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A ginormous jump into 2012 with the January NSD challenge

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  • NSD no 11 today 4 more to meet my target :j:j:j
    NSD challenge (Dec 2011) 12/10 :j
    NSD Challenge (Jan 2012) 15/15:beer:
    NSD Challenge Feb 2012 13/15
  • Keiss_21
    Keiss_21 Posts: 2,652 Forumite
    Well done on your sales and getting your Kindle Jinty...have fun with it. :beer:

    Sorry you're having funding problems Rising, but well done on what you've managed so far. :T I love learning, my mum always called me a perpetual student!! Thankfully I managed my two degrees with student grants, and my other courses since then, I have co-funded with my lovely DH ;). Hopefully you will be able to finish your course soon.

    NSDs 14 and 15 notched up this weekend. Only 3 days left to my first target so doing well with 9 days to go!! :j

    Now need to get back into the garden, did some weeding and got my garlic planted out this morning. They have been hardening off the past couple of weeks, but needed to get into the ground. Going to spray the white and greenfly I found (:eek:) with water and Stardrops, so hopefully that will knock the infestations on the head.

    Have a good Sunday everyone x.


    13 projects in 2013: 7/13
    Cross-stitch Club Member no 13
    Weight loss since 24/06/2012: 30lb
  • Hi all, hope everyone has had a nice weekend. Today was NSD no 9 please! One more to go! Have 2 days to go until payday and no money so Im hoping to beat it!!! :j
    Santander 0% £1,529.94
    Sainsbury's 0% £4,371.31
    Total 0% £5,901.25
    AIM: Pay off debt & simultaneously save for deposit to buy a house by Oct 2020.
    Mar Challenge: Stay within groceries & eating out budget.
  • jintyb
    jintyb Posts: 1,762 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning folks from a very wet and windy NI:eek:

    I'm off to my parents today but am very hopeful of an NSD, although will report back later. I also have to confess to being very stupid, as I decided to apply for a 0% purchase credit card last night online. MR T declined, Another said I'd get an answer within 48 hours and of course I was indignant by this stage and at the how dare they decline me etc, so just had to make another application:mad:. And to think that I advise members on the forum not to make any more than 3 credit applications in a 6 month period:o. You would think I should have more sense and having thought about it overnight, am not even sure if I want the card:o. My point is, please learn from my stupidity, although I'm sure you all have more sense. End of rant:rotfl:

    Red


    Hey Red, dont beat yourself up :naughty: - there's not one of us on here that hasnt done something they could kick themselves for afterwards!

    Rant away - we're all ears!th_big_ears_smiley_face_poster-p228577874294400473t5wm_400.jpg


    you will always be rich enough to be generous.
  • Number 9 scored today :)


    M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
    Savings £12.04
    NSD 3/10 :cool:
    Total £6915.88







  • yasmin2
    yasmin2 Posts: 319 Forumite
    Another NSD for me today... so that's 8 for me so far..
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Just dropping by to report I have hit my original target of 10 NSDs and am now being a total glutton for punishment and upping my target to 12.
    One life - your life - live it!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    cw18 wrote: »
    Got a call yesterday afternoon saying it looked like things were on the move.... then a text less than 2 hours later telling me it was a false alarm !!

    Still a possibility I'll get to share my birthday :T


    Do I take it that you have managed to sneak in another birthday without telling us?

    Right-o gang, everyone round to Cheryl's place for a birthday bumpathon!
    One life - your life - live it!
  • yasmin2
    yasmin2 Posts: 319 Forumite
    Ok, going to set myself a little challenge of having four NSDs this week.. I have some essential spending that I desperately need to do tmrw and then that's it... Hopefully no more spending this week, I am going to leave my purse and card at home. I am kind of hoping that saying it in public means that I am more likely to keep to it...
    Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
    NSD 10/15
  • SuziQ1962
    SuziQ1962 Posts: 232 Forumite
    Hi all -popping in to say NSD 11 for me but don't think I am going to get to the 20 as it means not spending a bean all week-can I change my total to 16 please! Think that is a bit more realistic to be honest :)
    "Sealed Pot challenge" member No 1099 2011/£26.00:j
    Crazy clothes challenge 2012-Budget £28.90/£100:eek:
    January 2012 Grocery challenge £378.27/£240 :eek: :eek: :eek: :mad:
    14/16 NSD in January:mad::mad:
    2012 Weight loss challenge -5lbs :j
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