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Deliciosa’s DFW diary

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Comments

  • Skint_Catt
    Skint_Catt Posts: 11,548 Forumite
    Part of the Furniture Combo Breaker
    Welcome back fellow (Diet) coke addict! :j Wondered where you'd gone!
  • ZTD
    ZTD Posts: 24,327 Forumite
    You all know it's bad for you... :naughty:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • deliciosa
    deliciosa Posts: 744 Forumite
    Hi guys

    ohh its so good to see you here :):):):):):):) how are you all?? tell me news! sorry i didnt come for so long. I was really ashamed and I had a kind of "whatever i dont care" attitude. asnd i didnt want to show my face and admit that my debt is 4 thousand again....

    Snaggles, oh yes, the kids, hows the little one? I remember she was born around the time I left the forum! she must be a big girl now!!!

    !!!!!! for having to go back to work but hey, more income.

    I did what you just said and called up capital one. Such smug !!!!!!!s there on the phone. I called to say I want a 0% interest for a certain period of time and an increase in credit limit (for the purposes of balance transfer). Far fetched? I know, but hey I had to give it a try. The guy was soooo smug he was like "no way, sorry you struggle with debtcant help you". I then said I am actually not struggling, and that i want the account closed. He said "sure, but for this we will send you a bill for £285. He probably thought that would scare me. I was like "no need for the bill, why don't you just debit my debit card, and started reading out the card details. He sounded gutted - GOSH it was a good feeling!!!! even better feeling than having emergency money. I wanted to close it so i am not tempted to use again. If worst happens I still have about 1200 left to spend on the hsbc card...

    SO YAY! Maddy is back from the dark side!!! Thats one card ticked. Yay. So where am I now? HSBC around £2250, will post exact figure tomorrow. M&S around £1250. Amex 700 ish... There. No cap 1 anymore. thing is i have a direct debit coming out of my account in the beg of february for two month's gym (i know... :() thats around £100, i have 44 there and 36 coming from paypal i just sold a photo frame on ebay. sos till around 30 needed (as another S/O going out next tue £10) but worst come to worst i just withdraw some cash from one of the credit cards as I have to pay it or better even I go into my overdraft, its £50 and i get paid on the 10th anyhow.....

    what do u think?
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • deliciosa
    deliciosa Posts: 744 Forumite
    ~And re diet coke. Yeah i know but whilst soya lattes were £3.30 a day, diet cokes are £2.66 per three days. Extra yay. and zero cals.
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • deliciosa
    deliciosa Posts: 744 Forumite
    Snaggles' questions: food shopping dont really do.. dont eat at home. leave house at 6, get home at 11 even on weekends....

    mobile bill: trying to cut back, sometimes only £45...
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hello stranger!! Don't whatever happens, feel too ashamed to come back.......we are always happy to hear from you!

    I hope you are looking after yourself and that life is generally good. Weren't you at one point thinking of moving? Did that ever happen or am I imagining things completely (more than likely!!)
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    oooh :hello: it is nice to see you back :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • deliciosa
    deliciosa Posts: 744 Forumite
    not me moving, no... i am the one who always failsand then beats nherself up ;) no, really. thank you for your lovely words! i am starting to get out of the dark place i have put myself...

    hey how do you make ten a day?????? i see you sig.. imressive!!!
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • deliciosa
    deliciosa Posts: 744 Forumite
    oooh :hello: it is nice to see you back :)

    you're still here :) :j :j yes i am back and i am staying. Whats up with you??? :) :T
    Total debt £3625.07. :o
    Goals: 1.) DFD December 2008 (snowball) / October 2008 (me:o ) 2.) Salary £30kpa (currently £26450pa) 3.) Slim down to 55kg (currently 68kg :( ) 4.) Start stoozing :j
    I do not NEED that DVD Tough love club Member #1
  • Heyyy
    Just the other day I was wondering if you were still about....not been here much myself, couldn't remember how to spell your username though!

    Glad you're back...don't try to do too much at once or you'll repeat the cycle again!

    take care
    kitsxxx
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