A ginormous jump into 2012 with the January NSD challenge

his_missus

Morning!

I'm going to claim 15/15 NSDs for January:j. I need to go into town at lunchtime but once I've spent my last £2, I'll have no money left til the bank send me a new card so won't be able to spend tomorrow xx

fedupandskint

I'm not spending today and its NSD 16/18

I'll miss the target by 1 due to buying some fresh cream meringues earlier in the month but its still the best I've done in a long time

JustDave_2

NSD for me yesterday, making it number 7/8 :j

Going to try and claim #8 today or tomorrow

blindtoast

NSD #15 on Saturday!! So my 2nd target met :j:D

As I'd thought walking all day didn't give me any opportunity to spend! Did spend on Friday - buying food for the weekend, yesterday buying chinese when we got back from walking - think we'd earned it!! and had to buy petrol today . I might get one tomorrow but getting 2 targets this month has certainly given me a boost for next month and shown me that I can do it if I try! :T

LondonGirl252

iwanttogoonholiday wrote: »

managed my final nsd and im now a mummy ( baby boy born thursday)

15nsd's

HUGE congratulations!

jintyb

:eek::eek:

Well the supervisor saga continues .........morning meeting this today she told we would have to work Saturdays at quarter ends this year. I had heard this thro the grapevine, but no-one had the decency to tell me ( I'm "only" PT, remember?)
I had the audacity to ask if we were getting paid for this, or is it TOIL? Our contract says that we need to work extra as and when the business requires. They use this as a catch-all to get away with not paying us OT.

The result is I have to go for a "chat" this afternoon re my attitude I guess ( I'm not toeing the line after refusing to stay late last week) I'm ready to blow a gasket!

Is it me? I feel like a bolshy cow, but I am so !!!!!! off! I would just like to be left to get on with my work!:mad::mad::mad:

Sorry for rant - I am really miserable with this but trying not to let it get me down.

cw18

((hugs)) Jinty

I think you're entitled to know whether it's for payment or TOIL, so don't see why asking the question is causing so much fuss

IF

Afternoon all :hello:

Big hugs for Jinty your supervisor is a twonk......think we girls will have to pay them a visit!!!

IF

Februarys NSD thread - Click here

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

oldtractor

today is a N Sd and so is tomorrow so I am declaring 19 NSDfor January.
Thanks SPOON for this thread. Its very helpful.