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10 months in and 90 left to go ... the reality is starting to kick in :)
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I reckon you both would be great people to know in RL ... Between toilet rolls and onions we have a lot in common0
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I reckon you both would be great people to know in RL ... Between toilet rolls and onions we have a lot in common
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A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I agree the saving up is great after becoming debtfree even on limited income0
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Damn I fall down at the spread sheet hurdle ... Only because I don't know how to do them ... Would be willing to learn though
scheming yep that's a deff tick
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just got an email, another book sold, another £4.34 for the pot the first lot of money is due to be transferred to my account on the 25th of this month so i will be halfing it to pay off debt and save for the heating system
also completed part one of the royal mail survey, i'm liking these free stamps, they are paying for my posting just now with the books sold so i am deff getting the use of them. with the first part of the survey it worked out that i got £10.80 in stamps ... not to be sniffed at and much appreciated
have had some disturbing news about work, but dont want to say at this stage but needless to say my need for a new job is much greater just now and redundancy may be on the horizon in the near future if things carry on the way they are currently
we have a surveyor coming out tomorrow so will be looking forward to seeing if our house has went up in value at all
hope you are all well0 -
I will never be debt free I dont think but will keep plodding.
I was not so pleased to read your latest news about the r word.
Bah is all.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
you will get there beanie ... it just might take a bit longer than hoped ... and i am sure it feels like your wading through mud sometimes as well
its not effecting our unit at this time beanie ... but it could be a matter of time till it does, i aint gonna lie it was a TOTAL shock... not one of the girls had a clue it was going to happen, its not that there isnt work for us, its due to the nature of the work and losing a contract that another provider has aquired ( truthfully that scares me ... cant say too much but i think some eyes will be opened through the situation)0 -
Positive vibes your way anyway.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Scary stuff El, hope it works out for you. xMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Mr el has been asked to fix something for someone and has been offered £20 for doing so ... The £20 is going to be put together with the £30 he got for doing something else ( he is quite handy at fixing stuff ) and with it we will buy a blind that we need ... We had bought the blind before as and I had to take it from the fun money ( I'm sure a few of you will remember that ) but after paying for it we discovered they didn't have the blind in at all so got it refunded. I think mr el learned from then he does not want his fun money played with so declared that we would need to save for a blind he also said we would save it from the money he got for doing things ( sometimes people buy him alcohol ... Last night he came in with 12 bottles of miller ... He has told everyone he doesn't drink and has a drink problem but some how some people choose to ignore that and give him some any way) and sometimes they give him money ( like today)
Anyway it's taken from Xmas till now to save for a blind ... But the blind is effectively cost neutral for us ... Normally we would spend the £20 on a Chinese or Indian or something ... Now we will have a blind for the bedroom and still have the Chinese and Indian ( only mr el will cook it)
Wooooo hooooo I like this new mr el that is seeing things differently0
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