Time to get organised and get on with it!

jwil

Well I sat down last night and worked out what I'd actually reduced my debt by this year. It was not pretty reading I've spent nearly £7k servicing the debt, but have hardly reduced it at all :mad:

A lot of it is due to interest, and some is due to still spending on the cards as things have been very tight over the last few months, and will continue to be until October probably.

It's so frustrating, and makes me wonder why I bother. But the reality is, that I'd be in a lot worse position if I wasn't doing all this work, and I have made a small reduction to the debt. So I'm out of my sulk this morning and will get back to it.

So, this morning I have posted 12 ebay items, put 6 perfume bottles out for recycling (I was trying to sell them, but had nothing but problems with people who can't read the word EMPTY about 6 times throughout the title and listing :mad: so I've given up on that), and decluttered two air fresheners to work which I won't use at home.

My loan payment and OU payment have come out so there's another £414 paid today.

jwil

Raise an extra £500 in June - £44/£500 - £456 to go

List 200 new items - 6/200 (DH - 7)

Review rest of amazon listings - 0/144

Clear magazines - 9/93

Read coursebook 1

Read coursebook 2

Start assignment

[STRIKE]Sort recipe cuttings[/STRIKE]

Declutter 100 items - 45/100

Repair clothing - 4/8 items

1. Bag full of hotel toiletries - years old and pretty grotty - bin.
2. bundle of leaflets - recycled
3-4 Two plastic crates - recycling centre
5-6 Two polystyrene trays - recycling centre
7. Pile of magazine cuttings - recycled.
8-9 Cardboard storage boxes - recycled
10. Assorted cards - recycled
11. Bundle of paperwork - recycled.
12. Another bundle of cards - recycled.
13. Book - car boot sale
14-22 Fabric and clothing - recycling
23-25 bags - car boot sale
26-37. ebay parcels - posted
38-39 air fresheners - work
40-46 empty perfume bottles - recycled

DedicatedDFW

Hi all, sorry i can,t reply properly the computer has broken again

Jwil, as you say had you not addressed the debt then the situation would be worse. So well done on all you have done so far! You have left me intrigued about what happens in october though?

Grr! To silly people not able to read the word empty though! You have done well with the decluttering though - are you keeping it up all week?

Retiredandskint - hope your comp is fixed soon.

LAM sorry yo hear you had a row with mr LAM hope its all sorted out now x

Peaceandfreedom - hope all is ok with you hon xx

jwil

DedicatedDFW wrote: »

Hi all, sorry i can,t reply properly the computer has broken again

Jwil, as you say had you not addressed the debt then the situation would be worse. So well done on all you have done so far! You have left me intrigued about what happens in october though?

Grr! To silly people not able to read the word empty though! You have done well with the decluttering though - are you keeping it up all week?

Retiredandskint - hope your comp is fixed soon.

LAM sorry yo hear you had a row with mr LAM hope its all sorted out now x

Peaceandfreedom - hope all is ok with you hon xx

That's frustrating about the computer :mad: Hope it gets sorted soon!

October - I stop paying OU so have an extra £90 per month!

People are such numpties it's annoying. I've sold the perfume bottles a few times now, and on each occasion bar one the person has messaged to say they didn't realise it was empty. I had been umming and ahhing for a while about whether to list them again, but I can't be bothered so they've gone now.

I haven't done any decluttering today so we shall see for the rest of the week

jwil

I've paid another £52 today.

I'm feeling very choked up this morning. Another MSEr has posted some very sad news and I really feel for her. Life is too short

DedicatedDFW

Hugs hon x

LAM2011

jwil wrote: »

I've paid another £52 today.

I'm feeling very choked up this morning. Another MSEr has posted some very sad news and I really feel for her. Life is too short

Just awful isnt it after everything she has been through. I just want to cry myself.

My ebayer paid and emailed to say sorry they had forgot so I have some more money to overpay. Just realised I have not updated my totals on the challenge.

Hugs to everyone today x

DedicatedDFW

I am wondering if i know this mser too. I,ve met few mse people in real life but i feel very close to alot of people on here as we share so much x

jwil

LAM2011 wrote: »

Just awful isnt it after everything she has been through. I just want to cry myself.

My ebayer paid and emailed to say sorry they had forgot so I have some more money to overpay. Just realised I have not updated my totals on the challenge.

Hugs to everyone today x

I know, it's awful.

Glad your ebayer has paid up though!

DedicatedDFW wrote: »

I am wondering if i know this mser too. I,ve met few mse people in real life but i feel very close to alot of people on here as we share so much x

Sent you a message DDFW, it is someone you have come across.

I've not met anyone from here, but you do get to know people and feel close to them as we all go through our journeys.

jwil

Raise an extra £500 in June - £44/£500 - £456 to go

List 200 new items - 6/200 (DH - 7)

Review rest of amazon listings - 0/144

Clear magazines - 9/93

Read coursebook 1 - started

Read coursebook 2

Start assignment

[STRIKE]Sort recipe cuttings[/STRIKE]

Declutter 100 items - 51/100

Repair clothing - 4/8 items

1. Bag full of hotel toiletries - years old and pretty grotty - bin.
2. bundle of leaflets - recycled
3-4 Two plastic crates - recycling centre
5-6 Two polystyrene trays - recycling centre
7. Pile of magazine cuttings - recycled.
8-9 Cardboard storage boxes - recycled
10. Assorted cards - recycled
11. Bundle of paperwork - recycled.
12. Another bundle of cards - recycled.
13. Book - car boot sale
14-22 Fabric and clothing - recycling
23-25 bags - car boot sale
26-37. ebay parcels - posted
38-39 air fresheners - work
40-46 empty perfume bottles - recycled
47-51 newspapers - recycled.