A ginormous jump into 2012 with the January NSD challenge

solventsoon

February's challenge is up and running now. The link is below:D

https://forums.moneysavingexpert.com/discussion/comment/50627863#Comment_50627863

see you all there

spoon xx

Knitting_Nora

iwanttogoonholiday wrote: »

managed my final nsd and im now a mummy ( baby boy born thursday)

15nsd's

Sorry - playing catch-up on the thread. Iwant - that's such lovely news! Congratulations, and lots of hugs.

Nora.x

freebyfifty

Congratulations - Iwanttogoonholiday, I am sending you and your sparkly new little boy lots of hugs x x



Managed to get NSD #23 yesterday, so that's my final target for this month met :j:j

I'm sure I'll get another one today but not going to set a new target seeing as there is only 2 days of January left.


Have a great Monday x x

rising_from_the_ashes

Huge congratulations iwannagoonholiday!

jintyb

cw18 wrote: »

I've been with them a few years and accepted a pretty poor renewal offer after the first 18 months. When the second minimum termm offer ended they offered the same 'carrot', which amounted to a £3.25/month discount for 3 months in return for signing up for another 18 months - and I turned them down which left them pretty speechless and unsure that to do next.

All they've done is continue to call every 6-8 weeks offering the same deal, and I continue to turn it down.... told them that for a saving of under £10 over 18 months I'd prefer to retain the ability to keep my eyes open for a really good deal elsewhere that wouldn't mean having to pay a cancellation fee to them - and they seem to be having major problems grasping the concept of that :rotfl:

Your experience sounds exactly like mine, the last time my contract was up for renewal I was a bit lazy about shopping around and just went ahead and stayed with them.:o
Then they changed the T&C of the billing cycle which meant only 7 days notice before taking DD instead of 15. The reality was/is that they send the email notifiying you that the bill is ready 2 days after the bill date i.e. bill date 8th, email sent 10th DD taken 15th which doesnt leave much time to check and query anything before the money os taken out of your account. I wanted to change my bill date as 15th is not convenient, but no they wouldnt have it and overall their CS are carp ( if you can actually manage to speak to someone):mad:
I'm not mad about $ky either, but the deal was good ( I worked it out this time:o) and as I already have $KY its one bill per month. I also managed to get £50 CB via Quidco - oh yes, Martin, you have taught your children well:money:

iwanttogoonholiday wrote: »

managed my final nsd and im now a mummy ( baby boy born thursday)

Thrilled for you - that's great news!

jintyb

Good morning all!

Yes, I had a lovely quiet day yesterday, so NSD # 13 captured!

Just preparing my outfit for the office today...........



Does my bum look big in this?:rotfl:Will my supervisor see me under it?:rotfl:

Have a great day everyone:)

LittleMissHappy_2

Hoping today will be NSD 12 and target met! Fingers firmly crossed, happy NSDing everyone

poohbear59

:j:jCongratulations iwanttogoonholiday!! :j:j

I love your outfit jinty. Maybe you have started a trend. It will last a lot longer than normal clothes and will mean lots more NSDs

I have run out of layer pellets but am determined not to spend, just trying to find an alternative.. I have corn. Hoping that today will be another NSD.

cw18

The last 2 direct debits for January have gone out of my bank today, which means no NSD for me
But it does mean I have the potential for another tomorrow, which would take me to almost double my initial target

I currently have £6.25 of my January grocery budget left, and despite having overspent on 8 categories in my Frugal Living accounts I still have £40.04 left of my total monthly budget due to underspends on the other 13 categories.... I think I'm getting back into the swing of NSDs and budgetting this year :T

kerri_dfw

Grabbed another NSD yesterday, my first for the february target of 10
1/10