you know when all you lovely people give advice...

Shineyhappy

Thank you!

When I am nervous I dont shut up and as it happens I had watched an interesting program about Americans keeping big cats as pets and how many had escaped:eek: so as you can imagine I rambled away solidly for 40 mins!

Funny thing is I am not a nervous driver and not scared of much except spiders and as it happens driving tests

I was just so thrilled to pass:D so I kissed him then burst into tears! Poor bloke!

Still I am sure you will pass soon and when you do I will be very very happy for you!

postingalwaysposting

right i am a little worried... long story short my brother got a vanquis credit card :rolleyes: i told him never to do it, money burns a hole in his pocket and it was like giving a child a toy and telling them not to play with it :rolleyes: anyways he got it, and i thought nothing of it... now i get the post in the morning 99% of the time and the mail with vanquis on was piling up (once maybe twice a week) and now i aint stupid... anyways i havent said anything (he doesnt care about bills and mail is strewn all over the house from him so i knew he would slip up...

anyway i just read one of his letters (dated a week ago) his limit is £250.00 he is so far sitting at £280.00 and he is getting a £20 charge every month for over the limit and £30 for not paying his bill not including teh 29.9% interest rate... oh and he also has a argos card :wall: simmler rate i dont doubt :mad:

what do i do? i dont want the baliffs knocking and taking my stuff (this is mum all over) now i am worried once again :mad: am i the only one with any sence a classic example... he was sent £10 in the post, dunno who from but then he proceeded to give the cash to mum with a list of food for her to buy for him sorry but the frezzers full of things he likes... am i missing the boat?

what can i do? i am tempted to msn him a little note along the lines of 'i know you have debt' and a few links from here but ultimately i cant do anything... he wants to spend £100 on a bed soon :wall: anyone want a lodger meaning me :rotfl:

Shineyhappy

How old is your brother?

postingalwaysposting

Shineyhappy wrote: »

How old is your brother?

19... earning in the region of £80~£100 per week however he pays £30 a week house keeping

Gemmzie

I can see my brother doing a similar thing when he turns 18 PAP.

Can you try speaking to him? Show him how much you've cleared and give him some tips to get him to pay the bill.

postingalwaysposting

Gemmzie wrote: »

I can see my brother doing a similar thing when he turns 18 PAP.

Can you try speaking to him? Show him how much you've cleared and give him some tips to get him to pay the bill.

yes i have before i have tryed to teach him... every time i have mentioned it before he brushes it under the carpet... just msn'ed him but i am not holding my breath... it just angers me so much, i have to live in fear because of him :rolleyes:

Gemmzie

What about telling your mum? It's not really fair that you should have to live in fear due to his selfishness

postingalwaysposting

Gemmzie wrote: »

What about telling your mum? It's not really fair that you should have to live in fear due to his selfishness

i have gem but shes the same... i dont know if you have read the whole thread but i pay her debt instead of giving her house keeping :wall: i just wonder why i bother... you know i am 21 and i am dealing with all this stuff :mad: i just feel cheated tonight, if that makes sense? :mad:

beanielou

Pap~
try not to worry about your brother too much.
sorry about your test, next time you wont be so nervous.
pity you dident stay near me as you could be my lodger & keep me on the straight & narrow!

postingalwaysposting

beanielou wrote: »

Pap~
try not to worry about your brother too much.
sorry about your test, next time you wont be so nervous.
pity you dident stay near me as you could be my lodger & keep me on the straight & narrow!

thanks beanie, i am trying not to but its a little hard :rolleyes: never mind about the test... my time shall come