Make your dream amount for 2012 or reach for the sky and make 12,000 in 2012

sams247

Well, I have had a cr*p 2011, and havent been on the forums for many a month, but I'm back, and raring to go. In 2009 I went BR, and have maintained a level ground financially ever since, no debt but no increase in profits either, its been a challenge avoiding any debt but I've made it this far and am now determined to go forward with a positive attitude, so this challenge just about says it all - so count me in. As far as I am concerned if I end 2012 in profit of any size it will be the first year I'll have had savings for over 20 years - thats got to be a good challenge!

elly68

Superheavy wrote: »

All the ones they received for Christmas? I can imagine the discussion as you explain they have a week of playing with them before they get sold.

:rotfl:
well you know how kids are they will be bad in the first week and so removal of ps3 and dsi will be legit lol
ps do you reckon they will last a week

elly68

sams247 wrote: »

Well, I have had a cr*p 2011, and havent been on the forums for many a month, but I'm back, and raring to go. In 2009 I went BR, and have maintained a level ground financially ever since, no debt but no increase in profits either, its been a challenge avoiding any debt but I've made it this far and am now determined to go forward with a positive attitude, so this challenge just about says it all - so count me in. As far as I am concerned if I end 2012 in profit of any size it will be the first year I'll have had savings for over 20 years - thats got to be a good challenge!

sounds like a plan ,i know lots of people in the same boat so good luck :T

elly68

dillidalli wrote: »

As I want to be more organised this time around I am working on the following today, business plans for all projects, 2012 objectives and targets. As boring as it sounds, I need to take things seriously this time. This is the link for where I'm getting my business plan template from in case anyone needs/would like to do the same.

http://www.2-small-business.com/excel_templates.shtml

you'll be up for a small business award by the end of next year let me know and i will throw a vote your way:j

dillidalli

I was going to say 'Here's hoping' but I'm I just won't give up this time around!

AndyMeadows

I'm in also please. First time poster and up for the challenge. Got to go in with a positive attitude!

meds12_2

I'm in too...

My plan:
1. continue to overpay the mortgage by £500 per month = £6k
2. work on developing new biz in holidays (should bring in £3-4k)
3. swap shopping at Tesco's with shopping at Aldi (= £20 per week = £960 per year)

> We are due a sharesave maturing with OH's job in Feb- which should (bar massive share price falls!) bring in minimum of £12k - although we owe my Mum £6k, and the rest will be going on 0% credit cards - not going to count that as it's been planned for yonks - nice to finally come to the end of the 3 years of saving for it though!

> I've also saved money by booking quality holidays but doing them cheap - eg Eurocamp next summer, but instead of staying in a caravan / chalet we have booked a Supertent - half the price and twice the fun! We've got tickets for Disneyland Paris and have booked a cheapy Camponile motel instead of the Disney prices ones - again I can't include this as I paid for it earlier this year...just thwoing out some ideas - I pick up a lot of useful hints from this site and it's nice to put some back.

Squidge123

I'm aiming to make as much as I can during 2012 because by next Christmas me and my OH would like to be living together so will need money for rent and bills etc

jenks15

Where did you get cheap disneyland paris tickets, we have booked an alfresco and need tickets for 2 adults and 3 kids

Cheers

dillidalli

Feel like the getting organised part of this is progressing I have got the about 60% of the first business plan done. I have 3 more plans left to write - but it is good getting things down on paper for a change.

On top of that started working on my years budget for 2012. It was good getting things down on paper and seeing what I could potentially do. Very inspiring. If you want to do your own budget you can use one of the templates here. http://www.vertex42.com/Calculators/budget-calculator.html

Other than that trying to do some food planning too - as menu planning helped to keep my money on track last time around. Hope you are all good! Also got £75 deposit for a design job, and £40 coming in from another design project completed.