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A ginormous jump into 2012 with the January NSD challenge
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_party_Congratulations iwanttogoonholiday_party_
I got NSD 11 todayOnly one more to get :money:
Be the change you want to see in the world - Gandhi
OU - DD100 (P), DSE141 (D :j), DSE212 (P
), ED209 (02/12), DXR222 (07/12) SD226 (02/13)
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evening all.
well i've got a nsd to add for saturday.i didn't manage one today so will have to go two nsd days mon and tues to meet my target.i'm not sure i can do that as i need milk.i'll see how i get on.
nsd so far 13.there is no wealth but lifesealed pot challenge#240
df by dec 2014#150
Barclaycard[ 1641]512. loan[4100]2673. nationwide[1898]1548.natwest 2980.total [8584]7713.:eek::eek:0 -
iwanttogoonholiday, many congratulations!
I can report another NSD to make #25
B x0 -
18 NSDs here, had a weekend of no spend.0
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Congratulations iwanttogoonholiday!! Hope you are all well xxx
NSD#19 today :j
Spending tomorrow, but should pick up no 20 on Tuesday, fingers crossed!
Off to bed, trying to get there before midnight...for once!!
13 projects in 2013: 7/13
Cross-stitch Club Member no 13
Weight loss since 24/06/2012: 30lb
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solventsoon wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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iwanttogoonholiday wrote: »managed my final nsd and im now a mummy
( baby boy born thursday)
15nsd's
Congratulations iwanttogoonholiday hope you and your little boy are well.
Best wishes
If...x"If wishes were horses, then beggars would ride"
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NSD 17 today....notice how they're rolling in after Freeby thrashed me (not once, but twice) in our race to NSD target! :rotfl:
Nora.x0 -
Loads of NSDs rolling in today and more targets tumbling, well done everyone:
:j:j:jAllie Ballie Bee - well done for no 8 and your target smashed now, that’s brilliant:j
Your prize is headed your way now, hope you like it
:j:j:jbeemuzed - well done for no 10 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
:j:j:jRed - well done for no 22, that’s fab, you’re doing brilliantly!
Pleased you‘ve recovered from your overindulgence
:j:j:jBroomstick - well done for no 25, target no 3 is within reach now, you can do it!
:j:j:jByatt - well done for no 11, you’re doing brilliantly, keep going!
:j:j:jChocolatedrinker - well done for no 10 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
And yay to your 3 in a row, another prizelet is headed your way for that, well done!
:j:j:jCheryl - well done for no 18, target no 3 exceeded now so another prize is headed your way, hope you like it
Pleased you had a good evening
:j:j:jDelilahh - well done for no 10 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
:j:j:jelfen - well done for no 14 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
Increasing your target to 20 now, good luck, you can do it!
:j:j:jfedupandskint - well done for no 15, nearly there now, keep going
:j:j:jgreenanne - well done for no 13, keep going you can do it
:j:j:jHiddenidentity - well done for no 25 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
And another 2 in the bag so your target is exceeded, prize no 2 is on the way as well.
Oooh, a job - well done, do tell us more
:j:j:jIgamogam - well done for no 15 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
Fingers crossed for one more this week x
:j:j:jiwanttogoonholiday - well done for no 15 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
:j:j:jJazee - well done for no 9, keep going you can do it!
:j:j:jKeiss - well done for no 19, target no 2 is within reach now, you can do it!
:j:j:jKittikins - well done for no 17, and your target exceeded now, that’s fantastic!
Another prize is headed your way now, hope you like it
Glad you’re pleased with your total, you should be very proud of yourself for that
:j:j:jNora - well done for no 17, you’re doing brilliantly, keep going
:j:j:jLMH - well done for nos 10 and 11, one more to get now, you can do it!
:j:j:jLondonGirl - well done for no 13, target no 2 is within reach now, you can do it!
:j:j:jmarmite - well done for no 15 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
:j:j:jmumofjusttwo - well done for no 17, one more to get now, you can do it!
:j:j:jmumsiemum - well done for nos 13 and 14, nearly there now, keep going
:j:j:jmytimetoshine2012 - well done for no 13, one more to get for your second target, you can do it!
:j:j:jNargle - well done for no 12 and target no 2 smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it.
I’m sure you’ll find room for him somewhere -with Igor maybe?
:j:j:jphoebesmum2105 - well done for no 13, nearly there now, keep going
Wow... that sounds like a busy day, hope you managed to get some sleep after your night shift
:j:j:jpoohbear - and well done for no 2, you’re doing great, keep going. Yay to locking your cards away, that’s the way to do it!
:j:j:jrising - well done for no 16 and you target exceeded now, that’s fantastic!
Prize no 2 is headed your way, hope you like it
Well done for finishing the ironing
:j:j:jSillyBlondie - well done for no 18 and target no 2 smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it.
Increasing your target to 20 now, good luck, you can do it!
:j:j:jsf - well done for no 17, keep going
:j:j:jThe Dragon - well done for no 20 and target no 3 smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it.
:j:j:jthriftyfifty - well done for no 10 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
Fingers crossed for few more this week x
:j:j:jTwelveStopsThenHome - well done for no 18, you’re doing brilliantly, keep going
:j:j:jWelshDreamer - well done for no 16 and your target smashed now, that’s brilliant:j:j:j
Your prize is headed your way now, hope you like it
And hello to:
freebyfifty - you definitely want to keep Esther Rantzen away from your DDs so I guess you’ve got to feed them
jinty - hope you had your quiet day and managed another NSD, you can do it.
wannabee_in_credit - oh dear, sorry about the two spendy days but good news about the ww group
beanie - ooooh... chocolate toffee... yum
No 25 in the bag for me so target no 2 met:j:j
Off to do February's thread now, see you all tomorrow
'night everyone
spoon xxxThe time you enjoy wasting is not wasted time
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iwanttogoonholiday wrote: »managed my final nsd and im now a mummy
( baby boy born thursday)
15nsd's
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:jCongratulations iwanttogoonholiday, that's fantastic news:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
Hope you and your new baby are well
spoon xxThe time you enjoy wasting is not wasted time
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