Time to get organised and get on with it!

DedicatedDFW

Hi Lam - Yes holibobs on the horizon but everything is so tight moneywise because of the extra spends i've needed to take i'll *try* to bring it back

Sounds like you are getting all organised on the moneymaking front and i think the horse rugs and things usually sell pretty well so fingers crossed you get that car bill paid off soon

jwil ((hugs)) I know how tough it is and i'll try and focus on some positives for you - first of all i don't think you are in the same position as you were at the start of the year. i don't know how your debt is broken down but i think you have a loan as well as credit cards ? So by the end of this year you'll be another year forwards on paying off the loan :T So this is reducing all the time for you - unlike the pesky credit cards that have no end date as it were. The other thing is you are consciously trying to pay the debt off. i know before i started my first thread on here that i knew i wanted to pay the debt off but my income at that time wasn't even covering my mortgage let alone anything else so i was also servicing the debt for a while. Now we know we want to get these bills cleared and we make decisions every day to work towards that. I know before i'd want to clear the debt but have no clear idea of how to do it, what my money was going on etc. but now we are in working from a position of knowledge on these things. - As i say just trying to see some positives because i know how rubbish it is paying out this money all the time and not seeing any great headway with things.

This october challenge will be good for all of us - we could even try and keep it up each month until the end of the year :eek:

jwil

Thanks DDFW, you are right that the loans have gone down, so that's good, it's just the CCs have gone up so that's not. It will all get sorted eventually!

I've had another small ebay sale and withdrawn £5 from topcashback (thought I'd better get the cash rather than the amazon voucher) so I've got another £7 to add.

I'm off to work now, but hope to get some stuff sorted for ebay later.

Have a good day everyone!

So that's £22/£300 = £278 to go.

jwil

Back from work now thankfully, but am shattered and don't feel like doing anything.

I'll have a bit of a rest and hopefully will pick up a bit!

jwil

Hey everyone, snowed under at work, so haven't had a lot of time.

I've had some more ebay sales, so that's another £22 to add to my target. I re-sold the item that I had the NPB for last week, and got an extra £3 so very happy with that :j

So that's £44/£300 = £256 to go.

Hope everyone is well

jwil

My loan's come out today, so that's another £324 paid.

LAM2011

morning,

you are doing better than me - I have only managed £15 so far (sold something on preloved) but its a start. Got a few things on ebay finishing Friday so will update then.

jwil

You've made a start LAM, so that all counts!

Good luck with the sales

Chocforever

And you are both doing better than me. I have been away this week, returning today, so I have £0 / £300. Better get my skates on to catch you both up!

Hiddenidenity

Hello hope all is well xx

jwil

Chocforever wrote: »

And you are both doing better than me. I have been away this week, returning today, so I have £0 / £300. Better get my skates on to catch you both up!

Hope you had a good time away Chocforever

Hiddenidenity wrote: »

Hello hope all is well xx

Hi HI, all good here thanks, how are you?