We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Cohabiting and benefits

12357

Comments

  • dseventy
    dseventy Posts: 1,220 Forumite
    Haily111 wrote: »
    D70 thank you for the advice. Most questions would probably be yes apart from the cards I suppose. He doesn't really contribute due to us only 'living' like this since November and it is not something we have spoken about. It's just something that happened.

    I just can't see how you can try to stretch the defination of a couple to "keep state money" yet you allow your partner to live rent free in your house for 7 nights, providing heat, water, electric etc etc and not ask for a penny.

    Even adult children have to pay some kind of board etc.

    D70
    How about no longer being masochistic?
    How about remembering your divinity?
    How about unabashedly bawling your eyes out?
    How about not equating death with stopping?
  • HappyMJ wrote: »
    That meets the requirements for my lodger.

    My lodger keeps his clothes at my house. His christmas cards are up in the lounge. We eat together. We shop together for groceries. The neighbours don't know anything.

    And you declare his rent payments for tax purposes, yes?
  • dseventy
    dseventy Posts: 1,220 Forumite
    HappyMJ wrote: »
    That meets the requirements for my lodger.

    My lodger keeps his clothes at my house. His christmas cards are up in the lounge. We eat together. We shop together for groceries. The neighbours don't know anything.

    Do you refer to your lodger as a partner?

    D70
    How about no longer being masochistic?
    How about remembering your divinity?
    How about unabashedly bawling your eyes out?
    How about not equating death with stopping?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    And you declare his rent payments for tax purposes, yes?
    No. No need to.
    dseventy wrote: »
    Do you refer to your lodger as a partner?

    D70
    No. I consider my girlfriend my partner-almost...but not as LTAHAW.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • HappyMJ wrote: »
    No. No need to.

    No. I consider my girlfriend my partner-almost...but not as LTAHAW.

    So the income falls under the Rent a Room scheme?

    Do they share your bed?

    You are working on semantics, whereas HMRC will take a common sense approach. It's pretty easy to differentiate between a lodger and a lover, isn't it?
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    So the income falls under the Rent a Room scheme?

    Do they share your bed?

    You are working on semantics, whereas HMRC will take a common sense approach. It's pretty easy to differentiate between a lodger and a lover, isn't it?
    Yes.

    No, but my girlfriend does...but the HMRC are not allowed to ask that question.

    Yes I was working on semantics and the questions asked would have made my lodger a partner. It's more than that.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • HappyMJ wrote: »
    Yes.

    No, but my girlfriend does...but the HMRC are not allowed to ask that question.

    Yes I was working on semantics and the questions asked would have made my lodger a partner. It's more than that.

    It has been pointed out several times that HMRC will look at the whole situation - there is no one definitive question. dseventy has pointed out some of the things that they look at, and his information is correct. HMRC can and do ask whether two people share a bedroom (and hence, by implication, a bed).
  • HappyMJ
    HappyMJ Posts: 21,115 Forumite
    10,000 Posts Combo Breaker
    It has been pointed out several times that HMRC will look at the whole situation - there is no one definitive question. dseventy has pointed out some of the things that they look at, and his information is correct. HMRC can and do ask whether two people share a bedroom (and hence, by implication, a bed).
    Sharing a bed is not an indication of LTAHAW. They don't ask or try to draw conclusions from that.
    http://www.hmrc.gov.uk/manuals/ccmmanual/ccm15120.htm
    sexual relationships of a casual nature, where neither partner has any lasting commitment to the other, are a common feature of contemporary life.
    :footie:
    :p Regular savers earn 6% interest (HSBC, First Direct, M&S) :p Loans cost 2.9% per year (Nationwide) = FREE money. :p
  • Marisco
    Marisco Posts: 42,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Talk about nit picking!!!! It seems pretty obvious from what the op has posted that they are living together, and I'm sure that's how the "powers that be" will view it as well. Otherwise, what's to stop anyone renting a place and getting their mail delivered there, and the "partner" claiming all they can at another address, but living with the "renter"?
  • stroodes
    stroodes Posts: 393 Forumite
    haily
    get it sorted with b/f, o/h
    its really all or nothing, but whatever you do do not be a lodger with HappyMJ
    good luck
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.8K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 260.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.