LloydsTSB PPI Payment

philpoticus

philpoticus wrote: »

Hi, can someone help me out, I've had my ppi back eventually half went to me and half to my loan. Just got a statement which was like this-

Balance- 19000

Payment- 5000(ppi refund)

Reversal- 2500(half my ppi to my Lloyds account)

Balance now- 16500

Is this correct?

Forgot to say the original loan was 18500 but was front loaded with the ppi so roughly 5000 without the interest. I've been paying reduced payments for quite a while. It just doesn't look right.

philpoticus

philpoticus wrote: »

Forgot to say the original loan was 18500 but was front loaded with the ppi so roughly 5000 without the interest. I've been paying reduced payments for quite a while. It just doesn't look right.

I'm making a right pickle of this! So my loan was 23500 with frontloaded ppi.

Esoog

Phil, not ignoring you but no idea I'm afraid.

Personally I've had enough now, I'm going to compose an email/letter tonight to Mr Hallet explaining in great detail the constant lies and battles to get information. I'm not going to ask him to pay us instantly, just an explanation of what the hell is going on with the company and for an HONEST timescale and indication of where we sit in the system. It's not much to ask is it?

azza082

Phoned Lloyds yesterday, was told they have more people dealing with payment now!!! And that I would be paid within 4 weeks!!!! I also phoned on the 25th Nov, to be told within 2 weeks!! They have no idea!!!!

philpoticus

Esoog wrote: »

Phil, not ignoring you but no idea I'm afraid.

Personally I've had enough now, I'm going to compose an email/letter tonight to Mr Hallet explaining in great detail the constant lies and battles to get information. I'm not going to ask him to pay us instantly, just an explanation of what the hell is going on with the company and for an HONEST timescale and indication of where we sit in the system. It's not much to ask is it?

How long have you been waiting? Mine took over two months from my calculations letter. They don't seem to know what's going on when you ring up, from my experience. One tells you one thing and then you get told something completely different!

Esoog

philpoticus wrote: »

How long have you been waiting? Mine took over two months from my calculations letter. They don't seem to know what's going on when you ring up, from my experience. One tells you one thing and then you get told something completely different!

Offer letter late august, calcs letter early Sept. Nothing but lies since then. (No letters).

MykMallett

I've given up now. I went into my bank and the manager said he'd ring for me. He rang back and told me what everyone else is getting, no date, no info. Standard.

I then log into my online banking last night and find they have dropped my credit limit in my card from £2k to £500 without notification. Fortunately it's at 0 so I have cancelled it. I have also arranged to transfer my bank account to a matching grad account with RBS (£2k interest free overdraft) and close my Lloyds current account.

I have also just set up a business with my dad and have secured funding for a few web projects that look promising. I have decided against the Lloyds business banking account and gone with Santander.


All of this I've told them in an email and a letter. They can go *** themselves, I will never do business with them again following this shambolic treatment of me and everyone else in the same predicament.

Loser-Lloyds

MykMallett wrote: »

I've given up now. I went into my bank and the manager said he'd ring for me. He rang back and told me what everyone else is getting, no date, no info. Standard.

I then log into my online banking last night and find they have dropped my credit limit in my card from £2k to £500 without notification. Fortunately it's at 0 so I have cancelled it. I have also arranged to transfer my bank account to a matching grad account with RBS (£2k interest free overdraft) and close my Lloyds current account.

I have also just set up a business with my dad and have secured funding for a few web projects that look promising. I have decided against the Lloyds business banking account and gone with Santander.


All of this I've told them in an email and a letter. They can go *** themselves, I will never do business with them again following this shambolic treatment of me and everyone else in the same predicament.

I'm sure many will follow you (including us lol ) good luck!

Shany2

Hi Folks

I have emailed Mr Hallett this morning with probably the rest of the guys on here. I hope to hear from him soon hopefully so will give you all an update. Hoping for a magical Friday or have I gone completley barking mad.:mad:

Loser-Lloyds

I am going through the list of board members with their names and lloydsbanking dot com at the end and emailing them one by one! and will continue to email them ALL daily (and change email address weekly) until we get a direct response!