Deliciosa’s DFW diary

deliciosa

I am battling abbey as well, helping a friend to get the charges back. They ahve just set her a "thanks for your letter and we will investigate, give us four weeks" letter. What shall we do?? give them 4 weeks?

ohh long day but actually very satisfied because I ahve done a lot....

deliciosa

spent 1.15. That's it, no more today. Had big pasta for lunch.

atypicalblonde

just popping in to say hi hun - keep your chin up we are all here to chat and help you out, remember u have made great progress so far, and you WILL get there in the end xx.... have a fab weekend :A

deliciosa

thanks - you have a fab weekend too! Just ahd a big bowl of pasta and feeling sooooo fat you ahve no idea...

I will now try to allocate my £20 note and try to figure out how much it will last me...

more updates later!

slowlyfading

Dont worry about the lunch, and yay for the weekend!
Nicola x

LookingAhead

Just popping in to say hi & good luck.

I am no expert with the claiming back charges thing (perhaps you could post a separate post about the Abbey question?) but I would have thought if they have asked you to give them 4 weeks, they won't be able to do anything any quicker than that.

There must be so many people trying to reclaim so, there will be a bit of a wait.

But as I say I am no expert.....

onedayiwill

Re Abbey - yes give them 4 weeks. I gave Smile 4 week - they said this was how long they were allowed to legally take (don't know if this is true but I went with it) - on the last day I sent them a gentle reminder by secure message - the next day they paid £640 into my account.

Hope you are doing OK and still leaving the cards at home

deliciosa

All right well here's an update - and I have to say,you will be impressed!!

Since Thursday last week until tomorrow (yes, including today as well), apart from the treatment (£85) I have spent….. £0!!!! Nothing AT ALL!!

I have to say Im pretty impressed myself.. I still cant believe it! I have not spent a penny. I was lucky, Friday free dinner Saturday free lunch then some freebie fruits for dinner, Sunday, I had still food at home and in the evening, my friend treated me to dinner. Also, no books, no clothes, no bags, no perfume, not even a tiny cute bracelet, nothing at all!! Today I will only spend on work lunch but that’s pre paid, so… zero again! In ther evening it’s the Passover dinner but I already paid for it.

And I have eaten lots!

I have also made up an excel spreadsheet budget planner, it is quite smart, I have to input my daily spend and then it will give me how much average I have for the rest of the budget planning, per day. So Lets say I have £20 per daz at start, if I spend under this, it will recalculate for the rest of the term and it will come out as more than 20 average per day for the rest. If I spend85 (treatment), then it will recalculate and it will come out as something £17.99 every day for the rest of the budgeting term. This was I wills ee how much I have spent etc, and if, apart from treatment days, I keep my spend under the average available, that will ensure I will stay within the budget. Genius, isnt it??

Another success that I have set up internet banking for M&S so now I can check my balance any time - fantastic.

Gotta go do some work, and then the lovely dinner - I cant wait.

Thanks for coming in and encouraging me!

deliciosa

And thank you for the abbey advice!!!!

Skint_Catt

:hello:

Wow well done on all those NSD!!!! :j I just need to try and do this now!

Hope you're well! Enjoy your Passover meal!

Catt xx