A ginormous jump into 2012 with the January NSD challenge

bottleofred

rising_from_the_ashes wrote: »

Omni would be fine for me too - not sure if I'll take the car in yet or get the P&R ....... Beanie as you''ve got the furthest to travel (and on buses) do you want to have a look at timetables and see when would be the best time for you and we'll fit in?



Ohhhhhh dear, hope you had a good evening Red!:) (and are feeling a bit better now .....)


Spendy day for me as predicted - liquid gold and some groceries .... will try harder tomorrow! Enjoy the rest of the day everyone - lovely and sunny here.:)

Hi Rising,

Yes, am beginning to feel better and was at a retirement dinner, so it was totally self inflicted:o. I may have to give wine a miss for the rest of the day though, although possibly too early to tell:)

mavvysmum

I'm at 11 NSD's now! Looks like I'm going to be just one day short of my target of 15 as today food shopping beckons and then only three more days left of the month!

solventsoon

bottleofred wrote: »

Hi Rising,

Yes, am beginning to feel better and was at a retirement dinner, so it was totally self inflicted:o.

Pleased you're feeling a bit better Red......

bottleofred wrote: »

I may have to give wine a miss for the rest of the day though, although possibly too early to tell:)

.... but what's the likelihood of that happening.....:rotfl:

Hope you enjoyed the evening:D:D

solventsoon

poohbear59 wrote: »

Thank you for the welcome
I will try my own challenge for now and then join in next month please Spoony. Hopefully I will be inspired by all of you

It's a pleasure poohbear Inspired... hmmmm.... not too sure about that one, we'll certainly give it a go:D

poohbear59 wrote: »

I think I have a lot of catching up to do. It feels like joining a soap with a slap stick twist to it.

Didn't beanie warn you about our outings and assorted animals. We have two aliens lurking around somewhere - though they were forcibly separated from Hubert in Edinburgh and I'm not sure I've seen them since then :huh:, maybe Igor put them in his casserole pot:D

poohbear59 wrote: »

It was amazing to join and find the winnie the pooh theme too. My favourite is eeyore so don't know why I am pooh

I'm a huge Pooh fan - my avatar will tell you which one is my favourite:D. We don't have a Pooh theme every month, it just happens to be A A Milne's birthday in January and I like to keep the prizes associated with something that happens during the month as far as possible

poohbear59 wrote: »

IOne of the things I am sure I will enjoy the most is the virtual outings

Yep.. I think that goes without saying:rotfl:

beanielou

Rising~Do we have a very rough time & then I can look?

NSD no 23 today.
Had very yummy califlower and broccili cheese for tea :drool:

jintyb

Hey Red - was this you last night?:rotfl:


+

And today?:rotfl:



Good on ya!;)

jintyb

Spend day today as predicted -

Spent £112,:eek: but got a new skirt, jacket, three lovely tops, some tights and knicks - total should have been £175, but with crafty couponing I saved a decent amount there I thought. That's the most I've spent on myself in ages, and I am thrilled with all I bought!
Then I bought some bits on Body $hop site using the 40% off code on the grabbit board - replaced my manky makeup brushes. Ooh er, I'm turning into a laydee.......!

The rest of the afternoon I have been researching phone and bband deals - Sky has turned out to be the best.
Have been with Talk Talk for years, and my contract ended this month. What they offered me to stay was ridiculous!

Should be an NSD tomorrow - I promise!!!;)

poohbear59

First NSD for me. We planned to go to the allotment and dig up some veggies but the frost was hard and the ground has been rock hard all day. So it is jacket potatoes and whatever I can find in the freezer/cupboards. I have veered off the menu plan today.

Learning2Budget

Hullo, been a while had a few slip us but am pleased to say I have gotten 8/10 nsd [COLOR] so far. Oh and actually made it through to Payday with 20 quid still in my purse. its a miracle.x

marmiterulesok

solventsoon wrote: »

Hi marmite

My understanding of DDs from personal and business experience is:

Money for DDs is requested from your account x days before it's due to go out, the "x" depends on your DD agreement. Some companies request the money 5 days before, some nearer to the payment due date.

Once that request is accepted by your bank, the money is allocated to the payee. It can still show as available on the account balance, this depends on the bank.

x days before the payment is due into the payee's account the money is taken from your bank account, the "x" depends on how long the banks take to transfer the money between themselves. Mostly this is the same day but when the payment is due on Monday it can be taken out on the Friday before to ensure it hits the payee's account on the date it is due.

The DD agreement(s) you signed should give you the numbers for the "x" figures.

Hope that helps and hope you enjoyed "Rising Damp". That is one of my favourite programmes ever, it never fails to make me laugh:D

spoon xx

Thanks,that helps a bit.I've also been paid overnight,even though the date is for Monday,so can't complain!

Yes,I love 'Rising Damp'. I could watch it again and again.I've never watched 'Reginald Perrin' though,I'm ashamed to say....Hoping that I might it this year as a birthday present.

Almost forgot,today is #17 please!