Make your dream amount for 2012 or reach for the sky and make 12,000 in 2012

dillidalli

Well, feeling really super organised... got a folder with business plans, objectives, and schedule all sorted out. Plus expenses I do use Microsoft money - but I will be using a spending diary.

I am also really going to be really strict with regards to grocery shopping, the good thing is that I'm not really a meat lover so already since cutting back on Red Meat food bill is going down. The other thing is meal planning helps a great deal so I am making sure that I try and batch cook as much as possible.

Also another update to my sig - a little bit more money added to the pot. Feeling very positive at the moment. If I don't get the chance to log in over Christmas, I wish everyone one an amazing Christmas and New Year and here's to everyone making their dreams happen in 2012. :beer::rotfl::j:beer:

moneymabel

Wow Dilli you do sound super organised! Had a brief look at the business plan pdf....and then admitted defeat lol. Cant wait to see your new business ideas...if theres anything i can help with shout!

dillidalli

Thanks Mabel, this year I am seriously on it! You don't have to go heavy I have done a mini business plan before - but I think any plan is better than no plan... I've learned that the hard way! http://www.dynamicbusinessplan.com/mini-business-plan/

skint-student-nurse

hello, you can count me in! I did start the challenge earlier this year but I had to give up half way through as my life literally fell apart thanks to my ex and the money I had raised came in handy as it helped me escape from years of what I now realise to have been domestic abuse,so the money I saved from the challenge did come in handy I have no specific figure in mind but anything that can be put towards buying a home would be fab! I'll stick my hands up ow and say that the money rasied between now and march will go towards moving into new rented accommodation

moneymabel

dillidalli wrote: »

Thanks Mabel, this year I am seriously on it! You don't have to go heavy I have done a mini business plan before - but I think any plan is better than no plan... I've learned that the hard way! http://www.dynamicbusinessplan.com/mini-business-plan/

Thanks for that...what i am desperately trying to answer is the '''how are you different from your competitors~ been stuck on that all year and really need a USP

All_eBayed_Out

I have won over £12k of prizes in 2011, so can I join? Even if its in prizes for 2012?

skintbint_2

evening all - Elly, hope xmas went well, dilli, mabel, rictus, ssn will join you all in this one - just the usual cake making and growing the cake business, ebaying, bootsales, will also be trying to put away any money from bogof's, woopsies etc, saving £2 coins - did well in 2010 and fell away in 2011 . have a building society account that only has an office 15 miles away so will make a point of putting it all in there so cant get my hands on it unless i desperately need it. so the 12k will consist of earnings, savings and anything else i can i can think of .
starting tomorrow for me!! onwards and upwards
p.s. who got new slippers- can i have your old ones lol!

yukkibear

Hello old faces and new. I'm going to aim for as much as I can this year. I was here in 2010 and then fell away much like sb in 2011 due to commitments.

I want to save for a lot of things in 2012 such as OP the mortgage, emergency backup, house improvements and more. After yesterday, there are a couple of toys and a phone earmarked for amazon / recycling to generate some cash, so that's a good start.

Missy606

Im totally in for this. Really need to sort my finances out. This should help keep me focused xx

trying_hard

Hi Elly, Dilli, Mabel, & Skintbint. Hope you are all ok, nice to see some 'old' names back on here and lovely to see some newbies too. Hope everyone had a lovely Christmas x

Well I fell by the wayside to due to not getting a job until June and we have just about sorted ourselves out now.

I have joined the pay off your debts in 2012 too so that I can get and give encouragement to both threads, as we have just under £20,000 to pay off now was £55,546 :eek: just over 6 years ago and I need it to be gone now.

I have got some extra hours from work starting 3rd Jan so that's an extra £140 a month to start with. I have cancelled Denplan as a new Dentists has opened near me, the old one was 30 mile round trip this one is 10 miles so much better, also saving me £12 a month. And finally have shopped around for House Contents Insurance and found one that we will pay outright for and is £150 less a year! So saving the £19 a month DD. I have opened a savings account too, it's joint with DD as his OT is going in there.

My aim is to up the ebay, meal plan, and be more organised generally!!