A ginormous jump into 2012 with the January NSD challenge

freebyfifty

Good Morning

Happy to report that I got NSD #22 yesterday :T

Today won't be though as Saturday is my spendy day. Hoping to be organised enough to get everything for through the week but my organisational skills are not known for being organised (IFYSWIM)

Have a happy Saturday x x

jintyb

kerri_gt wrote: »

From TK Maxx? They sound exactly like the ones I'm salivating over - mary jane / brogue style ones with a little 2 1/2 inch heel?

Now, I'm going to HAVE to look at TKM's web site, and I didnt even know they had one! Naughty, naughty , Kerri.

Continuing the skirt saga............tried on the A$da one.......size 14

TOO BIG!!
Cant believe I need a size 12!
I was a "generous" size 16 (18 really)before I went to WW happy days!

rising_from_the_ashes

flying_fresian wrote: »

Rising could you PM me when a date/time is confirmed for the Edinburgh meetup? Thanks!

Of course - we'd decided on Sunday 5th but still have to work out times / meeting place etc.

Can anyone tell me if it's possible / how to PM more than 1 person at a time?

jintyb wrote: »

Continuing the skirt saga............tried on the A$da one.......size 14

TOO BIG!!
Cant believe I need a size 12!

:j:j:jWow! That's fantastic Jinty!:T:T:T

IF

Morning all :hello:

LondonGirl252

Morning gang!

NSD 12 bagged yesterday so thats another target hit, can I have another target please? I reckon I can make 14...

Im in a wonderful mood already, just checked online banking and Ive been refunded £274 from Halifax for PPI, so anyone thinking about it - DO IT! It was so easy!

mumsiemum

NSD#12 please. Haven't had time to post this week but very happy with my 4 NSDs

mumofjusttwo

NSD yesterday so nsd 16

Richy23

solventsoon wrote: »

:hello:Hi Richy and welcome

Yes, of course you may join, it would be great to have you on board.

We're a lovely friendly bunch - and very modest to boot - and all newbies soon feel at home here.

All you need to do is let me know how many NSDs you would like to aim for - there will be a new challenge posted for February within the next couple of days - and make yourself at home. Feel free to join in with the chat and you can post as often or as seldom as you want to.

There is only one rule here.... we don't fail.... ever :D

Welcome to the club

spoon xx

Thank you! I'll join the new thread soon when it's up! I will be determined not to fail! Saving up lots for a trip to new york next year hopefully! Hope everyone is good today!

IF

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

mooomin

5th is fine for me.....just need to know where and when If Beanie's getting the bus would it be better to pick somewhere in town near the bus station? There's a couple of pubs in the Omni Centre that serve coffee...