when I get home :D.

    Oooh, good luck for tomorrow wannabe, I'm sure you'll have a much easier day than DH:D

    Hope it goes well for you x
    jintyb wrote: »
    Went to the library to drop off my books and picked up "Relax and enjoy life" 149 ultimate stress busters by Elisabeth Wilson, figured I needed it after this week! Looks very interesting.......off to relax and read it!:rotfl:

    Can I borrow it after you jinty, please.. I'm having one of those weeks as well:eek: x
    Well I think I am setting myself up for *whispers* failure (I'm sorry it's that F-word!) this month!! I only have the 1 rubbish NSD so far, DD's split over three days rather than two, takeaway one day, and I owed for bonus ball at band on the other day this week - been putting off for ages, didn't feel right doing it again just for the sake of an NSD!

    Going to have to work extra hard from tomorrow to get to 18!!!

    JCG xx

    Now I know why my nose was twitching, it's the "f" word being used again:D:rotfl:

    JCG - you should know better than that by now:naughty:. One NSD is not rubbish, it's a lot better than none, be proud of it:)

    We're all behind you, you can do it x
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    ceri1969 wrote: »
    Hello, can I join in please? I'd like to try for 15 NSDs this month and have already had 3 NSDs so far. Thank you x

    Hi ceri, yes of course you may join, you're very welcome.

    I'll be back later to add you to the front page, in the meantime make yourself at home and join in the fun:D

    spoon x
    Redouble wrote: »
    #5 here

    This thread ROCKS :money:

    Glad you're enjoying it here, Redouble x
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    We seem to have a lot of people running out of milk today so I thought I'd introduce the newbies to Daisy:D She's been missing for a while but suddenly turned up in my back garden this morning, I think someone's been hiding her:D

    bge734.jpg

    She's available if anyone needs her:D
    :) The time you enjoy wasting is not wasted time :)
  • butdoineedit?
    butdoineedit? Posts: 1,181 Forumite
    wannabehermit - good luck for tomorrow!! I can't believe Woolies has been gone 3 years, i used to love that shop!!!!

    Massive thank you's to everyone for all the good wishes & virtual hugs, chocolate & alcohol!!

    BMF, that link you gave me was really useful, thank you!!

    To everyone that's mentioned the insurance for the asbestos, it's a possibility. My insurers reckon if it turns out to be dangerous i can claim on the surveyors liability insurance & i may be able to get some legal help for that, although the house insurance is a bit different cos it's for landlords.... Survey booked for Thursday, keep your fingers crossed for me!!!

    Not one today, off to see a friend for tea, so will take a cheap bottle of wine (there is a limit to how often i can drink hers without chipping in!!)
    February NSD challenge 5/15
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    edited 6 January 2012 at 5:48PM
    Spend day for me as I also paid my credit card bill by dd;I bought a few items not on my shopping list,but am still within budget.

    Hoping for an NSD weekend.

    Happy Friday night folks!

    wannabehermit good luck for tomorrow

    PS zafiro please can you share your SC egg custard recipe.It sounds lovely,thanks!
  • I start work tomorrow. It will be 3 years to the day :eek: since my last day at Woolies :(, so a 9-6 on my 1st day is going to be a shock to say the least and will be pretty much the 1st time I've been away from DD for more than about an hour. It will also be pretty much the 1st time DH has had to do a whole day with 3 children. Hopefully I'll still have some children left or a husband when I get home :D.

    Best of luck for tomorrow Wannabe :)
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • beanielou
    beanielou Posts: 95,401 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hope all goes well for you wannabe.

    rising~ouch to the injection but I really hopes it works.

    Jinty ~ second in the que for the book.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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