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Keeping up appearances.......
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Itsadogslife wrote: »Hi Happy,
Hope you are feeling perkierI do think for long haulers it is a battle to stay motivated (I am the worst), I can often see how I have got myself into this situation. Just this week I have been very cross with myself as I paid to join another slimming club (£10.00 to join) which I have again looked at the books and decided I can't possibly do it - what a waste of a tenner, I might as well have got a note out and flushed it down the toilet
Hi IADL believe it or not people pay over the odds for these books on fleabay so if you really think its not for you, get them on there
Granny x
PS :hello: Mrs Happy, glad you are feeling a bit perkier, it is hard when all we can see is years of debt and frugality ahead of us but we will get there in the end with each other to keep us sane. xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Granny,
That's a great idea :money:Just keep swimming!0 -
Hey HappyNow, I hope you're feeling a little happier today. It is very difficult at times but as others have said, we're all here for you. Plus, look how far you've come in a relatively short space of time. I think percentage wise, you're ahead of me and we started this debt busting lark at about the same time.Diary: Conquering Debts Once and For All
CC1 Jan 2012 $875.32 / CLEARED
CC2 Jan 2012 $5,883.33 / June 2014 CLEARED
Mortgage Jan 2012 $382,997.08 / Sept 2014 $367,775.37
Business Loans Feb 2012 $48,407.52 / Sept 2014 $5,289.09
Ex mortgage - 89.07% debt paid0 -
Hi Happy, so glad I didn't offend you phew. Sorry to hear that you have been a bit down. I guess we all want the debt to be gone RIGHT NOW. But the debt didn't build up in a day (rather like weight too), so we can't expect to disappear that quick either. And how I wish my extra lbs would disappear believe me.
You will crack this, things will get easier.
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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I don't post much on MSE (too worried I might offend someone) but I do enjoy reading diaries like yours
. There's a phrase which has been quoted a couple of time around here, and it is 'if there are two ways of interpreting something I said, and one of those ways upsets you, I meant the other one'! I always work by that and everyone else I have come across on the diaries seems to as well. PLEASE don't ever be put off posting in case you offend anyone. You would have to actually verbally abuse me or give me an e-punch in the face before I took offence - and even then I would give you the benefit of the doubt the first few times
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poohbear59 wrote: »Hi Mrs H,
I have been AWOL a lot too as I have 2 sons borrowing my laptop on a regular basis. One is insulating our loft so I can't complainMrs Happy.. I spite of 2 lean months you have still managed:
a christening
a house deposit
a watch
and a fancy meal out.
and you STILL made inroads to your debt. Rejoice Girl!!LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3321 -
Itsadogslife wrote: »Hope you are feeling perkier
I do think for long haulers it is a battle to stay motivated (I am the worst), I can often see how I have got myself into this situation. Just this week I have been very cross with myself as I paid to join another slimming club (£10.00 to join) which I have again looked at the books and decided I can't possibly do it - what a waste of a tenner, I might as well have got a note out and flushed it down the toilet
Then we went out for two nice days this weekend with some overtime money that OH had got and had a lovely treat of a meal out on Saturday and lunch on Sunday. By the time I looked in the fridge on Monday there was two chicken breasts nearly £4.00 worth that had gone out of date and some cooked chicken breast and salad that all had to go in the bin - What a waste, that could easily have been nearly £20.00 extra off the debts :mad:
I think our kettles must all be laughing down on us from somewhere, mine went about 4 weeks ago :rotfl: Although my new one has a tiny blue light...... maybe it is a reincarnation of yours....... Yes, it's awful when we realise we've wasted stuff. But at least we realise now when we've made a mistake and don't do it anywhere near as often. I bet if I could add up all the money I've wasted over the years I would be in tears
. Luckily I can't!
Sorry to hear about your kettle but nice to hear that you bought your new one as a tribute to mine and Pinot's dear departed onesLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3321 -
Mrs Happy, glad you are feeling a bit perkier, it is hard when all we can see is years of debt and frugality ahead of us but we will get there in the end with each other to keep us sane. xBox_of_Fluffies wrote: »Hey HappyNow, I hope you're feeling a little happier today. It is very difficult at times but as others have said, we're all here for you. Plus, look how far you've come in a relatively short space of time. I think percentage wise, you're ahead of me and we started this debt busting lark at about the same time.Hi Happy, so glad I didn't offend you phew. Sorry to hear that you have been a bit down. I guess we all want the debt to be gone RIGHT NOW. But the debt didn't build up in a day (rather like weight too), so we can't expect to disappear that quick either. And how I wish my extra lbs would disappear believe me.
You will crack this, things will get easier.
chev
I have had a couple more set-backs in the last few days and I also have a LOT of diaries to catch up on (sorry!) but I have to dash now to get the day started. Back later xLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3321 -
I have had a couple more set-backs in the last few days ....
How horrible for you, when you've had a couple of months of raiding pots to stay afloat already. I think the reality is that's how we get ourselves into a bit of a muddle in the first place - whenever times are not as we'd like and expect, the tendency is to throw money at the problem. (And that's in addition to the 'Because I'm / they're worth it' when we treat ourselves and our loved ones to things.)
I'm still learning how to have a fantastic quality of life while spending as frugally as possibly, and the longer I have to do it the better life is, which surprises me. I'm shocked beyond measure at how much money I've wasted over the years but genuinely thrilled with how much I've learned while I've been re-adjusting.
Here's hoping you have a great summer with Master and Miss Happy at home. You deserve it, and we're all rooting for you.Better is good enough.0 -
Hi Happy sorry to hear things haven't been going your way.
I hope you are able to overcome them soon. Keep on keeping on
chevI want a job that is less than an hour driving away from my house! Are you listening universe?
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Honey_Bear wrote: »I'm still learning how to have a fantastic quality of life while spending as frugally as possibly, and the longer I have to do it the better life is, which surprises me. I'm shocked beyond measure at how much money I've wasted over the years but genuinely thrilled with how much I've learned while I've been re-adjusting.
. Thanks for the good wishes x
Hi Happy sorry to hear things haven't been going your way.
I hope you are able to overcome them soon. Keep on keeping on
chev
Thanks Chev and I will definitely keep on keeping onLBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!
Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,3321
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