New power of attorney guide

loulou41

givememoney wrote: »

I intend to start this process.

Can you answer a couple of questions please if you have already been through it.

If you fill the forms in online, can you save them for checking through?

Can you amend them if you have made a mistake?

As they are pages long can you obtain them from the Office of Public Guardian without having to print them yourself?

I have just completed mine. You can save and amend but once you have confirmed you are ready to download you cannot change. I did make a mistake and forget to put an hyphen between the names and had to create another one. I paid by cheque so that I had the option to download the forms and check before I print.

You can request the forms from the office of Public guardian but it is easier to do it online. I would do it that way if you have access to a printer. If you don't you can save on USB drive and print in the library.The poa once completed consist of 20 pages. Hope this helps

loulou41

I just want to add mine did not take long to complete but I did get all the forms before hand from the office and thoroughly read them. I did practice on some blank forms I found on the internet before I actually went on the official website. I was surprised how easy it was. Mine was very simple just three attorneys husband and adult children to act jointly and severally and there were no restrictions or instructions. They were created to replace an enduring poa.

ceemage

We registered an LPA for an elderly relative in 2015. At the time, our understanding was that this was just "being prepared," and that we would then need to do something further if we ever wanted to exercise this power of attorney - a "trigger," if you like.

However, looking at all the advice now, both here on MoneySavingExpert and the Office of the Public Guardian's website, the concept of a "trigger" seems to have gone - or did we imagine it? It seems as if we can start exercising the LPA at any time after it was registered, which would have been back in 2015. Is this correct?

In addition, we cannot (at the moment) find our copy of the LPA agreement. Would the Office of the Public Guardian be able to provide us with a copy (for a fee), or can we just proceed to act as attorneys as long as we know that we are empowered to do so?

(England & Wales law applies to all the above, in case that makes any difference.)

Browntoa

https://forums.moneysavingexpert.com/discussion/5150814/duplicate-lasting-power-of-attorney

Keep_pedalling

ceemage wrote: »

We registered an LPA for an elderly relative in 2015. At the time, our understanding was that this was just "being prepared," and that we would then need to do something further if we ever wanted to exercise this power of attorney - a "trigger," if you like.

However, looking at all the advice now, both here on MoneySavingExpert and the Office of the Public Guardian's website, the concept of a "trigger" seems to have gone - or did we imagine it? It seems as if we can start exercising the LPA at any time after it was registered, which would have been back in 2015. Is this correct?

In addition, we cannot (at the moment) find our copy of the LPA agreement. Would the Office of the Public Guardian be able to provide us with a copy (for a fee), or can we just proceed to act as attorneys as long as we know that we are empowered to do so?

(England & Wales law applies to all the above, in case that makes any difference.)

Without the original LPA or a certified copy you can do nothing, as any financial organisation you have to deal with will want to see it. Does the donor have their copy?

Before LPAs there were enduring powers of attorney EPAs, and you had to wait until the donor lost capacity before they could be registered, so maybe that’s is where the confusion is coming in.

HUMBUG

I can't see any information in this article on how to address issues with banks and building societies that do not allow the donor to manage the sponsor's bank/build soc accounts online . For example , banks and building societies are only offering saving accounts where they must be managed online . Therefore its a catch 22 situation where the banks are not offering any branch based accounts (or if they are, the saving interest rates are extremely low) and if you do apply for accounts with better rates you must manage them online (but they won't allow it).

They seem to be forcing very elderly people or those who do not have online access to park their savings in low interest accounts.

We need more information about what we can do about this issue as my parents are losing a lot of interest on their savings because they cannot benefit via online access saving accounts.

Rosie1980

All the banks I have dealt with allow you to set up online accounts and access them online as POA. Usually you have to call them to set up the account and then send or go into branch with the LPA. It's not as straight forward as setting up your own accounts but it is doable.

Primrose

Rosie1980 wrote: »

All the banks I have dealt with allow you to set up online accounts and access them online as POA. Usually you have to call them to set up the account and then send or go into branch with the LPA. It's not as straight forward as setting up your own accounts but it is doable.

Rosie - it would be helpful if you could name the banks which do this. it would be very helpful to other people wit POA's who are struggling with this process.


Also, I think it would be helpful if people holding POA's could lobby their MP's for pressure to be put on banks to publicise on their websites that off line and online PoA's are available. It's unfair that the elderly who are having their affairs looked after by somebody have to suffer lower interest rates because the choice of savings accounts is limited.

kuepper

My PoA is simple, I live alone and want to give it to my only child. Re certificate provider, I can't think who to get other than GP as most friends live a good distance away so a bit inconvenient to travel just to get my signature witnessed. Do GP's charge for being certificate provider? Who do most people get?

Primrose

yes, a GP will probably charge between £25 - £35 for this.
Do you work? A responsible person at work who can certify you know what you're doing could be thecertificate provider or your vicar if you know him/her, or even a trusted neighbour who has known you for a long time ?