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A ginormous jump into 2012 with the January NSD challenge

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  • mytimetoshine2012
    mytimetoshine2012 Posts: 136 Forumite
    Hello hello...thanks for updating my target to 14 Spoon. I have had an NSD day today and therefore report number 13.

    I am hoping that tomorrow will be my final one!!
    MTTS x
    My beloved Grandmas mottos::A "A penny saved is a penny earnt"; "Nothing's a bargain unless you need it" "Mend and make do" #
    Sealed Pot challange 1573 £5.15
    Don't throw food away £2.72 wasted so far for 2012
    Make £10 per day 104~working on it!:)
    March NSD's 18/14 April 1/14
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    rising~10.30 on a Sunday morning is a tad too early for me TBH.
    11.30 maybe?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • wannabee_in_credit
    wannabee_in_credit Posts: 1,749 Forumite
    Part of the Furniture Combo Breaker
    Well I'm a bit annoyed with myself because I've had two spendy days this weekend. Saturday was always going to be a spend day as it's shopping day but I'd planned nsd for today. Anyway, my friend is a ww leader and offered me a free weigh in if I helped out at her class, so I went along this morning and spent £1.90 on a magazine to try and motivate me.
    I only have two days left to reach my 3rd target so I'd better try hard to make sure tomorrow and Tuesday are nsd's.
    Hope everyone is having a good weekend.
    Ninja Saving Turtle
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not a NSD today as have been to the outlet villiage at Tillicoutry and got a few wee bits and got some chocolate toffee from Thorntons :drool:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,458 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    wanna be~great news on the free weigh in.
    Keep us posted on how you do.
    I am really struggling with Scottish Slimmers at the moment~bah.
    Chocolate toffee does not help of course.
    I am back to my old habits as there are so many things in my life that I cannot control at the moment :(
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • mumsiemum
    mumsiemum Posts: 254 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    NSD 13 & 14 for me this week end. Only 1 more to go to meet target WHOP!! WOHP!! WHOP!!

    mm
    February 2021 GC £301.45 / £300.00
    March 2021 GC £266.41 / £280.00
    April 2021 GC £53.19 / £300.00
  • rising_from_the_ashes
    rising_from_the_ashes Posts: 12,433 Forumite
    10,000 Posts Combo Breaker Home Insurance Hacker! Debt-free and Proud!
    beanielou wrote: »
    rising~10.30 on a Sunday morning is a tad too early for me TBH.
    11.30 maybe?

    No probs :) I did wonder if it may be with having to travel over.....
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • wannabee_in_credit
    wannabee_in_credit Posts: 1,749 Forumite
    Part of the Furniture Combo Breaker
    beanielou wrote: »
    wanna be~great news on the free weigh in.
    Keep us posted on how you do.
    I am really struggling with Scottish Slimmers at the moment~bah.
    Chocolate toffee does not help of course.
    I am back to my old habits as there are so many things in my life that I cannot control at the moment :(

    I always said that there were 2 things in life I couldn't seem to control - money and weight. A couple of years ago I lost 3 stone but when I weighed this morning I was only 3lb short of my original start weight. Grrrr.
    But I think I might finally have a hold on the money thing and haven't lost my motivation for that yet. Fingers crossed I can get back into the weightloss mindset.
    Ninja Saving Turtle
  • marmiterulesok
    marmiterulesok Posts: 7,812 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    Very pleased as I've reached my target of 18!I don't think I'll manage an extra one tomorrow because of DDs.

    Boy am I glad that this month is nearly over.If I wasn't doing the NSD challenge,I think I would have found it a lot harder TBH.I've also managed to keep within my budget.:)

    Anyone see the tennis today?I just caught the last hour at work.What a match...shame Nadal lost.

    spoon I'd definitely prefer the original Reggie Perrin.I haven't watched the remake,as I didn't want it to spoil watching the original,whenever that is!....hopefully soon!
    Hiddenidentity congratulations on getting a job!Do you start soon?

    Have a good evening everyone!
  • cw18
    cw18 Posts: 8,630 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    jintyb wrote: »
    Have been with Talk Talk for years, and my contract ended this month. What they offered me to stay was ridiculous!
    I've been with them a few years and accepted a pretty poor renewal offer after the first 18 months. When the second minimum termm offer ended they offered the same 'carrot', which amounted to a £3.25/month discount for 3 months in return for signing up for another 18 months - and I turned them down which left them pretty speechless and unsure that to do next.

    All they've done is continue to call every 6-8 weeks offering the same deal, and I continue to turn it down.... told them that for a saving of under £10 over 18 months I'd prefer to retain the ability to keep my eyes open for a really good deal elsewhere that wouldn't mean having to pay a cancellation fee to them - and they seem to be having major problems grasping the concept of that :rotfl:



    A no spend weekend for me, so that takes me up to 18 NSDs :T

    Had a lovely Italian meal last night (by way of a belated birthday treat) at a restaurant within a couple of mins walk from home. I've never been there before despite having lived in this town for over 10 years and in this house for fast approaching 10 !! Chap seemed impressed with it too :)

    Next weekend promises to be 'interesting', as I'm taking him up to meet DD, her OH and my GDs on Saturday - and if they're around we'll be bobbing in to say hello to my parents (and DS2) as well :eek:
    Cheryl
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