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Keeping up appearances.......

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  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi there Happy. Thanks for the tip on O2 priority moments. I'm with O2 and I've never bothered to look into this so I definitely will now (I love Caffe Nero!).

    Hope you had a lovely time with your mum.
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Hi there Happy. Thanks for the tip on O2 priority moments. I'm with O2 and I've never bothered to look into this so I definitely will now (I love Caffe Nero!).

    Hope you had a lovely time with your mum.

    I try and remember to check the app every week. The best freebies seem to come from WH Smith, Halfords and Caf! Nero :)
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    I am so relieved! Mr Happy's car has passed its MOT. It cost £129 for repairs/test fees and another £100 for new tyres, but that's much better than we expected. He did recommend some additional work which we will try to budget for later, especially as he says it will improve its atrocious petrol economy. But for now, all is good.

    Not such good news animal-wise - one of our horses is lame. He came in slightly lame last weekend so as a precaution (in case it's the start of laminitis) we've had him on box rest since then. That means his companion is also on box rest because they are very attached to each other and won't be parted. So instead of eating all that lovely free grass, they are eating hay (the lame one) and haylage (his companion) and getting through loads of shavings for bedding. So far it doesn't look serious enough to call the vet, but we are keeping a careful eye on him and if he needs a vet he will have one. We didn't have any vet fees at all last year, so no doubt we are due a whopper!

    My Ebay listings end tonight and so far they're totalling just £10.89 so fingers crossed for a last-minute rush. Another five items going on today.

    Feeling very motivated right now :)!
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good news about Mr H's car - did the eBay listings go?

    Sorry to hear about your poor old horse - it's a shame he's missing all the tasty grass - hopefully he'll be back to normal soon and jumping all those Olympic fences!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Good news about Mr H's car - did the eBay listings go?

    Sorry to hear about your poor old horse - it's a shame he's missing all the tasty grass - hopefully he'll be back to normal soon and jumping all those Olympic fences!

    £14 from Ebay. Better than a kick in the face (as they say) and all five items sold so a bit of decluttering achieved too. Another four items listed this week - up at £2.30 so far!

    Horse is a little better thanks, but still eating £££ of food each day. As for jumping fences, he would have you know that he is strictly ornamental these days :rotfl:!

    Dashing off this morning for a couple of days away (work, not holiday sadly) so no time to catch up on diaries, but I have updated my signature ready for Friday's payday and I have paid the £1100 to my credit card as dictated by my snowball. Now I just have to figure out a way for us all to eat next month :cool::D!
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Wow that's some payment ..Go you! :)
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fantastic news on the credit card payment! That's the way to go!:T

    And I'm sure you'll find a way of feeding everyone!:rotfl:
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
  • HappyNow
    HappyNow Posts: 1,558 Forumite
    Part of the Furniture 1,000 Posts I've been Money Tipped! Name Dropper
    Oh dear, three weeks since my last entry :o . But it's been three positive weeks!

    The best-est news of all is that Little Miss Happy is feeling sooooo much better. She has dispensed with her wheelchair altogether and is now walking everywhere - a funny, wobbly walk with her eyes mainly closed, but WALKING!!!! Part of me can't believe she's finally seeing such a massive improvement, but the other part of me keeps remembering her doing 5K runs this time last year and wondering what the hell happened :(. Anyway, must look forward not back! She still has a long way to go but she will be back at uni in September bossing it!

    Granny Happy is still trooping along defying all the doctor's predictions :D.

    Financially I am still totally besotted with YNAB. Slightly peed off that I bought it for £22 and it's now on sale for about £7.50, but there you go! I feel almost ready to throw away the reams of paper that I've treasured since December 2011, detailing every bank transaction I've made since then, but I'm not sure if that's a step too far :D. Maybe next week :rotfl:

    Just had a quick look round the diaries and there seem to be a lot of regulars awol. I shall go and investigate - hopefully they're all out in the sunshine having fun. Looking forward to a proper catch up with everyone very soon :)
    LBM Dec 2011. Aimed, but failed, to clear all unsecured debt by Feb 2019. Finally free of unsecured debt 21st May 21!

    Debt Dec 11: Unsecured £69,579 + Mortgage £59,948 = £129,527
    Debt May 21: Unsecured ZERO! ZILCH! Mortgage £22,332
  • FlacosFloozie
    FlacosFloozie Posts: 830 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    So pleased to hear things are going well for the Happy family again :) Miss H will be back running again, I'm sure.

    I've got YNAB on trial at the moment but missed the flash sale. Starting to get to grips with it but will do a class soon... maybe I'll win a copy ;)
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Seasidegal58
    Seasidegal58 Posts: 6,018 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi there Happy

    That's wonderful news on little Miss H - you all must be over the moon at Happy Towers! She's come such a long way since the beginning of her illness and has been so brave. Glad to hear Granny H is zooming along as well! Perhaps she'll be out hacking on Happy Horse soon!

    I know the feeling about YNAB it's really taken off on the forum. Their profits must be about to rocket with everyone coming off their free trials and buying it!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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