£2012 in 2012

nomi01

I honestly didn't realise I had met my challenge, I have been looking at my sig and I must have forgotten to up date it at times. I just went back over the spreadsheet to double check.
Thanks to Cally for pointing this out as I don't think I would have noticed. :beer:
This has made me more determined to carry on til the end of the year to see what I can save.
Cant wait to sign up again next year. VERY PLEASED:j

DTH

This is such a good idea and I wish I had seen it at the start of the year, rather than with 2 months to go!

This way of breaking a big target into bite size chunks is exactly what's needed to make it achievable.

As a small business owner, the main way for me to get to £2012 (or £2013 next year) is to look for small new improvements in processes, marketing, efficiency etc, then watch the benefit add up over 12 months.

I'll use your ideas as a template, but without the work hat on, I'll join your club for 2013.

Thanks for sharing your ideas!

Lomcevak

Great month in October, total of £496.42 came in - helped by a big clean-out on ebay and two decent lumps of Quidco that i've been waiting for for ages - which makes it my best month so far.

So i'm at £2772.69 today including two small payments that just dropped into the start of November, that £3k stretch goal is in touch

nomi01

I checked my account and found I had been sent £45.78 back from old energy supplier as my account was in credit at old address. :j
05/11/12-I have just signed up for fix n fall tariff til march 2014.Also saved £32 on the cost of luggage that I had to buy.
Got my spreadsheet ready for next years budgeting.
06/11/12- saved £53.40 today
10/11/12- saved on multibuys, free delivery and discount voucher. Also used club card points to buy xmas gift so another £57.59 to add.

fluffpot

Bit late sorry but my October total is £655.47

As follows:
Ebay and other selling £20
Rent from lodgers (friends staying for a couple of months) £500
Book selling: £32
Surveys £5
Cashback: £7
Freecycle freebies: £3
Money off £81.47
Phone saving £7


Much better - we're lucky to have the spare space that people want to rent from us!

Keep going everyone, nearly there!

Fluff

PS Mr Fluff was very sceptical when I started this challenge - that's showed him!

seven-day-weekend

My October Total £120 and I have met the target

nomi01

Managed to save another £86 today by using double up on loyalty card points and also great 1/2 price offers on toys. It has made a bit of a dent in the xmas list.
Also cancelled two subscriptions today that will save me a further £16 a month. Wish I had done it sooner but they had slipped my mind. I will count it two months worth of payments so it takes me to the end of the challenge.
Cant wait for £2013 in 2013. :j
20/11/12- Another £25 saved on winter essentials online this morning

bess1234_2

Is anyone else finding this addictive? I'm finding Christmas is ridiculously cheap, and can't bear to spend all my vouchers on silly things, so may have some left for the sales! Just got to keep my head now, as the crazy season builds, and not join in the heady blowouts that seem so bizarre when January arrives.

nomi01

I went and collect a parcel from mr t's today. It was an xmas gift and I had used double up points to buy it so it had only cost me £1 in real money. Got it home and found that they had put a different item in there. Same sort of thing but better. I think the item I ordered was out of stock tso they have sent a substitution. So I ended up saving another £10 as this item is higher value. It is bakugan toy so there are loads to collect and it was something I would have bought anyway but wanted to spend as little as possible on top of voucher value. :j

Bess- I love this thread too, I find it really motivating and helps keep me focused. will definately be signing up again.
Thank you to Mennie for starting the thread.:T
Thank you to Cally for keeping the thread going.:T

bess1234_2

:TGo you! A good shopping day:T